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Rated 1 out of 5 stars

They have gone bust and about time. They are a fraudulent company that cancelled the FX transactions I concluded with them, even after I checked in advance with them that there would be no problem exe... See more

Rated 5 out of 5 stars

Working with Lewis is a delight, he’s careful, patient, stays connected, doesn’t use too much jargon when I needed to keep things simple. I’ve grown to really trust and enjoy the connection & the proc... See more

Company replied

Rated 5 out of 5 stars

Several months ago my own bank caused a problem with Rational's system. But Rational solved the problem by having a senior manager take action and contact me to explain things. That was Good. Bu... See more

Company replied

Rated 5 out of 5 stars

I’ve been dealing with RFX now for 17 years and have always had great service from Milun and his colleagues. Unfortunately over the past 3 months their relationship with Lloyds has moved to J.P. Morga... See more

Company replied

Company details

  1. Money Transfer Service

Written by the company

RationalFX is a leading international payments provider, having processed over £10bn since 2005 to more than 200 countries in over 50 currencies for 180,000 clients. RationalFX is authorised by the FCA and prides itself on secure, bank-beating rates, either over the phone or online 24/7.


Contact info

4.0

Great

TrustScore 4 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

Hasn’t replied to negative reviews

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Rated 5 out of 5 stars

Great staff service

Lewis Josephs was very personable and reassuring throughout the whole transaction process.

November 13, 2023
Unprompted review
RationalFX logo

Reply from RationalFX

Hi Acire Inic,

Thank you for taking the time to leave us with a positive review.

We are happy to hear Lewis was profession and reassuring, we will be sure to pass on your comments.

We hope to see you transferring with us again soon.

Kind regards

RationalFX

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Rated 3 out of 5 stars

Funds transfer extended from 2h to 24h.

Funds transfer extended from 2h to 24h.
I didn't like that my money lingered in RationalFX bank account. The funds were sent on the Wednesday afternoon to the RationalFX account which they acknowledged, but was transfered late evening into my account on Thursday.

November 9, 2023
RationalFX logo

Reply from RationalFX

Hi Henri,

Thank you for taking the time to leave us a review.

At RationalFX we do try and make transfers as quick as possible, I can see your payment was processed and credited your beneficiary account on the same day funds were received from yourself.

Kind regards

RationalFX

Rated 2 out of 5 stars

We are usually very satisfied with the…

We are usually very satisfied with the service. Our agent is Milun. We regularly use our Eur, GBP and USD accounts, and have done so for the last 8 yrs….sometimes funds take 1 day which is great. But this time, we transferred Eur to USD and the transaction took 10 days!! This is poor, especially as we’ve used those accounts before, RationalFX has the accounts details, and we had to chase up a few times as to the whereabouts of our monies…..I have asked Milun to explain the reasons for the delay so that this does not happen again in future. I am well versed in finance and Compliance myself, so if there were security or AML queries, I expect your relevant department calls me directly rather than letting us chase up, out of courtesy and on basis of our fidelity as a long standing customer. Milun is due to provide answers to my queries.
Thanks
Karen

November 7, 2023
RationalFX logo

Reply from RationalFX

Hi Karen,

Thank you for your review and we are sorry you feel let down on this occasion.

We are sorry there was a delay to your payment, this is not the normal level of service we aim to provide and apologies for the inconvenience caused.

Kind regards

RationalFX

Rated 5 out of 5 stars

Rational FX led by Lewis Josephs was a…

Rational FX led by Lewis Josephs was a class act. I felt as though he walked my dollars across the U.S, then across the Atlantic and then onto Spain. It was seamless,
It was done professionally and I the customer felt secure and confident.
We'll done Lewis and Rational FX!

November 6, 2023
Unprompted review
RationalFX logo

Reply from RationalFX

Hi Thomas,

It's great to hear you are satisfied with the RationalFX service and will be using us again!

We will pass on the great feedback to Lewis,

Thank you for your positive comments.

Kind regards

RationalFX

Rated 3 out of 5 stars

Unacceptable delay in effecting transfer

Unacceptable delay in effecting transfer. No indication of any problem so that I had to phone to draw attention to the delay in funds arriving in target account. The problem was then quickly sorted but no-one informed me of that so I had to make a second call to find out how problem was progressing. I am still unaware of the nature of the delay. Conclusion: inadequate oversight of transactions and poor communication with customers.

November 1, 2023
RationalFX logo

Reply from RationalFX

Hi John,

Thank you for your review and we are sorry you feel let down on this occasion.

We are sorry you feel our communication was poor, we take all feedback seriously and I will ensure your comments are passed on.

Kind regards

RationalFX

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Rated 3 out of 5 stars

Occasional errors

Generally excellent service but on two occasions this year you have only transferred part of my monthly payment to my French bank. The problem only coming to light when I checked my French bank statement.

November 1, 2023
RationalFX logo

Reply from RationalFX

Hi David,

Thank you for your review, we are sorry to hear you are unsatisfied with the previous two transactions,

Please note a member of our team spoke to you directly,

Kind regards

RationalFX

Rated 1 out of 5 stars

I am still waiting for funds to transfer

I am still waiting for funds to transfer to Spain. I am currently on day 4 and have contacted the Support who were suppose to be looking in to it, that was 2 days ago and I'm still waiting to hear from them.

