Evolution Money Reviews 

698
•
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Considering 63 reviews, reviewers had a great experience with this company. Customers frequently mention that the staff is exceptionally supportive, friendly, and willing to explain every detail thoroughly throughout the process. People also appreciate the smooth, fast, and straightforward application process, making it very easy to complete forms and submit necessary documents online without unnecessary hiccups or stress. However, some people mentioned communication gaps, including delayed responses, unreturned phone calls, and difficulties reaching out for support. Others also pointed out inconsistent information provided by different team members, noting that receiving conflicting details or rude replies made their overall experience frustrating at times.

What people talk about most

Staff

Consumers find staff to be positive, helpful, and exceptionally professional throughout the application... See more

User experience

Clients share positive opinions on user experience, highlighting that the online application process is... See more

Customer service

Customers consistently note ambiguous experiences with customer service, as many reviewers highlight... See more

Service

Reviewers mention ambiguous feedback about service, with many customers praising the fast, easy, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Great interactions from start to finish. Jason the mortgage advisor went through everything thoroughly and stayed in contact regularly throughout my application ensuring everything was explained to me... See more

Company replied


Company details

  1. Mortgage Lender
  2. also in
  3. Alternative Financial Service
  4. Car Finance and Loan Company
  5. Finance Broker
  6. Loan Agency
  7. Non-Bank Financial Service

Written by the company

We are Evolution Money, and we do things differently. We help UK homeowners take control of their finances with loans that are tailored, transparent and responsible. Every loan we provide has a purpose. For some, it is about consolidating debts into one manageable repayment. For others, it is about making overdue home improvements or handling life’s unexpected challenges. No matter the reason, we focus on finding the right fit for each customer. But we are more than a loan provider. As a B Corp-certified company, we are committed to making a wider impact. Through community initiatives and responsible lending, we aim to benefit not just the people we serve but the communities and environment around them.


Contact info

4.1

Great

TrustScore 4 out of 5

698 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 100% of negative reviews

Typically replies within 1 month

How this company uses Trustpilot

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4.1

All reviews

(698)

59 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Easy & quick

It was quick & easy to fill out the form online

October 17, 2026
Unprompted review
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Reply from Evolution Money

Thank you for your kind words! We’re glad to hear you had a great experience.

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Rated 4 out of 5 stars

Easy to apply

Easy to apply

October 7, 2026
Unprompted review
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Reply from Evolution Money

We appreciate your positive feedback. Thanks for choosing Evolution Money!

Rated 5 out of 5 stars

Great service from evolution money

Great service from evolution money, easy and fast process.
Application process is straight forward and simple.
Evolution money are extremely helpful.

September 22, 2026
Unprompted review
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Reply from Evolution Money

Delighted to hear you’re satisfied with our service. Thank you!

Rated 1 out of 5 stars

Shocking company lie to you and never…

Shocking company lie to you and never call you back. Miss advice provided on several occasions, never reply to the online message/portal facility and make you feel like nothing. Avoid this company. When you ask to make a complaint they hang up on you.

September 9, 2026
Unprompted review
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Reply from Evolution Money

Thank you for taking the time to share your feedback.

The experience you've described doesn't reflect the standards of service we expect from our team. We aim to provide clear, accurate information and keep customers updated throughout their application.

We also take complaints seriously and have procedures in place to ensure concerns are handled fairly and appropriately.

If you'd like us to investigate your concerns further, please contact our complaints team at complaints@evolutionmoney.co.uk.

Rated 5 out of 5 stars

Very easy and simple

Very easy and simple

September 6, 2026
Unprompted review
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Reply from Evolution Money

Thanks for your review! We’re happy you had a good experience.

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Rated 1 out of 5 stars

Evolution did not keep there promise of…

Evolution did not keep there promise of helping people with bad credit even on a secured loan basis , also not very compassionate about people with hidden disability would not recommend to try this company out

August 24, 2026
Unprompted review
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Reply from Evolution Money

At Evolution Money, we consider applications from customers with a range of credit histories, including those with less than perfect credit. However, all applications are subject to our lending criteria and affordability assessments, and unfortunately, we're unable to offer a loan to everyone who enquires.

We also recognise that every customer's circumstances are different and aim to treat everyone with care, understanding and respect. The experience you've described doesn't reflect the standards of service we expect from our team.

