Armed Forces Mutual Reviews 

1,849
•
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Considering 179 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the professional, friendly, and knowledgeable staff for providing exceptional support, personalized guidance, and clear information during important life events. Consumers note that the overall service is extremely efficient, featuring remarkably quick responses to various inquiries and consistently smooth operational processes across departments. However, some people mentioned occasional issues regarding slow response times or unreturned phone calls when seeking timely assistance from customer service representatives. Others also experienced distinct difficulties with digital communication channels or obtaining clear explanations regarding specific policy decisions and insurance application rejections.

What people talk about most

Customer service

Customers had positive experiences with customer service, often praising knowledgeable agents who provide... See more

Staff

Reviewers mention positive feedback about staff, highlighting extremely professional, competent, and friendly... See more

Response time

Clients share positive opinions on response time, highlighting quick online approvals, prompt email updates,... See more

User experience

Consumers find user experience to be positive, frequently highlighting how reviewers made the entire process... See more

Reviews shaping this summary

Rated 5 out of 5 stars

AFM is a great organization with a deeply meetingful mission. Amy Marotto was most helpful in updating the information I've kept on file as well as crafting a way ahead to prepare our affairs and ens... See more

Rated 5 out of 5 stars

Richard Proctor is our family's Relationship Manager, and we couldn't be more pleased. As a 77 year old retired military officer and family who served for over 26 years, we find that a straight forwa... See more

Rated 5 out of 5 stars

I've been with Armed Forces Mutual for 55 years. I've trusted them with my life insurance needs and they have delivered excellent service. They offer very good life insurance rates, services and opt... See more

Rated 5 out of 5 stars

Lesley Sulam is an outstanding agent. I would recommend her for a promotion and a pay raise. She responded to my needs expeditiously, and without hesitation, top quality service. Very professional and... See more


Company details

  1. Non-Bank Financial Service
  2. also in
  3. Armed Forces Association
  4. Financial Planner
  5. Life Insurance Agency
  6. Mortgage Lender
  7. Term Life Insurance Provider Company

Written by the company

Established in 1879 by an Act of U.S. Congress following the Battle of the Little Bighorn, Armed Forces Mutual is the longest-standing, non-profit financial solutions provider supporting military families and Veterans. We deliver a full range of financial solutions and exclusive benefits to our Members, including our hallmark Survivor Assistance Services, which are included with every policy.

Protecting Those Who Serve Since 1879

Written by the company

Established in 1879 by an Act of U.S. Congress following the Battle of the Little Bighorn, Armed Forces Mutual is the longest-standing, non-profit financial solutions provider supporting military families and Veterans. We deliver a full range of financial solutions and exclusive benefits to our Members, including our hallmark Survivor Assistance Services, which are included with every policy.

Contact info

4.8

Excellent

TrustScore 5 out of 5

2K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 50% of negative reviews

Typically replies within 1 month

How this company uses Trustpilot

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4.8

All reviews

(1,849)

172 reviews in the last 12 months

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Rated 5 out of 5 stars

Receiving an insurance quote was easy

Receiving an insurance quote was easy. Additional recommendations were provided alongside my request to help make an informed decision. The application was simple to complete with a timely approval process.

November 4, 2026
Rated 5 out of 5 stars

5-Star Experience

Carl was extremely attentive, personal, and knowledgeable. He made the entire process simple, fast, and transparent. I would recommend AFM to anyone.

November 2, 2026
Rated 3 out of 5 stars

Vague communications

Overall, the process is easy enough. The communication from the agent(s) could be better. Initially, there was some back and forth email, but then a few weeks went by with no contact from the underwriting team. When I called, the inbox said to leave a number for a callback which never happened, then a few days later, I received 3 emails (one was this survey) that I am approved. Overall, I guess I am satisfied with the company. Communication could be better.

October 30, 2026
Rated 5 out of 5 stars

I picked up a whole life policy through…

I picked up a whole life policy through Armed Forces Mutual while I was still on active duty and it's been smooth ever since. Payments draft out automatically and a rep called last year to check my beneficiary info was still current. When I asked about the cash value I got a real person on the phone quick, no runaround.

October 23, 2026
Unprompted review
Rated 5 out of 5 stars

Fast Approval

Completed information online, submitted my documents and approval within 24hrs. What more can anyone ask for quick and easy.

October 15, 2026
Rated 5 out of 5 stars

I’ve been a happy and satisfied member…

I’ve been a happy and satisfied member of AAFMAA for more than two decades, but as my 30 year term policy is beginning to run out, I wanted to make sure there was enough insurance for my later years to protect my wife… Jeffrey Hirschler did just an amazing job, explaining my options with such enthusiasm and competency, and made the whole process understandable with excellent service and response times! Jeffrey, as the voice of AAFMAA to me, could not have been a better, energized and motivated advocate for all the amazing benefits, and support and quality options available to, and provided to us retirees! What a great professional he is! Thank you so much!

September 10, 2026
Unprompted review
Rated 5 out of 5 stars

Artemis worked on processing my loan…

Artemis worked on processing my loan and and even though there’s a 6 hour time difference between us it didn’t matter what time of day I called or texted she would always respond with a smile! Couldn’t ask for better! Highly recommended.. 5 stars!

September 15, 2026
Unprompted review

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