Holidayrisk Reviews 

103
•
TrustScore 4 out of 5

4.0

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Rated 5 out of 5 stars

I gave Holiday risk a call as it kept coming up with an error doing it online and spoke to Shaun he was fantastic took me through everything with all my medical conditions and in less than 10 minutes... See more

Rated 5 out of 5 stars

They made it so easy, Sam was very enthusiastic and transparent. It does give you peace of mind.

Rated 5 out of 5 stars

Holiday Risk not only beat most others on price but also have gone over and above when I made a claim, first one ever, whilst ill in Greece. I rang them from abroad and they dealt with the matter in... See more

Rated 2 out of 5 stars

Very poor customer service. I'm trying to make a small change to my medical declaration just before going on holiday. So far it has taken more than three days and I'm still waiting for a call back... See more

Company details

  1. Travel Insurance Company

Written by the company

At Holidayrisk we aim to provide our customers with a fast and friendly service. With over 25 years of experience in the Industry, our Travel Insurance policies are designed to meet individual needs ranging from single trip to annual policies for Worldwide cover.


Contact info

4.0

Great

TrustScore 4 out of 5

103 reviews

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4.0

All reviews

(103)

15 reviews in the last 12 months

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Rated 5 out of 5 stars

Shaun was Very helpful

I gave Holiday risk a call as it kept coming up with an error doing it online and spoke to Shaun he was fantastic took me through everything with all my medical conditions and in less than 10 minutes i was covered, he was absolutely amazing can’t thank him enough. Would highly recommend holiday risk.

August 10, 2026
Unprompted review
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Rated 2 out of 5 stars

Very poor customer service.

Very poor customer service.

I'm trying to make a small change to my medical declaration just before going on holiday. So far it has taken more than three days and I'm still waiting for a call back that was promised. My attempts have included an emails (address provided in welcome email) which have simply been ignored.

April 28, 2026
Unprompted review
Rated 2 out of 5 stars

Good price but they delay payout of…

Good price but they delay payout of claim. Simple claim with all relevent medical information provided, still waiting. As prompt service when claiming is very important, Insurance is no good if it doesnt pay out. Will reconsider using them when due for renewal.

March 15, 2026
Unprompted review
Rated 5 out of 5 stars

Excellent service !

Holiday Risk not only beat most others on price but also have gone over and above when I made a claim, first one ever, whilst ill in Greece.
I rang them from abroad and they dealt with the matter in a very calm and experienced manner.
I really appreciate that when you contact them via telephone they answer within an acceptable time and very efficient, experienced and calm way.

April 10, 2026
Unprompted review
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Rated 5 out of 5 stars

If I could give more stars I would

Absolutely fantastic service and you actually get to speak to a human. I had a bad accident in June and my claim was sorted out in less than two weeks and the money was in my account. I've just called to renew and the lovely guy I spoke to looked at my medical screening and said because the injury was more than 4 months ago he would redo the quote and he saved me £12, doesn't sound much but in this day and age anything saved is a bonus. Would highly recommend.

December 17, 2025
Unprompted review
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Rated 5 out of 5 stars

Extended my stay at no extra cost

I decided to stay on for a couple of extra days & phoned holidayrisk to extend the cover & was pleasantly surprised when they done So at no extra cost , what a nice surprise hence I decided to do this review as a thank you as I’ve never came across a company that has done that before.

September 6, 2025
Unprompted review
Rated 1 out of 5 stars

Absolutely abysmal

Absolutely abysmal ! Took out an annual travel insurance policy, but my husband lost a hearing aid on a day out .We had paid over£2k for these hearing aids 3 years previously and was told under the policy that ‘ hearing aids and prescription eyewear are not covered in a baggage claim’. He was wearing them at the time they were not in our baggage! They take your money and wriggle out of paying any claims. Don’t bother taking out insurance with this company .

August 23, 2025
Unprompted review
Rated 2 out of 5 stars

Seems to be very profitable for holiday Risk to detriment of customers of Holiday Risk

I took out a years insurance UK only
I was honest re all medical issues which obviously put the price up. I then got back to them to say that over 20 years ago I was told I am a Carrier of an hereditary disease. I do NOT have the condition and I have never received treatment for being a carrier.
My insurance was put up over £30. !!! I queried this in an email at a later date and was told it was correct. Must admit I was and am shocked .

Last week I decided to ask another Insurance Company how they would have responded to my position. This was their reply with questions they ask if any medical conditions are stated

1.Taken any prescribed medication or required medical treatment within the last two years?
2.Been a registered in or out-patient at a hospital, clinic, or GP surgery in the last two years?
3.Been advised of a terminal illness?
It is essential to disclose any conditions that fall under the above questions to ensure accurate coverage and avoid any potential issues during your policy period.
Its sounds like (the condition I told them about) would not trigger a yes to the above question so it would not need to be declared on the policy.

I think it is completely disgraceful that I was told I needed to pay for a condition
1. that I am only a carrier of and
2. That I not see a dr for and have received no treatment in the 24 years since told about it.

I feel cheated out of money which at my age I could use to better effect. It’s not even as if we are going out of the Country
I also fail to know why I have to have repatriation insurance in policy when only holiday in England

May 3, 2025
Unprompted review

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