Southern Cross Pet Insurance Reviews 

34
•
TrustScore 4.5 out of 5

4.3

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Rated 5 out of 5 stars

Southern Cross Pet Insurance makes claiming for your vet bills a very easy process. I'm glad we made the choice for insurance our cat - it gives us the security of knowing that she is protected when... See more

Company replied

Rated 5 out of 5 stars

I have to say of all the services I use, Southern Cross Pet Insurance is, by far and away, the best. The claiming process and response time are second to none. It is so easy to submit a claim, your co... See more

Company replied

Rated 5 out of 5 stars

Great pet plans with Southern Cross. Quick and easy quote system to set up initially. All online but help available if needed otherwise do it all yourself. When needing to make a claim the staff are... See more

Company replied

Rated 1 out of 5 stars

We have had southern cross pet insurance since 2018 for our cats and then our dog. We had the better cover that gave no excess and no copay. In the last 12 months they have jacked up their prices an... See more

Company details

  1. Pet Insurance Company
  2. also in
  3. Insurance Agency
  4. Insurance Company

Written by the company

We’re on a mission to boost the quality time we have with our furry friends. Whether that’s boredom busters, tips and tricks for staying healthy, or helping them stay safe from harm. We’re with you to help your pets live their best pet lives for longer.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

34 reviews

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No recent history of asking for reviews

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4.3

All reviews

(34)

20 reviews in the last 12 months

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Rated 5 out of 5 stars

Southern Cross Pet Insurance

Southern Cross Pet Insurance makes claiming for your vet bills a very easy process. I'm glad we made the choice for insurance our cat - it gives us the security of knowing that she is protected when things happen.

September 23, 2026
Unprompted review
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Reply from Southern Cross Pet Insurance

Hi Gillian, Thanks so much for sharing your experience. We’re delighted to hear that claiming your vet bills has been easy and that having your cat insured gives you peace of mind knowing she’s protected when the unexpected happens.

Rated 5 out of 5 stars

Very easy to sign up

Very easy to sign up, helpful and friendly team, explained all the different policies to me. Lovely to deal with.

November 3, 2026
Unprompted review
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Reply from Southern Cross Pet Insurance

Hi Chrissy - thanks very much for the lovely feedback.

Rated 5 out of 5 stars

The process is very easy and for the…

The process is very easy and for the vet to contact southern cross ahead is most helpful in a stressful time for us .

September 28, 2026
Unprompted review
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Reply from Southern Cross Pet Insurance

Hi Peter, Thank you for your kind review. We're so pleased to hear you found the process easy and that your vet being able to contact Southern Cross Pet Insurance ahead of time helped make a stressful situation a little easier for you and your pet.

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Rated 5 out of 5 stars

Great pet plans with Southern Cross

Great pet plans with Southern Cross. Quick and easy quote system to set up initially. All online but help available if needed otherwise do it all yourself. When needing to make a claim the staff are so helpful! We now have 2 dogs insured with Southern Cross we insure ourselves why wouldn’t we insure our dogs!!

September 28, 2026
Unprompted review
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Reply from Southern Cross Pet Insurance

Hi Katrina,
Thank you for your wonderful review and for trusting Southern Cross Pet Insurance with both of your dogs! We're so pleased to hear you found the quote process quick and easy, and that our team was able to support you when making a claim. It means a lot to know you value protecting your pets just as you protect yourself.

Rated 5 out of 5 stars

The best of the best

I have to say of all the services I use, Southern Cross Pet Insurance is, by far and away, the best. The claiming process and response time are second to none. It is so easy to submit a claim, your communications are really timely and easy to understand, and your processing of payments is outstanding. There are a whole lot of providers who could take a leaf out of your book.

October 1, 2026
Unprompted review
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Reply from Southern Cross Pet Insurance

Hi Libby,
Thank you so much for your feedback. We're delighted to hear that you've found our claims process, communication, and payment turnaround so easy and efficient, and it's incredibly rewarding to know we've set the standard for service among the providers you use.

Rated 5 out of 5 stars

"The fellow I talked to on the phone…

"The fellow I talked to on the phone was friendly, helpful without any pressure. He made me feel as though he understood my situation. "

September 7, 2026
Unprompted review
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Reply from Southern Cross Pet Insurance

Thank you for your kind feedback, Allan. We're so pleased to hear our team member was friendly, helpful, and took the time to understand your situation, making the experience feel supportive and pressure-free.

Rated 5 out of 5 stars

great company

great company, no waffling or pointless conversations. to the point which i like. Excellent

September 1, 2026
Unprompted review
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Reply from Southern Cross Pet Insurance

Thanks for your feedback, Damian! We're delighted to hear you appreciate our straightforward, no-fuss approach and efficient service.

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Rated 5 out of 5 stars

Anything can happen yo a pet

Anything can happen yo a pet so its nice to know that you can get money back if your pet has a accident. Really easy to claim. We are happy with Southern Cross Pet insurance.

September 1, 2026
Unprompted review
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Reply from Southern Cross Pet Insurance

Thank you for your kind review, Sharon. We're so pleased to hear that having Southern Cross Pet Insurance gives you peace of mind and that you found the claims process easy when you needed it.

