Klarna Reviews 

598,097
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 86,318 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention how remarkably easy it is to split payments into manageable installments and conveniently track purchases over time without stress. Consumers truly appreciate the financial flexibility, helpful support reminders, and absolute convenience the mobile application consistently provides for everyday online shopping. Some reviewers were not happy with frequent application updates, sudden interface changes, and frustrating technical glitches during checkout. A few other people also felt that unexpected payment adjustments or transaction errors caused unnecessary concerns when managing their accounts. However, most people still find the overall service reliable for handling personal budgets.

What people talk about most

Payment

Consumers find payment to be positive, highlighting convenient installment options and flexible plans that... See more

User experience

Customers consistently note positive experiences with user experience, highlighting that the platform is... See more

Service

Customers had positive experiences with service, describing it as fast, reliable, and a wonderful financial... See more

Application

Reviewers mention positive feedback about app, describing it as a convenient, simple, fast, and safe tool to... See more

Product

Users describe positive interactions with product, finding it to be a fantastic method to purchase items and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

As easy as using your debit card. No complications, no questions or checks from loud shop assistants-just a simple transaction. Klarna even discreetly show you on their site how much you can spend. (D... See more

Company replied

Rated 5 out of 5 stars

I like how Klarna allowed me to make payments and trusted me to do so. This is an absolute amazing app...Thank you so much for your professinalism and forseeing the stores and I felt at ease knowing m... See more

Company replied

Rated 5 out of 5 stars

Klarna is excellent. Easy to use, flexible payments and well designed to show exactly what you owe and when you need to pay it. If you know you are going to be late on making a payment, contact them i... See more

Company replied

Rated 5 out of 5 stars

Klarna is a wonderful financial resource allowing people to pay their items every two weeks in increments four times. It's easy, it's affordable, and it's accountability instead of paying for an item... See more

Company replied


Company details

  1. Payment Service
  2. Financial Institution

Written by the company

Klarna is the AI-powered global payments and commerce network, on a mission to make shopping smarter and more flexible. Trusted by over 111 million shoppers, Klarna processes 2.9 million transactions daily, providing payment solutions that empower consumers and drive merchant growth. With Klarna, shoppers have the freedom to pay their way—in full, later, or through financing—providing flexibility while seamlessly connecting merchants with high-intent shoppers driving conversions and customer satisfaction. More than 790,000 merchant partners—including Uber, H&M, Saks, Sephora, Macy’s, IKEA, Expedia Group, Nike, and Airbnb—leverage Klarna’s payment options, and marketing solutions to enhance the shopping experience and build long-term customer loyalty. From payments to personalized shopping, Klarna is shaping the future of commerce. Klarna was founded in Stockholm, Sweden and now has offices in Stockholm, London, New York, Berlin and many more. We offer products and services to consumers and retailers within payments, social shopping, and personal finances. Learn more at Klarna.com


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

598K reviews

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4.5

All reviews

(598,097)

198,067 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

I pay always on time but the last…

I pay always on time but the last payments i do went everytime wrong they say i didnt pay i sent them the documents from my banking account that i pay but they didnt believe me so every time my shopping power went lower and lower i do not understand whats wront last time with klarna

September 14, 2026
Unprompted review
Klarna logo

Reply from Klarna

Hi Feride, We're sorry your payments aren't being registered despite paying on time and providing bank documents. This shouldn't happen. We recommend reporting the missing payments in the Klarna app: Payments > Select the order > Report a problem > I paid but it's not showing, and upload your proof of payment. You can also contact us via chat or phone in the Klarna app.

Klarna Team

Rated 5 out of 5 stars

High recommended

High recommended

September 15, 2026
Klarna logo

Reply from Klarna

Hi Lina! Thank you for your review. 😊 We appreciate the recommendation. Have a great day!

Klarna Team

Rated 5 out of 5 stars

Easy and simple to use

Simple and convenient

September 15, 2026
Klarna logo

Reply from Klarna

Hi Geo! Thank you for your review. 😊 Glad you find Klarna simple and convenient. Have a great day!

Klarna Team

Rated 5 out of 5 stars

Always great experience

I’ve had a really good experience with Klarna. It makes shopping more convenient by giving me flexible payment options instead of having to pay everything upfront. The app is easy to use, payments are simple to keep up with, and I like being able to plan my purchases around my budget. So far, Klarna has been reliable and convenient for me, and I would definitely recommend it to anyone looking for more flexibility when shopping.

September 15, 2026
Klarna logo

Reply from Klarna

Hi Torrey, thank you for your detailed review and recommendation! We're so glad you've had a really good experience with Klarna, find the app easy to use and love the flexible payment options for planning around your budget.

Klarna Team

Rated 5 out of 5 stars

Really works

Helpful to purchase what you need without paying full amount up front. Payments are nice and broken into reasonable amounts

August 4, 2026
Klarna logo

Reply from Klarna

Hi! Thank you for your review. 😊 So glad Klarna helps you get what you need with payments that work for you. Have a great day!

Klarna Team

Rated 5 out of 5 stars

5 stars

I love that Klarna gives me the 3 months plan flexibility.

September 15, 2026
Klarna logo

Reply from Klarna

Hi Adriana, thank you for your review! We're so glad you love the 3 months plan flexibility with Klarna.

Klarna Team

Rated 5 out of 5 stars

Very easy process

Very easy process

September 7, 2026
Klarna logo

Reply from Klarna

Hi Marjorie, thank you for your review! We're glad to hear that you find the process with Klarna easy.

Klarna Team

Rated 5 out of 5 stars

Easy of use

Easy of use, large number of stores to use, Handy to have

September 14, 2026
Unprompted review
Klarna logo

Reply from Klarna

Thank you so much for the kind words! We're happy you're enjoying the experience 💜

Rated 5 out of 5 stars

Love Klarna

Love Klarna! Loads of ways to play plus some great rewards

September 15, 2026
Klarna logo

Reply from Klarna

Hi, Thank you for your review! We're so glad you love Klarna with loads of ways to pay and great rewards.

Klarna Team

Rated 5 out of 5 stars

easy to navigate!

September 14, 2026
Klarna logo

Reply from Klarna

Hi Makhi! Thank you for your review. 😊 Glad you find it easy to navigate. Have a great day!

Klarna Team

Rated 5 out of 5 stars

Greatly enjoyed using Klarna

Being able to finance my hobbies with Klarna through eBay is so nice

September 14, 2026
Klarna logo

Reply from Klarna

Hi Terry, thank you for your review! We're glad Klarna makes it so nice to finance your hobbies through eBay.

Klarna Team

Rated 5 out of 5 stars

love it

love this app

September 14, 2026
Klarna logo

Reply from Klarna

Hi Johnny! Thank you for your review. 😊 So happy to hear you love the app. Have a great day!

Klarna Team

Rated 5 out of 5 stars

Amazing services

Amazing services

September 14, 2026
Klarna logo

Reply from Klarna

Hi Maria, thank you for your review! We're glad you find Klarna's services amazing.

Klarna Team

Rated 5 out of 5 stars

Not Credit ratings not very good it was…

Not Credit ratings not very good it was used Credit Rated is good. Keep up the good work.

August 15, 2026
Klarna logo

Reply from Klarna

Thank you for sharing your experience, Luke! We are glad to hear that Klarna has worked well for you regardless of your credit rating concerns. We aim to make our services accessible and it is wonderful to know that has been the case for you. We appreciate your support and will keep up the good work.

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