The Real Debt Guy Reviews 

At first, I was worried about starting my journey with Oye, after watching his YouTube channel. When you're already in a difficult financial situation, you’re paranoid, I guess, you don't want to get the wrong help, making your situation even worse. As much as you want the help, it's hard to trust a guy from the internet, but the decision had to be made and I have no regrets.
It’s been couple of years now, Oye and Andrea provided reassurance and easy-to-digest explanations of my situation and how everything works. It is truly easy, stress-free communication every time, way beyond my expectations: quick, responsive, and always on time. They’ve been exceptionally helpful.
They helped me understand my options and, most importantly, took away the constant worry and stress I was carrying.

The team were very understanding of my position and made the necessary changes that made my day to day life much easier to navigate

Oye has been incredibly professional and acted in my best interest at all times, the worries I had were quickly put at ease once Oye dealt with my matters.

oye has been a great help he takes all the worry and stress out of it not sure where i would be now without oye

Without any question I highly recommend the real debt guy who I've been working with since late 2024. The staff have been exceptionally helpful and the communication has been way beyond my expectations. To give context I was drowning in multiple debts (2 credit cards and 4 loans mixed between personal and business) that had built up during Covid as I was unable to work and function due to long Covid fatigue. I struggled mentally with anxiety and stress to even look at the debts let alone deal with them personally. Oye is honest and professional and most of all a good person who guided me through every step of the way with each debt. I can honestly say he has negotiated settlements of 70% discount that have really saved the day and organised repayment plans that were affordable and allowed me the time to get back to my business and rebuild my life. Because of Oye and Andrea I was able to keep my limited company running and now looking at record figures this year. If you think you are beyond help and sinking under the tide of debt right now please get in contact with Oye and his team as they are lifesavers and to say it was great value doesn't do them justice, it's taken two years working together and I'm finally completing my final payment to be debt free today. Just talk to them you have nothing to lose and everything to gain. Dr Windsor

I’ve been working with The Real Debt Guy for around six years. It all started when I found myself in a difficult financial situation and turned to YouTube, hoping to find some advice and reassurance. That’s when I came across Oye’s channel.

After watching the videos and getting so much valuable information, I decided to get in touch with The Real Debt Guy and I’ve never looked back.

The support and guidance I received completely changed my perspective on debt. They helped me understand my options, and, most importantly, they took away the constant worry and stress I was carrying.

I can’t recommend The Real Debt Guy highly enough. If you’re struggling with debt or feeling overwhelmed, they’re definitely worth speaking to.

Excellent service and communication from Oye.
I cannot recommend him highly enough.
His help and guidance in all matters financial,has been exemplary, taking the worry and anxiety from a difficult situation I thank him most sincerely.

Very professional, friendly, knowledgeable and trustworthy. They give honest guidance and genuinely care about helping people understand their options with debt, rather than being pushed into an IVA or bankruptcy when it might not be the right fit.