Rated 5 out of 5 stars

I've had to claim twice for one dog in a year, they paid out for both without issue

I've had to claim twice for one dog in the same year. Once she ate stones and needed emergency surgery and the next time for gastro. Both times I put in the claim and they paid within a week. Coming from a pet insurance company (PD) who rejected claims, knowing that Southern Cross is doing the right thing by their customers is great.

August 11, 2026
Unprompted review
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Reply from Southern Cross Pet Insurance

Thank you for sharing your experience, Samantha. We’re so pleased to hear we could support you when your dog needed care, and that you found our claims process quick and straightforward. We really appreciate your trust in Southern Cross Pet Insurance and your kind feedback.

Rated 5 out of 5 stars

Southern Cross Pet Insurance

Was easy to signup online. Haven’t had to make a claim yet but I feel secure knowing Southern Cross are there for me if I need them.

August 13, 2026
Unprompted review
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Reply from Southern Cross Pet Insurance

Thanks so much for taking the time to leave us a review, Carol. Our team will be here, ready to Protect the Pet Life when you need us.

Rated 5 out of 5 stars

Making a claim online is so easy

Making a claim online is so easy, it’s quick & efficient. If there are questions it’s all turned around super fast too!
I would recommend Southern Cross Pet Insurance to any pet owners!

August 11, 2026
Unprompted review
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Reply from Southern Cross Pet Insurance

Thank you so much for taking the time to give us a review, Liz.

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Rated 5 out of 5 stars

Southern cross is always great to deal…

Southern cross is always great to deal with- quick claiming and payment, great cover choices. I’d highly recommend them.

July 22, 2026
Unprompted review
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Reply from Southern Cross Pet Insurance

Thanks so much for taking the time to give us a review, Helen! Glad we were here to help.

Rated 5 out of 5 stars

Patience and Description

I had got the free pet insurance and didn’t realise it was coming up to finishing, I received a phone call regarding the pet insurance. We went over everything. I like how each part of the policy was explained in full and we did some workings so I could see what I could afford. If I wasn't 100% sure about something it was explained further with patience and helped me make a more informed decision of what would work for me. I decided I was happy with the policy and amount so signed up.

July 7, 2026
Unprompted review
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Reply from Southern Cross Pet Insurance

Thanks for your lovely feedback, Jess! So glad to hear that after enjoying your 6 weeks FreeCover, our team was able to assist with getting your pet insurance sorted. Thanks for choosing us!

Rated 5 out of 5 stars

Fantastic Customer Service!

When I was unsure on our policy coverage so I called the help line - and the person on the other end was really understanding and informative. Thanks to them a really stressful situation was a little less of a worry!

June 29, 2026
Unprompted review
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Reply from Southern Cross Pet Insurance

Thank you so much for taking the time to give us a review, Phill!

Rated 1 out of 5 stars

I wish I had listened to our friends…

I wish I had listened to our friends before signing up with SCPI!
$1117 premium, covering day-to-day expenses, a $500 excess and 30% co-payment. Submitted a $1000 claim for de-sexing and a grape ingestion emergency.
Their calculation for the $157 payout was incomprehensible.
We would have been better off without their insurance.
Goodbye Southern Cross.

July 7, 2026
Unprompted review
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Reply from Southern Cross Pet Insurance

I’m so sorry that you were unhappy with your experience. We are very happy to help with any questions, either to check your level of cover before treatment or to explain the outcome of a claim. You can also request that we review your claim, so please get in touch.

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Rated 5 out of 5 stars

Southern Cross Pet Insurance Claim Experience

It was an easy overall process and response to a query about my claim was rapid.

June 23, 2026
Unprompted review
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Reply from Southern Cross Pet Insurance

Thank you so much for taking the time to give us a review, Carol! Very happy to hear that we've been able to help you with your claim.

Rated 5 out of 5 stars

Southern Cross Pet insurance makes getting the Right cover easy

Southern Cross Pet insurance has been awesome to deal with really easy to transition from the free puppy cover onto the full time cover I opted for.
The Easy Claim system is great as my vet clinic can submit claims on my behalf.
The co-payment options enable me to balance cost of cover with potential out of pocket costs.

June 17, 2026
Unprompted review
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Reply from Southern Cross Pet Insurance

Thank you so much for taking the time to give us a review. Very happy to hear you found the process going from our 6 weeks FreeCover to full cover so seamless and our Pet Easy-Claim keeps things simple for you too.

Rated 1 out of 5 stars

AVOID!!!!!

I have been a client for two years, and my accidental claim was declined. It appears they believe I am being dishonest, which would allow them to avoid paying out my claim. Even their complaints department was unable to provide assistance. It seems they do not prioritize their clients' well-being; rather, they appear to be solely interested in financial gain. I have requested further reviews, but they have shown no interest. Despite providing a letter from a veterinarian, my claim was still declined. It seems they prioritize assumptions over witness statements and professional letters. They seem to be looking for any reason to avoid payment. I absolutely cannot recommend their services.

May 27, 2026
Unprompted review

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