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Ollo Credit Cards Reviews 

2,526
•
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 1,513 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the credit card is very easy to use, featuring clear statements and a straightforward online platform that helps them manage their daily finances smoothly. Consumers also praise the helpful customer support team, noting that representatives are always courteous and readily available to assist with account questions. However, some people mentioned recurring issues regarding payment processing delays, noting that funds often take several days to apply to their outstanding balance. Reviewers additionally expressed frustration regarding unexpected credit limit reductions or disputes over unauthorized charges that were quite difficult to resolve with support.

What people talk about most

User experience

Reviewers highlight positive aspects of user experience, noting that the card is easy to set up, convenient,... See more

Payment

Customers consistently note ambiguous experiences with payment, as many consumers praise the app, autopay... See more

Product

People report positive experiences with product, highlighting that it is convenient, easy to use, and... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting professional staff members who... See more

Service

Customers had positive experiences with service, noting fast transactions, helpful tools to rebuild credit,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I remember I lock my card to keep my card safe and I couldn’t get back in to unlock my card. I call customer service to help me unlock my card she was very professional and had no problem helping me.

Company replied

Rated 5 out of 5 stars

The ease of using the card and navigating the app makes it very appealing . I have owned a Merrick card for decades and understand that Ollo is associated, that makes me happy also . I like to stay wi... See more

Company replied

Rated 4 out of 5 stars

Web statements can be confusing, otherwise five stars on most everything else. the Alerts that I've set-up in my profile are good, but some of them are very slow to arrive, but that may be how fast th... See more

Company replied

Rated 5 out of 5 stars

I have had zero problems so far and highly recommend them. Great customer service and being on auto pay it’s always right on time.

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

We are a credit card company that puts you first. With straightforward products, no-nonsense tools and 24/7 US-based support, we’re here to help you build your future, starting today.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

3K reviews

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4.5

All reviews

(2,526)

1,533 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Easy to apply

Easy to apply! Great terms! I can use it anywhere!

November 5, 2026
Ollo Credit Cards logo

Reply from Ollo Credit Cards

Thank you for your review, Cynthia.

Rated 1 out of 5 stars

Had an issue with my bank making…

Had an issue with my bank making payments to Merrick. I called them and they said it was flagged for fraud. However, Merrick bank will no longer accept payments from my bank. Unless however they do it over the phone with a debit card. And only if my account is in arrears. And only as a courtesy. That was a direct quote. So what they're saying is they don't want my money, but they DO want to charge me extra fees (late, etc.) BEFORE they accept payments from the very account they refuse to accept payments from. What an effed up company. CS workers suck too. Either they repeat their script like a parrot, or they're condescending.

October 30, 2026
Unprompted review
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Reply from Ollo Credit Cards

We appreciate you taking the time to leave a review, Kelley. We take all feedback seriously, as we strive to improve our customers’ experiences. For assistance, please call us at 833-845-1900. This is a unique number made for inquiries from social media. We are happy to help.

Rated 5 out of 5 stars

easy to use and its app is really user…

easy to use and its app is really user friendly

November 2, 2026
Ollo Credit Cards logo

Reply from Ollo Credit Cards

Thank you so much for sharing your feedback about our mobile app. We really appreciate it and are happy to hear that you find it easy to use and user-friendly.

Rated 1 out of 5 stars

Zero Stars- No care for Ally Customers

If I can give zero stars I would. I have had nothing but issues since Ally transferred their credit card to Ollo. Since April, 25, 2026,I have been fighting charges that I didn't authorize and it took 5 months of repeated letters requesting multiple investigations to be told that supposedly the Ally card was physically used even though the Ollo one with the same account number had been sent out weeks before said purchases were made. I also never received said Ollo card. On the day the charges were made, I was notified via text for one and that's when I called and found out there was more to which I informed them that I hadn't made any of them. However only one charge was reversed. I have canceled my account and do not trust anything about this company as they have not been forthcoming to me and do nothing to investigate fraud. They just send out generic letters the next day after receiving written notices.

October 29, 2026
Unprompted review
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Reply from Ollo Credit Cards

We're sorry to hear about your experience, JD. We've shared your feedback with the appropriate team. Thank you again for reaching out.

Rated 1 out of 5 stars

PLEASE STAY AWAY FROM OLLO!!!!!!

PLEASE STAY AWAY FROM OLLO!!!!!!! THEY DECIDED TO CUT MY CREDIT LIMIT DOWN TO $2,800 FROM $4,500! I ALWAYS PAID ON TIME AND I HAD NO PROBLEM WITH ALLY BUT OLLO IS A JOKE!

October 29, 2026
Unprompted review
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Reply from Ollo Credit Cards

Thank you for reaching out, Craig. Please call us at 833-845-2200 for assistance. We're happy to help.

Rated 5 out of 5 stars

Customer service

I remember I lock my card to keep my card safe and I couldn’t get back in to unlock my card. I call customer service to help me unlock my card she was very professional and had no problem helping me.

October 2, 2026
Ollo Credit Cards logo

Reply from Ollo Credit Cards

Happy to hear this, Patricia. Thanks for the review.

Rated 1 out of 5 stars

If I could give it a zero I would.

If I could give it a zero I would.

October 28, 2026
Unprompted review
Ollo Credit Cards logo

Reply from Ollo Credit Cards

We appreciate you taking the time to leave a review, Kat. Please call us at 833-845-2200 for assistance. We are happy to help.

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