Prosperous Life Funeral Plans Reviews 

9,808
TrustScore 4 out of 5

3.8

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Rated 5 out of 5 stars

Laura was approachable, affable and incredibly knowledgeable about the company and its products/practices. She was quick to point out what wasn’t included as well as what was included. She allowed m... See more

Company replied

Rated 5 out of 5 stars

After a very helpful phone call from Luke (following my initial online enquiry), I had a visit later the same day from Nicola. A lovely lady who didn't rush me into anything. She listened to me reco... See more

Company replied

Rated 1 out of 5 stars

Plan paid up march 2022, mam has passed away march this year, ring prosperous life, got an answer sorry they have gone in to liquidation. they said you should have been contracted to move over to a ne... See more

Company replied

Rated 2 out of 5 stars

after taking out a policy many months ago,im begining to doubt taking it,you are not FCA or fpa aproved,so im going to ask for a refund,also u dont jave any 3rd party expence package available(others... See more

Company replied

Company details

  1. Funeral Home
  2. Cremation Service
  3. Funeral Director
  4. Funeral Insurance Company

Written by the company

We are one of the United Kingdom’s leading providers of prepaid funeral plans. We take pride in helping families across the country to deal with the loss of a loved one. The planning of a funeral can cause stress for yourself and your loved ones. At Prosperous Life we will assist you every step of the way to ensure all your wishes are in place, meaning that your family do not have this added burden at a very difficult time.


Contact info

3.8

Great

TrustScore 4 out of 5

10K reviews

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3.8

All reviews

(9,808)

2 reviews in the last 12 months

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Rated 1 out of 5 stars

I bought a plan from these

I bought a plan from these. I was going to go with dignity and I asked if I could pay the rest of what I owed. But they said they had not got any information stating the money I had already paid so I couldn’t pay what was left. So I told them to cancel my policy. I’m still waiting to hear what I’ll get if anything at all back. I ring them every so often and get same reply that they haven’t received any money from Prosperous Life. It’s disgusting, I’m a pensioner and very worried if I get any of my money back. Shame on your company

November 9, 2025
Unprompted review
Rated 1 out of 5 stars

Prosperous Life Funeral Plans... What a joke

My wife and I took out a funeral plan each in June 2022. We were transferred over to Dignity and the monies we paid to Prosperous Life were not transferred over. We have just found this out today, as our statement came through and we noticed the months we had left to pay had not reduced so we gave Dignity a call and we were then informed Prosperous life had not transfered the money we paid to them. What a disgrace how can this be legal it's a scam the only person who's prosperous is the owner of Prosperous Life and we are the ones funding their life style. I will be seeking legal advice.

August 7, 2025
Unprompted review
Rated 1 out of 5 stars

Time to take action!!

This has gone on long enough without any updates to customers. According to the last report an update would be provided within one month of 19th April or earlier and yet as of today 7th June we have no update. My father took out one of their plans along with thousands of other customers should not have to keep fighting for what they are owed after 2.5 years with no updates. I have written to the practitioners in charge of the insolvency and await their reply. Their address is Kroll Advisory Ltd, The Shard, 32 London Bridge Street, London, SE1 9SG. Anyone affected please also write to them. We need to let them know that we are sick of being fobbed off. If that doesn't work maybe we need to protest outside their office until we are heard. Lets take action together!!

I have created a facebook group for anyone affected to share information and updates.
The group is called Prosperous Life Administration

June 7, 2025
Unprompted review
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Rated 1 out of 5 stars

My mum was with them since 2019 and is…

My mum was with them since 2019 and is awaiting a payment from prosperouslife she went with dignity funerals . They could not make her need so both have to repay her money .she received one payment in full of dignity funerals . Then gets told that prosperous life will only pay some of her money back after been with them for year . They still not paid anything and she though that all her funeral was all sort . I am sure the breaches Consumer Credit Act's Section 75.
Meant to help people with there funerals not put them under severe stress and financial difficulty hard times to disabled people like my mum who's really un well .

May 18, 2024
Unprompted review
Rated 1 out of 5 stars

Awful experience

They have gone busted. Our plan was transferred to Dignity Funerals March 2023 but until now- February 2024, money has not been transferred to Dignity. What a shame😫. Someone should get accountable on this and not the customers. Where to complain??

February 14, 2025
Unprompted review
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Rated 1 out of 5 stars

Shocking

Shocking, that is the only way to respond to these charlatans.
My Aunt passed away February 2024 and we had not been informed of any problems. It was only when we attempted to try and claim the funeral plan that we found out they had gone into liquidation.
We had to pay all the costs of the funeral and everything that comes with arranging a funeral, at such a really emotionally tough time.
On advice from Dignity, We cancelled the Funeral plan and are waiting for any further updates.
Nearly 12 months later we are still waiting for any updates, but to be fair, Dignity , who are involved in this, answer any queries very quickly but still no sign of any monies or even an update to what or where we are up to.

