Nucleus Reviews 

1,827
•
TrustScore 4 out of 5

3.8

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Review summary

Created with AI, based on recent reviews

Evaluating 682 reviews, reviewers had a great experience with this company. Consumers often mention that the staff members are exceptionally helpful, extremely polite, and consistently quick to answer phone calls without experiencing any long waiting times. Everyday people frequently find that dedicated advisors resolve their various queries efficiently, explaining complex details clearly and making customer service interactions genuinely pleasant. However, some people mentioned experiencing frustrating delays with pension payments and receiving absolutely no replies to important inquiries sent to the support department. A few other people also felt that upper management failed to call back as promised, noting that reaching customer service sometimes took multiple difficult attempts.

What people talk about most

Staff

Customers consistently note positive experiences with staff, frequently praising helpline employees for being... See more

Customer service

Users describe ambiguous interactions with customer service, noting that while some reviewers experienced... See more

Service

People report ambiguous experiences with service, as some reviewers describe facing severe delays, poor... See more

Response time

Customers had ambiguous experiences with response time, as opinions on communication and support vary... See more

Payment

Reviewers express deep frustration and severe dissatisfaction regarding ongoing payment delays, delayed... See more

Reviews shaping this summary

Rated 4 out of 5 stars

An easy contact, swift transfer to someone, Christopher, who helped. He listened and I understood his instructions, which worked. All sorted.

Company replied

Rated 5 out of 5 stars

Whenever I have contacted Nucleus by phone I have experienced first-class service. I have never had to wait long to be connected and have found the members of staff to be without exception friendly, p... See more

Company replied

Rated 5 out of 5 stars

Spoke to Hannah, today. Brilliant, she knew the answers to my questions, elaborated where appropriate. I got straight through, and the call was very helpful. I have to say my experience of nucleus has... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. Investment Service
  3. Retirement Scheme Provider

Written by the company

Nucleus is one of the leading investment platform groups in the UK, we work with around 5,000 adviser firms to look after over £117bn of their clients’ money. We provide access to products like ISAs and pensions, and a wide range of investments including funds, equities and bonds. Our scale and profitability enable us to invest in products, price and service. This will ensure our platforms meet the needs of advisers in helping them make the retirement of their clients more rewarding. We understand that things like personal circumstances, life altering events, or health can sometimes mean our customers need some extra support from us. For more information on the support we can provide please visit https://nucleusfinancial.com/supporting-customers or speak to one of our team.

Helping to make retirement more rewarding

Written by the company

We have an overarching commitment to support advisers. By harnessing James Hay’s pensions expertise and Nucleus’ digital capability, we’re building the best retirement-focused adviser platform for larger adviser firms in the UK.

Contact info

3.8

Great

TrustScore 4 out of 5

2K reviews

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Asks customers to review

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Replied to 80% of negative reviews

Typically replies within 1 week

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3.8

All reviews

(1,827)

652 reviews in the last 12 months

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Rated 3 out of 5 stars

Initially your clients sent in hard…

Initially your clients sent in hard copy paper request for funds ( NOT our clients at the time) this was not actioned by yourselves,when we took over authority they asked for more funds which we actioned but became difficult as we then realised you hadn't actioned their first request

September 3, 2026
Nucleus logo

Reply from Nucleus

I'm really sorry to hear this.

Please be assured we take feedback on board, and this is being looked into by the team.

Kind regards
Emma

Rated 5 out of 5 stars

Withdrawing money made easy

Christopher was very helpful and guided me through the process of requesting a drawdown from my account explaining each step very clearly and ensuring I was fully aware of the risks from scammers.

September 23, 2026
Unprompted review
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Reply from Nucleus

Dear Graham

Thanks for leaving us a review! We appreciate it.

Kind regards
Emma

Rated 2 out of 5 stars

painfully slow

I've been waiting 3 weeks for confirmation of receipt and implementation of the quarterly draw down of funds

September 1, 2026
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Reply from Nucleus

Dear Mark

I'm really sorry to hear about this. I can confirm the team have emailed you yesterday with confirmation.

If you have any further queries, please do respond to the email and the team will provide you with support.

Kind regards
Emma

Rated 4 out of 5 stars

Staff were polite and helpful

Staff were polite and helpful with the required information.

August 28, 2026
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Reply from Nucleus

Dear Vino

Thanks for taking the time to leave us a review, we really appreciate it!

Kind regards
Emma

Rated 1 out of 5 stars

Income Drawdown

I instructed the commencement of drawdown income and gave a month’s notice to allow plenty of time for Nucleus to arrange the payments. Sadly this did not work well and the first payment was not made until I chased several times. To add insult to injury it would appear that future payments have not been set up either.
I have spent hours trying to get to the bottom of the issue but to date have received no response to my various communications.

