Credit Key Reviews 

They started out as a great tool for buying inventory and a few other things during lean times. Late last winter for apparently no reason, they cut back my available credit to zero claiming that a review of my account showed that I no longer qualified. Over the years, I never missed a payment or even paid late once. I checked all of my business and personal credit reports a number of times and still can't see any reason they would have done that. If you are just going to randomly close an account, tell people that and don't lie about changes in their credit worthiness.

Outstanding Financing Partner – Highly Recommended!

Credit Key has been an excellent financing solution for our business. The application process was simple, fast, and very straightforward. Their team was professional, responsive, and truly understands the needs of small and growing businesses.

What I appreciate most is the transparency — clear terms, no hidden surprises, and flexible payment options that help manage cash flow effectively. For businesses that need purchasing power without unnecessary complications, Credit Key delivers exactly what they promise.

The approval process was efficient, and we were able to move forward with our purchases quickly, which is critical in today’s competitive market.

I highly recommend Credit Key to any business owner looking for a reliable and professional financing partner.

JERSEY MOBILE LLC
FRANKLIN GARCIA

Credit Key was quick and easy to apply for. They have reasonable terms and allow you to increase your purchasing power for your business. Highly recommended

Credit Kay is a great solution for my business. At this time, we are only using it for purchasing products from other vendors, but we are quickly looking into integrating it as a payment method for our customers.

This has really helped my business with expenses .The approval process was easy.

Each individual transaction becomes its own bill. So if you want to pay 300 a month for smaller purchases I recommend a real visa or master charge. It’s almost predatory in nature. Do not recommend even if your business is dirt poor

We started out with a 25000 credit line never missed a payment and we paid off early.The next time we went to access our credit we were surprised to see our credit was lowered to 6000. We asked why and they raised us to 11000.00. We used that to purchase chairs and once again paid on time in full 4 payments. We are getting ready to attend a trade show and applied for an increase but were told no because you can only apply once in six months. We applied elsewhere and received 10 times the requested amount at a much lower interest rate. They don’t treat repeat customers well.

I needed some additional supplies for my restaurant’s Grand Reopening and really wanted to hold onto my cash that I had left available they approved me for more than enough for what I needed and the process was very simple I highly recommend this company

I opened an account with them a few years ago. For the first year or two they were a really great and reliable partner. Not so much, anymore, so I'm posting this review to basically negate my previously glowing review of them.

It seems that CreditKey doesn't care about my impeccable repayment record with them. After a few years, they start removing perks and features. The most recent one has removed all repayment terms except for pay-in-four.

I'm told by their front-line folks this is due to a recent credit pull. Given that both my business and personal credit files have gotten better in the past few years, that can't possibly be true. But, since their customer service folks are told to say that no matter what, that is what they say.

It's too bad, really. I've always loved this company and am sad to see it devolve. They used to have a unique place in the online shopping and financing world. Now they are just another company in a sea of companies that rely too much on technology and have completely lost the human touch.

So, if you find my previous glowing review, just ignore that. I wish I could take back all of the referrals I've made to fellow business owners over the past few years.

I was about to give up on looking to fund machines for my janitorial company, then credit key gave us a credit line! We got our machines & credit key came out with a debit card connected to our credit line. That was a game changer. Credit Key - Mahalo from Clean Break Hawai’i, Honolulu & Las Vegas

Enabled us to buy the equipment we needed without tying up our operating capital. Quick five minute application online and we had our equipment ordered and on its way.

Very helpful in giving us what we needed. Very easy to work with and efficient in providing us all the information we needed.

Quick and effective

Transactions through the distributors are very simple and easy. Being able to breakup some larger purchases was very helpful. What I dont like is the fact your balance does not update as you make payments which may be something I missed in the fine print. After making multiple payments I thought there would be enough for a new order but the available purchase power did not increase.

Loved this opportunity and able to choose how we were able to pay back. Knowing the payments were going to come out we were able to plan for them. Thank you

Helped my business to get it started.

Sure came in handy with some unexpected repairs came up.