Minipay Reviews 

Advertises "You can also add money in 60+ countries using local payment methods, also with zero fees" in Europe, charges outrageous fees if you deposit in EUR. Otherwise good. Good cashback (5%) and interest (2% per week).

Update (09/09/2026): Doesn't work. All payments declined with reason "Do not honor".

Update (09/13/2026): Still doesn't work. $588.49 transaction declined for "insufficient balance" despite having $610.03 balance.

Update (09/14/2026): Finally worked. Charged me $11.17 (!) for €8.95 ($10.33) transaction, eating away all 5% cashback. I actually lost money compared to using a regular card without cashback.

I have been using minipay for the past months everything worked well. Minipay and their virtual account provider Noah always respond to messages and emails. On the 2nd of June, Stripe did a payout to my US virtual account in minipay. It was to land into my account on the 9th of June but since that period till today no response. I have sent messages to Noah and Minipay, regarding this transfer both through in app message and Email but no response. This is already getting out of hand. Please if you can’t credit my account then return the money to stripe
Trace ID: 7UF6L35cS6sg7wa7sY61F59m3Dx4Tk7YL5Xc55A1D

dont use this scam phising app, my wd not landed anymore, im using with arbithum and not single dollar on my account because this stupid app

Excellent app which provides an easy way to convert fiat to stablecoins in a few clicks. Boost rewards are generous and distributed everyday and I can buy eSIMs and airtime right in the app. Virtual account is a killer feature and apparently cards are coming soon

I'm not going to write a big review.
App stuffs up for no apparent reason and customer support is sketchy 👎 to automated not enough real assistance.

I just try to claim rewards on 100th of December 2025,saying I cant claim rewards because I violated the law....scammers..

Minipay is 100% legit for people who know how to navigate im blockchain. Complains are about the 3rd party intergated apps like fonbank, Daimo, etc that delay in sending cash

Pls mini pay it's as been grate me being with you guys but right now I have a payment that's as not drop for 2 days now pls I have contacted the fonbank customer service but no one is responding

Minipay System is purely give chance for fraud activity I don't know how it's still manage to be on app store and PLAYSTORE
I withdraw from my binance account through their miniapp call daimo or what ever
Daimo dem convert it to trx and I check the transaction history through trx website and I see it's was converted but not display in my minipay I write to them

They confirmed the money and refuse to deliver it to my minipay or refund back to my binance

Scammers of nowadays allow your first experience to be successful and then hold you on your second transaction

I lost my 4k on mini pay and I contacted the customer support only to tell me that the paystack payment I made with timon account is not supported on mini pay up till now I haven't received my money or seen it refund back. Please I want my money back 🙏😭
Please 🙏 everyone should go to play store and flag this app as inappropriate and also report it in Facebook and all social media

It is a fake. I made a USDT deposit into my account, but it is not reflected on my minipay app. I followed all of the listed instructions, but I have yet to receive my payment.

It's Legit for now cause we don't know what might happen in the future 🤷🏾‍♂️
At least I'm using it

So far my experience was great with this wallet. I have made multiple deposit and withdraw without any issues.. I seriously don't know why people are complaining

Minipay does not have a good customer care facility.
Let the management states here how we can lodge complaints. They only have FAQ but that is not enough.

For instance, my mega boost interest for today 30 June, 2025 does not reflect in my account and l don't know where to complain.

They are scammers I funded my account balance on mini pay and it's was successful according to them and I have seen their confirmation but up till now the money have not reflected on my acc dashboard don't waste ur time

Very fast. Also bringing the web 3 usage from web to in a easier formula.

They haven't exposed alot about themselves. We still don't know the source of the 2% weekly reward on savings