Swift Money Reviews 

13
•
TrustScore 3.5 out of 5

3.5

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Company details

  1. Alternative Financial Service

Written by the company

Swift Money is an FCA-authorised credit broker that has helped over a million people across the UK compare short-term loan options since 2011. We are not a lender and we don't make lending decisions. Instead, a single application is matched against a panel of regulated lenders, so you can see options without submitting separate applications to each one. The initial search is a soft search, which means it doesn't affect your credit score, and you'll get a decision in seconds. If a loan is arranged, we may receive a commission from the lender. Acceptance and terms depend on each lender's own assessment and aren't guaranteed. Swift Money Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 738569).


Contact info

3.5

Average

TrustScore 3.5 out of 5

13 reviews

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1-star

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3.5

All reviews

(13)

1 review in the last 12 months

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Rated 5 out of 5 stars

Really Good!

Really happy I got my loan, fast and easy service!

March 26, 2026
Unprompted review
Swift Money logo

Reply from Swift Money

Thank you for the review Jia Min. We always appreciate the feedback.

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Rated 1 out of 5 stars

Application today

Application today, Mon 18th November 2024.
A fairly quick and easy form to fill.
Apply Now..... A new screen appears that tells me my application has been approved.
Then it disappears as I am redirected to a site that wants me to sign up for a subscription to a credit score provider for £20 a month.
No links back to Swift, no explanation.
As an experiment, I actually completed that form and was then redirected AGAIN to a page advertising a large number of other vaguely financially related online businesses.
Again, nothing about Swift.
I was so dumbfounded I actually reversed back a few stages and tried it again. With the same result.
It looks like this MIGHT be what happens if your application is declined. They tell you that you are approved and then throw you out into an arena of sharks. What a bunch of utter shysters.

PS: Looking down through the earlier reviews and responses by Swift, they actually state that they are a referral service, which is NOT how they advertise themselves. What this means is that when you make an application to Swift, nothing much is actually happening. They are just going to redirect you to clients of theirs.

November 18, 2024
Unprompted review
Rated 1 out of 5 stars

another scam site that only takes you…

another scam site that only takes you to a paid subscription site. Immediate calls from potential fraud unknown callers despite the site stating they do not share your information they obviously do!don't waste your time

October 10, 2024
Unprompted review
Rated 1 out of 5 stars

Signed up and wanted to cancel…

Signed up and wanted to cancel subscription and the password they gave me will not let me login account to cancel it

September 19, 2024
Unprompted review
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Reply from Swift Money

Hello Michelle.

I believe you have the wrong company as we do not offer subscription services or have a login area on our website as we are a referral service only.

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Rated 5 out of 5 stars

Quick and Good

Not bad for a quick loan, easy and fast to get approved. Would use again.

June 29, 2024
Unprompted review
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Reply from Swift Money

Hello Travis.

We appreciate using our service and will be happy to have you back in the future.

Rated 5 out of 5 stars

Fast and easy application

Fast and easy application! will use again! Thank you.

June 15, 2024
Unprompted review
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Reply from Swift Money

Hello Mira. Thank you for leaving your feedback, we appreciate it very much!

Rated 5 out of 5 stars

Quick and easy

Quick and easy application. I got a decision straight away and everything went smoothly.

May 19, 2024
Unprompted review
Rated 5 out of 5 stars

Very quick

Very quick. Only took a couple of minutes to apply and receive a decision.
Money hit my account shortly thereafter.
Couldn’t recommend enough.

May 13, 2024
Unprompted review
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Rated 1 out of 5 stars

SCAM

fake website fake service do not use

April 29, 2024
Unprompted review
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Reply from Swift Money

Swift Money have been in operation for over 14 years and have serviced over 1 million customers in the UK. All of which can be evidenced.

Rated 1 out of 5 stars

Utter con

Utter con, I started the process and read reviews as it was ticking away
Not one good one apart feom obviois fake ones.
I cancelled the search before it completed about 45secs in and now im getting bombarded with junk txt messages from scam companies. I did NOT tick the boxes saying it was ok for 3rd party companies to contact me by txt, phonecall or email.
Complaint going in to the FCA about these!

January 10, 2024
Unprompted review
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Reply from Swift Money

Hello Mark.

I would like to apologise for your negative experience.

Firstly we do need to verify a few details so that we can locate your application within our system. Only once we can verify these details can we then investigate the matter to the fullest.

I would like to state that Swift Money do not send any marketing via text, phone or email under any circumstances. Any marketing will be sent on behalf of lenders/brokers that we work with, and only once permission has been granted.
As you are claiming that no permission was granted, this is quite a serious allegation and will be taken seriously and investigated to the fullest extent.

We hope to hear from you soon.

Rated 1 out of 5 stars

Total and utter scan takes you straight…

Total and utter scan takes you straight to another company that subscribes you, be careful

December 23, 2019
Unprompted review
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Reply from Swift Money

When customers fail to be approved by all of the lenders that we have available, we do refer them to a credit repair service.

Customers are under no obligation to take the offer and are perfectly free to reject it.

We offer this as we believe that it is the customers best interest to view their credit file to gain a better understanding as to why they may be getting rejected for credit and take action to correct anything that may help to make obtaining credit easier in the future.

Rated 1 out of 5 stars

scammers you will receive dozens of …

scammers you will receive dozens of texts from other companies

December 17, 2017
Unprompted review
Swift Money logo

Reply from Swift Money

Swift Money strictly do not and will never conduct any marketing via text, email or phone.
We also only share data to 3rd parties when being granted permission to do so.

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