If you'd like to discuss your concerns further, please reach out to us. You'll find our latest contact details here: https://www.evolutionmoney.co.uk/contact-us.

Rated 5 out of 5 stars

This was a hassle free and…

This was a hassle free and straightforward application with simple to follow instructions.

August 24, 2026
Unprompted review
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Reply from Evolution Money

Your positive feedback means a lot to us. Thank you!

Rated 5 out of 5 stars

Amazing communication

Amazing communication. shohaib was very calm supportive throughout the process he gave amazing advices on money management.

August 17, 2026
Unprompted review
Evolution Money logo

Reply from Evolution Money

Thank you for your kind review. We appreciate your support!

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Rated 1 out of 5 stars

Very rude advisor on the phone

Very rude advisor on the phone. Basically laughed at my partner throughout the call and made him feel stupid. Stay away from this company.

July 10, 2026
Unprompted review
Evolution Money logo

Reply from Evolution Money

Thank you for taking the time to share your feedback.

The experience you've described doesn't reflect the standards of service we expect from our team. We aim to treat every customer with respect and understanding, and ensure they feel comfortable and supported throughout their journey with us.

We take concerns about customer service seriously and would welcome the opportunity to look into this further.

If you'd like to discuss your concerns, you'll find our latest contact details here: https://www.evolutionmoney.co.uk/contact-us.

Rated 5 out of 5 stars

From start to finish

From start to finish, Hermann went above and beyond to explain everything clearly and thoroughly. He was professional, patient, and incredibly knowledgeable, taking the time to answer all of my questions without even making me feel rushed. His expertise gave me complete confidence and reassurance throughout the process of arranging my loan.
The company offers competitive products and has been a great option for those with shared ownership looking for a loan with a longer repayment term.
I highly recommend Hermann and the team for their exceptional customer service and professionalism.

July 6, 2026
Unprompted review
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Reply from Evolution Money

Thank you for your feedback. We’re glad to have been of service.

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Rated 3 out of 5 stars

Finding the process good so far

Finding the process good so far, not received funds yet. Dan has been helpful.

July 2, 2026
Unprompted review
Evolution Money logo

Reply from Evolution Money

Thank you for your kind words! We’re glad to hear you had a great experience so far!

Rated 1 out of 5 stars

Poor service still waiting for a phone…

Poor service still waiting for a phone call from molly, tried numerous times and kept getting told we will phone you back and they never do, poor service

June 1, 2026
Unprompted review
Evolution Money logo

Reply from Evolution Money

Thank you for your feedback.

We are sorry to hear that you have been disappointed with the communication you have received.

Our team aims to respond to customers as promptly as possible and provide updates throughout the application process. We appreciate that waiting for a call back can be frustrating.

If you are still waiting to hear from us, please contact the team directly so we can assist further. You can find our latest contact details here: https://www.evolutionmoney.co.uk/contact-us.

Rated 1 out of 5 stars

Asked for my number to be removed from…

Asked for my number to be removed from there file and they agreed. Just called and straight away was greeted with is the thomas. So after 2 years the number still has not been removed.

June 1, 2026
Unprompted review
Evolution Money logo

Reply from Evolution Money

Thank you for your feedback Thomas.

There may be circumstances where a business needs to contact an existing customer to fulfil its ongoing service obligations. However, we take customer communication preferences seriously and have processes in place to manage these appropriately.

If you believe your contact preferences have not been handled correctly, please contact our Complaints Team at complaints@evolutionmoney.co.uk so the matter can be investigated further.

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Rated 5 out of 5 stars

World apart

Great service and they made me feel very relaxed cause I get very anxious so I would recommend evolution money to anyone 100%

May 19, 2026
Unprompted review
Evolution Money logo

Reply from Evolution Money

Thank you for your kind words and support. We’re delighted you’re happy!

Rated 5 out of 5 stars

I am in process of obtaining a loan

I am in process of obtaining a loan. So far, all was smooth. I applied on Sunday and today after 9am a lovely girl called Molly called me and explained the procedure. She asked some questions about me and then send me an overview of the loan terms after the conversation. She was friendly and kind. I recommend Ocean finance.

May 18, 2026
Unprompted review
Evolution Money logo

Reply from Evolution Money

We’re pleased you had a good experience with Evolution Money via Ocean Finance. Thank you for your feedback!

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