Smartqarza Reviews 

This is an extremely unprofessional company. My loan payment was due on the 4th, but they started calling me repeatedly from the 31st and kept harassing me. I explained that my salary had been delayed and that I would make the payment by the 6th. Instead of understanding my situation, they became abusive, threatened to leak my personal data, and made several other threats.

Their staff is very rude, disrespectful, and unprofessional. I strongly advise everyone to never take a loan from this company. Please share this review with others so they can avoid falling victim to their unfair and intimidating practices.

Very bad service. They are totally scammers. They don't know how to talk. They call me every day on different numbers. It makes life difficult. Don't take a loan from them.

Very bad app they harras and call me 10-20 times a day and threat me this app should be banned i will file complaint against them to FIA and other legal authorities
They force person to deathbed,

Totally scammer they charge high interest, harass with your personal data. Contact your family members

In simple words 0 star rating.
Harassment, bullying, extortion.
They will never stop forced promotional calls. And will call everyone of your contact list of your phone.

.Avoid it avoid it. They are not what they committee
The company is unprofessional and no one answers the call. They provide 30000 loan, I appreciate and they charge interest 3000 only for 15 days. It's too much these people are just charging more than the local (soodh) providers. It's all playing with the incident poor people. Please never take their services. These people are not providing good results and indeed much greedy for money.

Smart qarza app is not safe way to avail loan. They charge high interest rate approximately you have to rerun 170% . Mean you have to pay 70% interest on original amount.
If I avail 20000 from smart qarzaI have to repay 36000_38000
Which can make you bank default or otherwise you will be trapped in debt trap.
If you don't repay they threat you with many calls in a single day with your contacts your personal information and to expose you to your family and friends.
Beware before availing loan from any such app.

Fraud and scammers be aware government should notice and take serious action against them

this app is totaly fraud scam loan app scandal FIA OR GOVT OF PAKISTAN SY GUZARISH HAIN EN PY ACTION LIEN WROST APP DATA TGIEF TAKE ACTION URGENT BAND KARIEN ENKO ...REMOVE FROM PLAY STORE .....

It is a good app I received my loan Thanks

Not safe not safe not safe attack your personal data like your gallery

This app is not a safe because he get the info and don't pay you loan .