I was approved for a loan and changed my mind after seeing the ridiculous charges. I explained that to a rep. on the phone who said he was cancelling the application and was stating the reasons I gave. I then get an email telling me they were sorry they had to deny my application for a loan due to some untrue statement they claim they got from my credit report. I'm checking to see what they entered into my credit report. I don't trust what they did. I wouldn't suggest them to anyone. DD - Texas
1st time user of ace.. was my last option ,wish i had just let my bills go past due. I called and ask them to take the recurring payments of as i would go into a store and pay in cash. However my job screwed me over and i couldnt pay it on that day. I called their collections department to work out an agreement , if i can make payments instead of being in dept for a lumsum. I was told i would be charged the installment loan fees, i said ok, i just want to start making payments. Appearently it was never updated and because my phone had been cut off i expected an email..(as their other ways of communicating) i recieved none, i sent numerous emails, no reply. i woke up today to find my account in negative balance with the full amount plus fees from my bank. I WILL NEVER, AND I MEAN NEVER USE PAYDAY LOANS. ESPECIALLY FROM ACE. did i mention i cashed a check at a location and reloaded a family mem card one day..2 weeks later i went to cash another at a different location and they said they couldnt find my imformation? i called the store where i did the transaction and they codulnt find it either. I called corporate to ask why cant she put me in as a new customer and she said she cant find my companys info anywhere online. THEY NEED TO UPDATE THER SEARCH ENGINE. ace is horrible with everything . from customer service to abidning by agreements. AND U ACE MEMBER STOP WITH THE PHONY RESPONSE EMAIL. IT ISNT GENUINE OR SINCERE. STFU!!
Ace was okay. My first experience with a payday company was not entirely positive. Applied because I was in a financial pinch & then employment status changed. Called to see about setting up pay-off arrangements, was told this wasn't an option. With HUGE interest fees & not enough options to pay off debt they take way more money than what you get. Would not get another loan through Ace.
Anytime I need a little extra cash I can apply at ACE for a loan and pick it up at any of the centers in my city OR I can wait until it deposits directly into my account. I love the flexibility and reliability of this company. I will continue to use them, as needed, from now on. Thanks ACE!
I've dealt with Ace a few times over the years with no problems, however, recv'd an approved loan documents, but unsure, and skeptical of its' nature whether a genuine documents approval from Ace Cash Express or a 'fake' with name and signature of loan officer...How can I find out about this before contacting, if at all?
Repayment date is based on their discretion and not your actual payday!!! If payday falls on a holiday or weekend ACE will withdraw payment the day prior, ??? Hello, where am I getting the funds to repay my payday advance 1 day early opposed to repaying in on my actual payday, this will leave quite few consumers in the negative with their financial institutions with NSF fees. No other Payday advance that I have dealt with does this except for ACE. GOOD BYE ACE, if I’m going to get screwed outta of my money I’d rather give it to one of the other billion payday advances, that give “PAYDAY ADVANCES” repayments according to my PAYDATE!!!!!!!!!!!!!!!!
When I needed a boost to get by, Ace was there and gave me an opportunity to get that extra help when most places would not. My credit is, well, let's just say, it stinks. They did not discriminate because I had a bad track record, but instead they were the ones who trusted me by giving me the loan that I needed when I needed it.
Thank you, Ace, for all of the help! I am now on the verge of getting things straight financially. You have helped me to begin digging out of a DEEP hole, and that is awesome!
I WAS USING BILLFLOAT &.THEY TOOK ALL THE PAYMENTS & I WAS UNABLE TO PAY ANYMORE BILLS WITH THAT SERVICE. NO WARNING AT ALL.THEY CLOSED DOWN THAT SERVICE. I WAS STUCK IN A BAD PLACE. I TRIED TO USE ACE FOR A CASH PAYDAY LOAN ONLINE. IT WORKED!!!! YAY!!!!!!!!!! ALREADY PAID THE 1st LOAN AND GOT ANOHER ONE NO PROBLEM!!! THANK YOU ACE!!!!!!!!!!!!!!!!!!!!!!!!!!! they also take the $$$ right away no waiting no problem!!!!!!!!!!!!!!!!!!!
Hey if you need help you should try Ace Check Cashing Pay Day Loan Service every time I needed help they where right on time. You don't even have to wait for the funds to be deposited it to your Account you can call and request to pick it up. I will use them again for sure.
Never again will I do business with this garbage of a company. Called me everyday 3x a day a week before my payment was due as a "friendly" reminder. Then a few days beforehand my money situation changed and I couldn't pay the loan nor the finance fees which is $145 every time I refinance! So if I refinance 4x which I would have needed to I would pay $600 in fees for a $500 loan. Now thanks to you guys taking the full amount I am in the negative on my bank account because you're sh*t hole of a company refuses to work with anybody. Horrible customer service. You guys are quick to get on the phone when you want to give you're little "reminders" but can't spend two seconds to work with somebody on paying you back. Stay away from this place!!!!
It's OK I guess.... however the second time around they would not approve me, I had to go with EmergencyMoneyLoans.com instead.....which did approve me. Would of been nice if AceCashExpress.com approved me the second time around since they did once before and didn't have any issues with that one.
I did get a loan thru ace and paid it back on time! When I got to apply for another loan they tell me they can't approve my loan at this time, after spending a lot of time on the phone with them the person tells me the supervisor will take it to corporate and to reapply the next day! I have applied every day for Atleast the last 5 days and still keep getting told they can't approve my loan! How can they do it one day and not the next? I paid the first one back on time so what is the problem? Staff is also not very helpful at all and can't answer any question unless they put you on hold for over 5 minutes!!!
I have terrible credit but have a full time job. I was in a pinch and needed money for my daughter's birthday. I filled out the app online, within a couple days I had the money I needed. Everyone I talked to was nice and knowledgeable. that they do not offer installment loans in Idaho.
I have used this service twice now...Just paid off my first loan and took out another 3 days later...Doing loans through PayDay Loan companies can be a bit pricy, but for those of us who have no other choice I give them 2 Thumbs 'WAY UP"!!!