Klarna Reviews 

598,072
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 86,318 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention how remarkably easy it is to split payments into manageable installments and conveniently track purchases over time without stress. Consumers truly appreciate the financial flexibility, helpful support reminders, and absolute convenience the mobile application consistently provides for everyday online shopping. Some reviewers were not happy with frequent application updates, sudden interface changes, and frustrating technical glitches during checkout. A few other people also felt that unexpected payment adjustments or transaction errors caused unnecessary concerns when managing their accounts. However, most people still find the overall service reliable for handling personal budgets.

What people talk about most

Payment

Consumers find payment to be positive, highlighting convenient installment options and flexible plans that... See more

User experience

Customers consistently note positive experiences with user experience, highlighting that the platform is... See more

Service

Customers had positive experiences with service, describing it as fast, reliable, and a wonderful financial... See more

Application

Reviewers mention positive feedback about app, describing it as a convenient, simple, fast, and safe tool to... See more

Product

Users describe positive interactions with product, finding it to be a fantastic method to purchase items and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

As easy as using your debit card. No complications, no questions or checks from loud shop assistants-just a simple transaction. Klarna even discreetly show you on their site how much you can spend. (D... See more

Company replied

Rated 5 out of 5 stars

I like how Klarna allowed me to make payments and trusted me to do so. This is an absolute amazing app...Thank you so much for your professinalism and forseeing the stores and I felt at ease knowing m... See more

Company replied

Rated 5 out of 5 stars

Klarna is excellent. Easy to use, flexible payments and well designed to show exactly what you owe and when you need to pay it. If you know you are going to be late on making a payment, contact them i... See more

Company replied

Rated 5 out of 5 stars

Klarna is a wonderful financial resource allowing people to pay their items every two weeks in increments four times. It's easy, it's affordable, and it's accountability instead of paying for an item... See more

Company replied


Company details

  1. Payment Service
  2. Financial Institution

Written by the company

Klarna is the AI-powered global payments and commerce network, on a mission to make shopping smarter and more flexible. Trusted by over 111 million shoppers, Klarna processes 2.9 million transactions daily, providing payment solutions that empower consumers and drive merchant growth. With Klarna, shoppers have the freedom to pay their way—in full, later, or through financing—providing flexibility while seamlessly connecting merchants with high-intent shoppers driving conversions and customer satisfaction. More than 790,000 merchant partners—including Uber, H&M, Saks, Sephora, Macy’s, IKEA, Expedia Group, Nike, and Airbnb—leverage Klarna’s payment options, and marketing solutions to enhance the shopping experience and build long-term customer loyalty. From payments to personalized shopping, Klarna is shaping the future of commerce. Klarna was founded in Stockholm, Sweden and now has offices in Stockholm, London, New York, Berlin and many more. We offer products and services to consumers and retailers within payments, social shopping, and personal finances. Learn more at Klarna.com


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

598K reviews

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Asks customers to review

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4.5

All reviews

(598,072)

198,067 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Very easy process

Very easy process

September 7, 2026
Klarna logo

Reply from Klarna

Hi Marjorie, thank you for your review! We're glad to hear that you find the process with Klarna easy.

Klarna Team

Rated 5 out of 5 stars

Easy of use

Easy of use, large number of stores to use, Handy to have

September 14, 2026
Unprompted review
Klarna logo

Reply from Klarna

Thank you so much for the kind words! We're happy you're enjoying the experience 💜

Rated 5 out of 5 stars

Love Klarna

Love Klarna! Loads of ways to play plus some great rewards

September 15, 2026
Klarna logo

Reply from Klarna

Hi, Thank you for your review! We're so glad you love Klarna with loads of ways to pay and great rewards.

Klarna Team

Rated 5 out of 5 stars

easy to navigate!

September 14, 2026
Klarna logo

Reply from Klarna

Hi Makhi! Thank you for your review. 😊 Glad you find it easy to navigate. Have a great day!

