Elfin Market Reviews 

481
•
TrustScore 4 out of 5

3.9

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Rated 5 out of 5 stars

Customer service team have been really helpful whenever I’ve needed them. The application and repayment plan were simple and clear to set up. Have already recommended to friends and family ⭐

Company replied

Rated 5 out of 5 stars

Great company. Applying was so easy and uncomplicated. The app is really easy to use and the customer service is second to none with a really quick response times and resolution to any questions or qu... See more

Rated 1 out of 5 stars

I am in severe health (as Elfin are aware) with a brain tumour and trying to look after my children with special needs. Elfin keep re-reporting an incorrect 2025 default. Every couple of week... See more

Rated 5 out of 5 stars

I’m an international student and having financial difficulties at point then i found elfin is offering loans at low interest rate and then applied for it. It was so smooth process and very simple ste... See more

Company details

  1. Alternative Financial Service
  2. also in
  3. Financial Institution
  4. Investment Company
  5. Non-Bank Financial Service

Written by the company

Whether it's flexible credit at a low rate or Investing in an IFISA. Elfin Market's P2P platform makes life much easier with flexibility and no hidden fees.


Contact info

3.9

Great

TrustScore 4 out of 5

481 reviews

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No recent history of asking for reviews

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Replied to 40% of negative reviews

Typically replies within 1 week

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3.9

All reviews

(481)

32 reviews in the last 12 months

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Rated 5 out of 5 stars

Customer service is spot on!

Customer service team have been really helpful whenever I’ve needed them. The application and repayment plan were simple and clear to set up. Have already recommended to friends and family ⭐

October 9, 2026
Unprompted review
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Reply from Elfin Market

Hi Kate, what wonderful feedback! Thank you so much. If you need anything, don't hesitate to contact the support team again, kind regards.

Rated 5 out of 5 stars

Great customer service

Great customer service. Easy to use app . Would recommend 5star!!

October 19, 2026
Unprompted review
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Reply from Elfin Market

Hi Julie, we are so grateful for your review - let us know if you need anything else, kind regards.

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Rated 5 out of 5 stars

Highly Recommended

I’m absolutely rubbish with technology - I’d say two steps away from being a technophobe- but even I found the Elfin app easy to use and the customer service team are excellent and super efficient. Highly recommended.

July 3, 2026
Unprompted review
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Rated 5 out of 5 stars

Great company

Great company. Applying was so easy and uncomplicated. The app is really easy to use and the customer service is second to none with a really quick response times and resolution to any questions or queries. Highly recommend!

October 6, 2026
Unprompted review
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Rated 5 out of 5 stars

Very efficient and helpful assistance…

Very efficient and helpful assistance from Allison, felt very trust worthy 👍🏻

September 17, 2026
Unprompted review
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Reply from Elfin Market

Thank you so much for your positive feedback Miriam! If you need anything , we are here to help, Kind regards, The Elfin Team

Rated 1 out of 5 stars

It’s good when it works……

It’s good when it works, however, at some point, they suspend my withdrawal option. And it's been over a year now. I paid it off, but I still can't use the app. So if you count on this money, don't. Because they might not be there when you need them.

September 16, 2026
Unprompted review
Rated 5 out of 5 stars

I can’t fault them

I can’t fault them.
I’m not very technical but the app is very easy to use. My transactions have been fast and stress free.
The customer service I’ve had has been very helpful, professional and friendly.
5/5

September 1, 2026
Unprompted review
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Reply from Elfin Market

Hi Natalie, what great feedback, we are so pleased that you have enjoyed your experience with us. If you need anything in the future, we are always here to help. Kindest regards, The Elfin Team.

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Rated 5 out of 5 stars

Incredible

Incredible - always have a great experience with Elfin, Customer support was amazing lovely lady so helpful and freindly alison i think? also talked me through downloading the app so can get the help i need through there, this is super helpful and would highly reccomend

September 14, 2026
Unprompted review
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Reply from Elfin Market

Hi Jens, we are so grateful for this feedback. If you need anything at all, just let us know. Kind regards, The Elfin Team.

Rated 1 out of 5 stars

Locks you out while keeping account active

I have an account here, always remained in balance, paid it off in full. Actually owed money as it took extra payments a month later and now its minus. However the app does not work, I cannot access the money, nor can I even use the account. The app just refuses. Yet today I got a notification from my credit report, that my credit limit has been increased, yet I cannot even use the account.

I tried contacting them, no response, tried leaving google play reviews, no response. So now I am here. Just warning others. AVOID this company.

No one seems to actually be running it. They will take your money and you will never get a refund, even when legally owed it.

September 11, 2026
Unprompted review
Rated 3 out of 5 stars

An investment for my hypothetical heiress…

I arrived intrigued after initially failing Elfin’s investor quiz. Having passed it on the second attempt and looked properly at the proposition, I came away wondering who the product really makes sense for.

For Average Joe putting in £100, even achieving 10% means earning about £10 in a year, compared with roughly £5 from a decent 5% savings account. So all that additional risk is potentially buying him about £5 extra a year.

At small investment amounts, the potential extra return over a good savings account is fairly trivial. At amounts large enough for the extra return to become interesting, you’re exposing a meaningful sum to investment risk without FSCS protection.

It therefore seems ideally suited to my hypothetical heiress: someone with £100,000 lying around who can put £10,000 into P2P lending without particularly caring if things go wrong.

Sadly, she doesn’t exist, and neither does my £100,000. So I’m deleting the app.

On the plus side, the quiz was excellent entertainment.

August 24, 2026
Unprompted review

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