July 20, 2026
Unprompted review
Nucleus logo

Reply from Nucleus

I'm really sorry to hear this about your withdrawals and your experience. This isn't the service we strive for at Nucleus.

I'd like to have a team member look into this further for you, however I'm unable to locate your account with your username. If you wouldn't mind, could I please ask that you confirm your client details to us via email to ask@nucleusfinancial.com.

Kind regards
Emma

Rated 1 out of 5 stars

Unable to access SIPP pension

Having spent over 40 years saving into my pension which is now in a SIPP with Nucleus Financial I have been  suffering an extremely stressful time trying to access and drawdown pension payments from Nucleus since March 2026 and receive a pension income which I am now relying on.

The SIPP is held with Nucleus with the investments being held with IG requiring Nucleus to disinvest £2,000 from IG each month to cover the pension payments. 

To date a £1,000 disinvestment in March 2026 has either been misallocated or stolen due to this amount coming out of my IG account but never being received into my Nucleus SIPP account. Over the last 6 months Nucleus have only managed to disinvest one amount of £2,000.

I find the Nucleus helpline staff very efficient but they are unable to deal with the issue and have to pass it on to their administration team where hits a roadblock and nothing happens. The administration process between Nucleus and IG obviously doesn't work requiring a call between the two parties to rectify this.

September 20, 2026
Unprompted review
Nucleus logo

Reply from Nucleus

Dear Simon

I'm sorry to hear this about your experience.

I'd like to have a team member look into this further for you, however I'm unable to locate your account with your username. If you wouldn't mind, could I please ask that you confirm your client details to us via email to ask@nucleusfinancial.com.

Kind regards
Emma

Rated 2 out of 5 stars

Average at best.

Average at best.
The agent was good but Nucleus are frustrating

August 28, 2026
Nucleus logo

Reply from Nucleus

Dear Terry

I'm sorry to hear this, if you'd like to share more about your experience in detail, please email us on TellUsHowWeDid@nucleusfinancial.com

Kind regards
Emma

Rated 5 out of 5 stars

I found Nucleus to very profitably.

I found Nucleus to very profitably,I am only leaving to me changing Financial Adviser. The on line Platform was great and showed you every thing you needed to Know.

August 27, 2026
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Reply from Nucleus

Dear Sheila

Thanks for taking the time to leave a review, we really appreciate it!

Kind regards
Emma

Rated 2 out of 5 stars

We are still waiting for our money

We are still waiting for our money. Seems to take an awful long time.

August 26, 2026
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Reply from Nucleus

Dear Graham

I'm really sorry there's been a delay with issuing your payment, I can see the team have now contacted you to confirm the funds have been sent.

Kind regards
Emma

Rated 5 out of 5 stars

Efficient and clear service

Professional, friendly and very efficient service from Christopher. All my of my enquiries were dealt with in a clear and courteous manner.
I have never been disappointed in any matters when dealing with this company.

September 15, 2026
Unprompted review
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Reply from Nucleus

Dear Julia

Thanks so much for leaving us a review, we really appreciate it and will ensure your comments to Christopher are passed to him directly.

Kind regards
Emma

Rated 5 out of 5 stars

Needed to speak to someone and…

Needed to speak to someone and Christopher helped me with setup which was super quick. Thanks

September 16, 2026
Unprompted review
Nucleus logo

Reply from Nucleus

Dear Gary

Thanks for taking the time to leave us a review, we really appreciate it!

Kind regards
Emma

Rated 3 out of 5 stars

Room for improvement and speed

When calling and asking to speak to your designated person, many of the men you experience on the first call make this simple task, impossible, which is extremely frustrating and time consuming! I have often had to talk to two or three people only, to be told 'she's not available'. I have often been misinformed and I feel more training and less ego, is necessary.

Once Nucleus receive your withdrawal forms, it takes too long for the funds to be transferred from the funds sitting in your cash account to the bank.

For Shellby I would give a 5 star review. She has been extremely helpful, is very knowledgeable and catered to my current disability.

August 25, 2026
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Reply from Nucleus

I'm really sorry to hear this about your experience, and appreciate you bringing these concerns to our attention, as your feedback helps us identify areas where we can improve. I have also forwarded this on to the team manager for review.

I've also ensured your kind comments are passed on to Shelby.

Kind regards
Emma

Rated 2 out of 5 stars

I am not receiving written statements…

I am not receiving written statements and when I asked for clarity about transaction charges I found Nucleus to be particularly unhelpful

August 26, 2026
Nucleus logo

Reply from Nucleus

Dear Nicholas

I'm really sorry to hear this.

I've forwarded this onto the team and asked someone to review and contact you to ensure you get the support needed.

Kind regards
Emma

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