Other services I've used transfer your money instantly. The funds left my account immediately and would have been with RationalFX straight away. They initially said 1-2 working days. Don't think I would use them again.

October 31, 2023
RationalFX logo

Reply from RationalFX

Hi George,

Please note a member of our team contacted you directly via email, and we happy to hear the beneficiary has received the funds,

Kind regards

RationalFX

Rated 5 out of 5 stars

Professional service

Professional service, excellent rates of exchange and staff are very knowledgeable. They executed my transaction smoothly and in a timely fashion. Will using them again.

November 3, 2023
RationalFX logo

Reply from RationalFX

Hi Alex,

It's great to hear you are satisfied with the RationalFX service and will be using us again!

Thank you for your positive comments.

Kind regards

RationalFX

Rated 5 out of 5 stars

Satisfied experience

We have had very good service from RationalFX.They are efficient and deal with payments promptly. They are polite and professional. I would like to specially mention Milan Patel who helped me with my request of transferring my fund on the phone and email
I would recommend them without hesitation.

October 19, 2023
RationalFX logo

Reply from RationalFX

Hi Gurpal,

It's great to hear you are satisfied with the RationalFX service and will be using us again!

We will pass on the great feedback to Milun,

Thank you for your positive comments.

Kind regards

RationalFX

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Rated 5 out of 5 stars

Better than all the rest!

I have been with RationalFX for more than 20 years. I feel this speaks for itself. In my opinion they are the best financial company to deal with.

November 2, 2023
RationalFX logo

Reply from RationalFX

Hi Jackiie,

It's great to hear you are satisfied with the RationalFX service and will be using us again!

Thank you for your positive comments.

Kind regards

RationalFX

Rated 5 out of 5 stars

Excellent service and staff helpful and…

Excellent service and staff helpful and efficient

November 2, 2023
RationalFX logo

Reply from RationalFX

Hi Steve,

It's great to hear you are satisfied with the RationalFX service and will be using us again!

Thank you for your positive comments.

Kind regards

RationalFX

Rated 5 out of 5 stars

Trusted

Trusted, good contact .. thank you Lewis !

November 1, 2023
RationalFX logo

Reply from RationalFX

Hi Amanda,

It's great to hear you are satisfied with the RationalFX service and will be using us again!

We will pass on the great feedback to Lewis,

Thank you for your positive comments.

Kind regards

RationalFX

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Rated 5 out of 5 stars

Very straight forward process.

Very straight forward process.
Milun Patel was extremely helpful, making the process even smoother. Great Team.

October 30, 2023
RationalFX logo

Reply from RationalFX

Hi Antonio,

It's great to hear you are satisfied with the RationalFX service and will be using us again!

We will pass on the great feedback to Milun,

Thank you for your positive comments.

Kind regards

RationalFX

Rated 5 out of 5 stars

Lewis was a great guy to communicate…

Lewis was a great guy to communicate with, very helpful and courteous throughout my transaction. I always recommend your service to friends

October 25, 2023
RationalFX logo

Reply from RationalFX

Hi Phillip,

It's great to hear you are satisfied with the RationalFX service and will be using us again!

We will pass on the great feedback to Lewis,

Thank you for your positive comments.

Kind regards

RationalFX

Rated 5 out of 5 stars

Faultless service as usual

I moved from the UK to Colombia 2 years ago and RationalFX were recommended to me by my financial advisor because of their fees, ease of use and speed of service.
I have made quite regular transfers for ‘cost of living’ expenses over the past two years and haven’t had one single issue; I therefore would highly recommend their service.

October 24, 2023
RationalFX logo

Reply from RationalFX

Hi Stewart,

It's great to hear you are satisfied with the RationalFX service and will be using us again!


Thank you for your positive comments.

Kind regards

RationalFX

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Rated 5 out of 5 stars

Efficient as usual.

Milun always helpful and very good rates.

October 27, 2023
RationalFX logo

Reply from RationalFX

Good afternoon,

It's great to hear you are satisfied with the RationalFX service and will be using us again!

We will pass on the great feedback to Milun,

Thank you for your positive comments.

Kind regards

RationalFX

Rated 5 out of 5 stars

Extremely helpful

Extremely helpful, polite and efficient service.
Have been using this company for many years, since emigrating from UK to Canada and have always been highly satisfied with their customer care.

October 24, 2023
RationalFX logo

Reply from RationalFX

Hi Sheila,

It's great to hear you are satisfied with the RationalFX service and will continue to use our services

Thank you for your positive comments.

Kind regards

RationalFX

Rated 5 out of 5 stars

Would recommend

Great company. Easy transactions. All good.

October 23, 2023
RationalFX logo

Reply from RationalFX

Hi Mrs Edge,


It's great to hear you are satisfied with the RationalFX service and will continue to use our services

Thank you for your positive comments.

Kind regards

RationalFX

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