Grantcash Reviews 

The first month of using it I was offered 75 dollars cash advance the next month my check increased by 200 dollars but my cash advance was not at all offered. Wfen I questioned why my advance had not been offered I was told via chat because of underwriting programming. there was other factors that was involved like my bills and my income I've been told them that I just received a $200 a month raise then again I was told well there's other factors it's just been a run around it's a bait and switch if I ever seen one. of course time will tell I've got a ticket out now and they're going to hand it off to someone that can help me but I'm sure I'll get the story of the underwriting once again when in fact they are just downright scammers stay away from them go somewhere else! it's sad companies play on either poor people or people that's having a rough time.

What a scam!!! Subscription fees you don’t want or need , a puzzle trying to close your account, I’m letting the FTC know

I owed Grant a cash advance that was to be repaid on November 4th, my next payday. My 18 year old, severely autistic son had his social security check go into my account yesterday (10-29). Grant immediately took out the repayment for my cash advance! Almost a week early. My son doesn't pay my bills and no one should be touching his money. What they did was illegal. Something has got to be done to show these people that they have to abide by the same rules they give us. My son isn't going to have any money left after I pay his bills today because of Grant! Beware of them. They lie, steal and chea!

During a rough patch, I used grant cash advance for $75. I was able to repay on time. Used them again, After repaying early or on time a few times, I was able to increase my advance amount to $350. Well I repaid early one too many times and the algorithm lost track of my paycheck cycle, then it bumped me back down to $250. Once I got past the AI chatbot, the live agent told me in a condescending mannerthat the algorithm needed to detect a consistent paycheck history. It's been nothing but consistent sine I've had the same job for a decade. Fast forward to two weeks ago. I'm still getting $250 and I'm stuck in this cycle. We'll, the grant app decides randomly that it's going to auto draft my repayment at midnight of the correct due date before my paycheck hits my account. It drains my account which was less then the full amount. Once it's able take the remainder after my direct deposit, it decides my next advance will be $200, not $250. Fast forward again to today. Grant tries autodraft my account a day before my direct deposit. It's telling me its past due because surprisingly I didn't have that amount in my account. How can something be past due before its due date. Who knows how much my advance will be this time?

They used to be decent. Their latest update made it basically useless. They had 100$ boost and changed it to a point system to where you earn points and use points you can add up to 25$. That's like your boss going "Good news, we're keeping 75 percent of your bonus!"

Grant Cash Advance app is a scam without a doubt. I accepted an advance and they gave me 2 options for the advance. They didn't send it to the correct account, acknowledged it, then told me about my repayment date. Just like a bot would. I probly emailed back and forth 50+ times because the mistake was obviously on there end. I went from needing 50$ to owing $100 without an option to even speak with a real human at all.. ever lol. Bridget, Earnin, Dave, Albert, literally anyone is better

Unbelievable customer service failure: They would rather lose $250 than grant a 15-day extension to a perfect customer. As a disabled American and a business professional with 18 years of prior COO experience, I am absolutely stunned by the catastrophic operational strategy and terrible customer service of this company. For approximately six consecutive months, I used this service flawlessly to help fund a new IT side business in New York To supplement my Social Security disability payments since I receive such little money for living expenses. I paid my $10 monthly subscription on time, never missed a payment, and maintained an impeccable payment and account history with them. I have a perfect payment track record across all of my finances And let the record show on my official credit reports I have never missed a single payment on any credit cards in 22 years. When I experienced high business expenses and needed a simple 5-to-15-day extension they rigidly claimed I was ineligible because an extension had been "initiated" prior month. The caveat is i actually paid on time the prior month. When I asked what my options were to pay my debt, it became completely absurd. Instead of working with a loyal, reliable customer who begged to pay them back, they told me my only option was to revoke my ACH authorization, cancel my account forever, and keep the $250 cash advance for free. They flatly stated they do not want the repayment, have no mechanism to accept it after cancellation, and would not send it to collections or report it to credit bureaus. What kind of legitimate company operates like this? They would literally rather forfeit their own profit and lose a perfect client than show 15 days of human flexibility to a disabled individual running a small business. Their profit strategy is completely broken, and their lack of empathy is appalling. Avoid this company at all costs—they do not care about building relationships or supporting honest business professionals.

Scam Scam Scam!!!
I agree with every complaint about this company! Everything they are saying is absolutely true!!! All the tactics they do are true!!! They need to be stopped and closed down. They are stealing from people and getting away with it. PLEASE DO NOT USE THIS GRANT APP!!! They are thieves!!!

If you email to cancel your membership on the exact same day you signed up, your request will be denied even if they haven't taken the money yet. They force you to pay for a membership you don't want anymore even if you completely close your account, they still refuse and will still charge your card for the membership afterwards.

For some reason they always thought I got paid on a Wed, which I don't...constant requests to change to Thur but they don't do it..and u can never talk to a live person, big red flag, this last payment caused an overdraft cause they processed on a Wed..avoid at all costs!

I had an account with them but cancelled it months ago. Now I am getting charged again with no explanation. I think they think you won't notice or care about $9. It's a scam. Once you give them a way into your bank account they wont let you cancel. They will claim you somehow signed up for a paid account when you did not. It's all just a scam. Disput at your bank and block them.

I have tried to contact Grant for months. They don’t have a phone number and they won’t contact you back. They detect paychecks. It’s been four months and they still won’t fix my dates. They take it out every week even three time this week. I can’t afford to pay it back like this. They have so many fees and they won’t help you.

totally scam they will charge you cash advance fee and immediately try charging you twice or higher payments and refuse to refund and start blackmailing you if you chargeback they will either report to credit beurres and stop providing cash advance fee they charge me $2 fee for $25 cash advance then immediately charge me $9 without any notice. i will still chargeback avoid using these services

Scammers. Once you sign up, impossible to cancel. Stay away from this cash app.

Scam I was illegally charged twice for the same subscription and they refused to refund me breaking the law DO NOT use