Direct Assurance Reviews 

9,373
TrustScore 4 out of 5

3.8

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Rated 2 out of 5 stars

Cette compagnie d'assurance fonctionne entièrement en ligne. Il devrait donc être possible de demander des modifications de contrat par ce biais, et non uniquement par téléphone. D'autant plus que je... See more

Company replied

Rated 5 out of 5 stars

My earlier 1 star review was clearly a mistake. Canceling or stoping a car insurance is not something you should do in France. It was clearly a mis communication between my new assurance and the direc... See more

Rated 3 out of 5 stars

I have recently, unfortunately, had to claim for a windscreen replacement. I have a complimentary insurance that requires proof of my insurance and a letter or email from Direct Assurance to reclaim... See more

Rated 5 out of 5 stars

Modying a car insurance contract to add a second driver was extremely fast, a very quick call with direct assurance, then sending the driver license and accepting the new contract on the espace clie... See more

Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Home Insurance Agency

Written by the company

Leader de l'assurance en ligne. ✔️Assurance auto, moto, habitation et santé ✔️Simulation de devis gratuit et souscription en ligne.


Contact info

3.8

Great

TrustScore 4 out of 5

9K reviews

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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 70% of negative reviews

Typically replies within 48 hours

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3.8

All reviews

(9,373)

3,429 reviews in the last 12 months

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Rated 1 out of 5 stars

Want more and more documents before canceling the contract anyway.

We used "Merci Victor" for a temporary car insurance, which they never allowed us to turn into a permanent one. Every week they found new things that were wrong with the documents, to avoid insuring the car on my highest bonus class that I have with every other insurance. I just recieved an automated email "your documents were found invalid", costing me hours for procuring and translating proof of my bonus class. When I had brough all the documents, in French, to the online server, they decided to cancel the contract without explanation what was now missing. Of course that means having paid 200 euro for 1 month of car insurance, because fees and courtage and such...clever business model.
In my experience online insurances are designed to make things easier. This one does the opposite as you can't get hold of a real person.

August 28, 2026
Unprompted review
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Reply from Direct Assurance

Bonjour Thomas.

Nous n'avons malheureusement pas accès aux dossiers gérés par Merci Victor By Direct Assurance.

Il faut donc impérativement les contacter au 01 73 29 16 77 pour refaire le point.
Si besoin, notre équipe est disponible en message privé sur Messenger ou WhatsApp au 09 70 80 80 04 (du lundi au vendredi de 9h à 18h).
Aurélie, Direct Assurance.

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Rated 2 out of 5 stars

Broken System Again!! and You Still Want My Money!!!

Cette compagnie d'assurance fonctionne entièrement en ligne. Il devrait donc être possible de demander des modifications de contrat par ce biais, et non uniquement par téléphone. D'autant plus que je suis obligé de vous rappeler à maintes reprises, car vous ne cessez de me dire que votre système est en panne.
This insurance company is totally on line. You should therefore be able to request contract amendments on line and not soley by telephone Especially as I have to call you back many times because you keep telling me your system is broken!!

August 26, 2026
Unprompted review
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Reply from Direct Assurance

Bonjour Monsieur Ribera, certaines modifications sont effectivement réalisables via votre application mobile http://bit.ly/2t6sOzA ou votre espace personnel http://bit.ly/4oYQ7CS. Cependant, dans certains cas, il est nécessaire de contacter nos conseillers, ce que vous avez fait le 26/08. Si besoin, notre équipe est présente sur les réseaux sociaux (Facebook, Instagram ou encore WhatsApp au 0970808004) du lundi au vendredi de 9h à 18h.
Cordialement, Marc de Direct Assurance.

Rated 5 out of 5 stars

top très efficace

August 3, 2026
Unprompted review
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Reply from Direct Assurance

Bonjour Eyram Akg, un grand merci pour votre avis positif et surtout d'avoir choisi Direct Assurance ! Un grand merci pour votre avis positif et surtout d'avoir choisi Direct Assurance !
Et pour faire encore plus d'économies, pensez à visiter notre plateforme Direct Avantages. Vous y trouverez des bons plans pour réduire vos dépenses du quotidien. ;)

Lilian de Direct Assurance

Rated 5 out of 5 stars

My earlier 1 star review was clearly a…

My earlier 1 star review was clearly a mistake. Canceling or stoping a car insurance is not something you should do in France. It was clearly a mis communication between my new assurance and the direct assurance. Hope it helps future subscribers.

April 17, 2025
Unprompted review
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Rated 1 out of 5 stars

The most appalling company I have every…

The most appalling company I have every had the misfortune to deal with.
My claim never dealt with.
Missed appointments.
Pedantic staff.
Unhelpful and rude.
Claim never investigated nor satisfied.

December 15, 2025
Unprompted review
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Reply from Direct Assurance

Bonjour Anthony, je suis navré de lire votre avis. Visiblement, tout n'a pas été clair lors de vos contacts avec nos conseillers, j'en suis désolé. L'accompagnement de nos clients est notre priorité. Si besoin, notre équipe est présente sur les réseaux sociaux (Facebook, Instagram ou encore WhatsApp au 0970808004) du lundi au vendredi de 9h à 18h.
Cordialement, Marc de Direct Assurance.

Rated 5 out of 5 stars

TOP!!!!!!!!!!!!!!!

TOP!!!!!!!!!!!!!!!

March 12, 2026
Unprompted review
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Reply from Direct Assurance

Bonjour Lyes tayed, les discours les plus courts sont parfois les meilleurs, alors tout simplement : MERCI.Votre confiance nous est précieuse, et nous sommes ravis de vous accompagner au quotidien. À très bientôt, Aurélie de direct Assurance.

Rated 1 out of 5 stars

This company is a scam Don’t trust them…

This company is a scam Don’t trust them they bulshit

January 29, 2026
Unprompted review
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Reply from Direct Assurance

Bonjour Alioune,
Je suis désolé d'apprendre votre mécontentement.
Chez Direct Assurance, nous prenons très au sérieux la satisfaction de nos clients et nous nous engageons à offrir un service transparent et fiable.
Si vous avez rencontré un problème ou si vous souhaitez en discuter plus en détail, n'hésitez pas à nous contacter directement : https://bit.ly/NosContacts
Nous serons heureux de vous aider et de clarifier toute situation.
Julien de Direct Assurance

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Rated 1 out of 5 stars

Avoid this company

Avoid this company! They charge hidden fees and don’t tell you about them. They take the money from your account even though insurance is canceled. Then they collect their money through intrum. Scam. Avoid Victor Merci as well, this is their partner.

November 1, 2025
Unprompted review
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Rated 3 out of 5 stars

Email contact difficult

I have recently, unfortunately, had to claim for a windscreen replacement.
I have a complimentary insurance that requires proof of my insurance and a letter or email from Direct Assurance to reclaim my franchise.
It's very difficult to contact them directly by email. Email is best for me because my French is not the best.

November 3, 2025
Unprompted review
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Rated 1 out of 5 stars

Direct assurance is the worst

Direct assurance is the worst, I paid 400 euros for someone opening my door .
They refused to pay any money back .

I talked to their sales advisor to ask what happened to my insurance, she refused to pass the call to her manager, then lied about it , told me her manager will call me back the same afternoon . Nearly one week passed, I still did not receive a call or an email. It is really bad client service I have experienced for 6 years. I will not use them anymore. I would rather pay more to another company that this company who only interested in taking my money but not doing their job correctly.

October 1, 2025
Unprompted review

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