Klarna Team

Rated 5 out of 5 stars

Greatly enjoyed using Klarna

Being able to finance my hobbies with Klarna through eBay is so nice

September 14, 2026
Klarna logo

Reply from Klarna

Hi Terry, thank you for your review! We're glad Klarna makes it so nice to finance your hobbies through eBay.

Klarna Team

Rated 5 out of 5 stars

love it

love this app

September 14, 2026
Klarna logo

Reply from Klarna

Hi Johnny! Thank you for your review. 😊 So happy to hear you love the app. Have a great day!

Klarna Team

Rated 5 out of 5 stars

Amazing services

Amazing services

September 14, 2026
Klarna logo

Reply from Klarna

Hi Maria, thank you for your review! We're glad you find Klarna's services amazing.

Klarna Team

Rated 5 out of 5 stars

Not Credit ratings not very good it was…

Not Credit ratings not very good it was used Credit Rated is good. Keep up the good work.

August 15, 2026
Klarna logo

Reply from Klarna

Thank you for sharing your experience, Luke! We are glad to hear that Klarna has worked well for you regardless of your credit rating concerns. We aim to make our services accessible and it is wonderful to know that has been the case for you. We appreciate your support and will keep up the good work.

Rated 5 out of 5 stars

So far everything has been nice and…

So far everything has been nice and easy! Good site/app for sure! 9.2/10!

September 14, 2026
Klarna logo

Reply from Klarna

Thank you for the generous rating, Thomas! We are delighted to hear that everything has been nice and easy for you. We will keep striving to earn that perfect 10.

Trustpilot is assessing this review in accordance with our flagging process.

Rated 5 out of 5 stars

I’m very grateful for y’all and thank…

I’m very grateful for y’all and thank you for being with me to knock down one of my payments now I only have one more to knock down and I will get it knocked down ASAP

September 14, 2026
Klarna logo

Reply from Klarna

Thank you for your wonderful feedback, Tiffany! We are so glad to be part of your journey and it is great to hear you are making such wonderful progress with your payments. You are doing an amazing job and we are cheering you on as you reach that finish line.

Rated 5 out of 5 stars

It has helped me make expensive

It has helped me make expensive, necessary purchases in the best and smartest way possible. The best shopping app in the world!

September 14, 2026
Klarna logo

Reply from Klarna

Thank you for your wonderful feedback, Lorenzo! We are pleased to hear that Klarna has helped you manage those important purchases in a smart and convenient way, and that you value your experience so highly. We appreciate your trust in us!

Rated 5 out of 5 stars

Best payment plan method I had used so…

Best payment plan method I had used so far

September 14, 2026
Klarna logo

Reply from Klarna

Thank you for your amazing feedback, Paul! We are thrilled to hear that Klarna stands out as your preferred payment plan method. We will continue working hard to keep the experience great for you.

Rated 5 out of 5 stars

Easy to use

Easy and smooth

September 14, 2026
Klarna logo

Reply from Klarna

Thank you for your wonderful feedback, Bryton! We are happy to hear that the experience has been easy and smooth for you. We appreciate your trust in us!

Rated 5 out of 5 stars

excelent app

August 19, 2026
Klarna logo

Reply from Klarna

Thank you for your fantastic feedback, Victor! We are glad to hear that you are enjoying the Klarna app. It is great to have you onboard!

Rated 1 out of 5 stars

I can’t make any purchase anymore and I…

I can’t make any purchase anymore and I don’t even owe anything

September 14, 2026
Klarna logo

Reply from Klarna

Thank you for reaching out, Nathalia. We are sorry to hear that you are unable to make purchases. Each purchase attempt is assessed individually based on several factors, and approval is not guaranteed. Some things that may help improve your chances include:

• Ensuring your personal details are up to date in the Klarna app
• Having a strong payment history with Klarna
• Trying a smaller purchase amount

Please note that a declined purchase does not reflect negatively on your credit and you are welcome to try again at any time. In the meantime, you can also use the "Pay now" option at checkout, which allows you to complete your purchase immediately without requiring a credit assessment.

If you would like more information, you will receive an email from Trustpilot where we request some additional details via a form so we can look into your account further.

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