January 30, 2025
Unprompted review
Rated 1 out of 5 stars

Disgusting

Took 2 funeral plans out for my grandparents only 1 has transferred to dignity the other one dignity are saying they haven’t had a plan for ! Absolute disgrace

August 27, 2024
Unprompted review
Rated 1 out of 5 stars

Disgusting l…

My mother took out a pre paid funeral plan and like others, her policy was passed to Dignity. At the time of liquidation she had just come out of hospital and was not in a fit state to deal with it. She has contacted Dignity now and they are seemingly unable to tell her how much money she would receive if she were to cancel as they have not received the money from Prosperous Life. Living in a small town on the south west coast of Scotland she asked where she would be taken if passed and was alarmed to be told her nearest funeral directors is in Bangor in Ireland!! Although in distance this is the closest, I do not want my mother to be sent to Ireland to then be returned to be buried with my father. This is a shocking service for people who have pre-planned and paid for their own funeral to help alleviate the stress of their family.

March 28, 2024
Unprompted review
Prosperous Life Funeral Plans logo

Reply from Prosperous Life Funeral Plans

Dear Sandra, we are very sorry to hear of your mother’s ill heath as advised within your review. Unfortunately, with the details provided within your comments, we are unable to locate the correct file for your mother. Please can you kindly contact us at your earliest convenience on 0161 850 7586 to be able to discuss your queries in further detail.

Kind regards

Lucy

Rated 1 out of 5 stars

worst of the worst people

Plan paid up march 2022, mam has passed away march this year, ring prosperous life, got an answer sorry they have gone in to liquidation. they said you should have been contracted to move over to a new provider, never got contacted. So now we have lost mams hard earned savings its devastating how do these people sleep at night

March 14, 2024
Unprompted review
Prosperous Life Funeral Plans logo

Reply from Prosperous Life Funeral Plans

Good afternoon, please accept our sincere condolences over the passing of your late mother. Unfortunately, with the details provided, we are unable to locate the correct file. Please can you kindly contact us at your earliest convenience on 0161 850 7586 to be able to discuss your queries in further detail.

Kind regards

Lucy

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Rated 1 out of 5 stars

Absolutely dreadful experience

Absolutely dreadful experience.
Prosperous Life set up a funeral plan for my late father and by the time he had approx $1500 paid into his plan they went into administration. The plan was then taken on by Dignity who themselves have offered only £300 to cover the cost of the entire funeral.
This is criminal! Nothing more than praying on vulnerable people who are desperately trying to get their own affairs in order for when the time comes and not leaving a grieving family to bear the financial brunt.
How does a funeral company go into administration in the first place? - Corruption? Bad management? or are the chief executives just off on holiday with their customers hard earned cash......
We are very lucky to have such a wonderful community in our town who have come together in our late fathers hour of need at the most unbearable time imaginable and our local family run funeral home have chosen to take care of us spare no expense - it is truly amazing what human beings can do for one another.
Shame on Prosperous Life action is currently being taken on by our family legal team.

February 20, 2024
Unprompted review
Prosperous Life Funeral Plans logo

Reply from Prosperous Life Funeral Plans

Dear Rob, thank you for your feedback. Please accept our apologies for any frustration that has been caused regarding your journey with us. Unfortunately, we are unable to locate your details with the information provided. Please can you kindly contact us at your earliest convenience on 0161 850 7586 to be able to discuss your queries in further detail.
Kind regards
Lucy

Rated 1 out of 5 stars

Prosperous fiasco

Funeral plan moved to dignity with no authorisation, applied to cancel plan but funds apparently not transferred, assumed I could cancel plan and get money back but now have no funeral and no refund, it’s a lot of money for pensioners to invest for peace of mind which has now been taken away

January 23, 2024
Unprompted review
Prosperous Life Funeral Plans logo

Reply from Prosperous Life Funeral Plans

Dear Clair,
Thank you for your feedback. Please accept our apologies for any frustration that has been caused regarding your journey with us. Unfortunately, we are unable to locate your details with the information provided. Please can you kindly contact us at your earliest convenience on 0161 850 7586 to be able to discuss your queries in further detail.

Kind Regards

Rated 1 out of 5 stars

I'm trying to get in touch with…

I'm trying to get in touch with prosperous life.I cant and I'm worried.I've paid a lot of money into prosperous life and I'm disabled,live alone and dont know what to do next.

October 5, 2023
Unprompted review
Prosperous Life Funeral Plans logo

Reply from Prosperous Life Funeral Plans

Good morning, please accept our apologies for any concern or frustration that has been caused regarding your journey with us. We have tried to contact you this morning to discuss your feedback, however we were unable to make contact. Please can you kindly contact us on 0161 850 7586 to discuss your queries.
Kind regards
Daniel

Rated 1 out of 5 stars

No Respect for Customers

Had Prosperous Life out 18 months ago. I've only just calmed down enough to write a measured review. The Sales Rep, although seemingly a nice gentleman was not prepared to leave, despite me only wanting a quote. My husband was upstairs in agony with his back and I kept having to dash up and down relaying information. I said we needed to discuss things when my husband could think clearly without pain and that's when he did the I just need to ring my boss routine. My work situation was about to change due to my medical circumstances and I didn't want to commit to anything without thinking it through.

What his boss didn't realise was that he'd put me on speaker phone. His boss used a very derogatory term to describe me. I said did he just call me what I think he just called me? I was very upset, in fact I was livid. That was it for me, there's no way I would trust them to handle one of the most important aspects of our lives.

I dread to think about how more vulnerable people, especially those on their own deal with these hard sell techniques and verbal maliciousness. They showed me exactly what they think of their potential customers.

I did email a complaint and the Customer Service Manager rang me and was very apologetic and kind and said it would be investigated. Whether that happened or not I don't know.

I wish I had seen these reviews before I even let them set foot in my house.

August 31, 2022
Unprompted review
Prosperous Life Funeral Plans logo

Reply from Prosperous Life Funeral Plans

Good morning, thank you for your feedback. Please accept our apologies for any concern caused regarding your journey with us. To offer some reassurance, all enquiries received at Prosperous, whether handled via the telephone or in person were for the opportunity for us to present potential customers with further information regarding the prepaid Funeral Planning industry. To confirm, your plan was closed as per your request and your full refund was reimbursed back into the account it was debited from. We wish you all the best for the future.
Kind regards
Daniel

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Rated 1 out of 5 stars

Has gone into administration

The company has been taken over by another company and it’s been almost a year, since I’ve not heard from Prosperous life, or the company who have taken over.
What happens if I DIE? So I am very concerned and I want to know where my money has gone? Total lack of communication, has left me anxious.
Thank you to Daniel who has just tried to reassure me. I hope to hear shortly from Prosperous Life, to give me my options regarding my funeral plan.

August 26, 2022
Unprompted review
Prosperous Life Funeral Plans logo

Reply from Prosperous Life Funeral Plans

Good afternoon Mrs Farrelly, thank you for your feedback and for your time today on the phone to discuss your review. We are sorry to hear about the experience you have raised and I assure you that is never our intention. We hope we have remedied your queries to your satisfaction. Please do not hesitate to contact us should you wish to discuss anything additional.
Kind regards
Daniel

Rated 1 out of 5 stars

DO NOT TRUST THIS COMPANY

DO NOT TRUST THIS COMPANY THEY HAVE STOLEN OVER SIX HUNDRED POUNDS FROM ME. CAN NOT GET A REFUND. THIS COMPANY AND ALL OTHERS ALIKE. BUNCH OF FRAUDULENT MONEY GRABBING BLEEPS.

August 1, 2023
Unprompted review
Prosperous Life Funeral Plans logo

Reply from Prosperous Life Funeral Plans

Good afternoon, please accept our apologies for any concern or frustration that has been caused regarding your journey with us. Unfortunately, we are unable to locate your details with the information provided. Please can you contact us at your earliest convenience on 0161 850 7586.
Kind regards
Daniel

Rated 1 out of 5 stars

UTTER SCAM

UTTER SCAM.

Money paid in to plan claimed to be held in a trust fund separate to Prosperous Life money. Therefore should have been held in a separate client money account.
Yet now the company has gone into administration “none” of this money is available to be returned back.

The company preyed upon a vulnerable adult, who didn’t really know what he was signing up for.
And now has basically been conned out of his money.

July 1, 2023
Unprompted review
Prosperous Life Funeral Plans logo

Reply from Prosperous Life Funeral Plans

Good evening, thank you for your feedback. We are sorry to hear about the experience you have raised and I assure you that is never our intention. To confirm, Dignity has agreed to offer a funeral plan to all eligible existing plan holders of the Company. If you opt into a new Dignity funeral plan, you will benefit from FCA regulatory and statutory protections applicable to all pre-paid funeral plans in the UK, at no extra cost to your existing funeral plan. Unfortunately, we are unable to locate the details with the information provided. Please can you contact us at your earliest convenience on 0161 850 7586.
Kind regards
Daniel

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