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Tiimely HomeReviews 

952
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 84 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, helpfulness, and ability to make complex processes clear and stress-free. Many people highlight the excellent service, noting the quick response times and efficient handling of inquiries, which made their financial decisions much easier. The user experience is frequently described as smooth and enjoyable, with consumers appreciating the clear guidance provided throughout the entire process. However, some customers also noted a significant decline in service quality after a backend migration, experiencing extremely long hold times and unhelpful customer support. These reviewers reported issues with statement generation and a lack of communication regarding changes, leading to frustration and disappointment.

What people talk about most

Staff

Consumers find staff to be positive, with many reviewers highlighting their helpfulness, professionalism, and... See more

Service

People report positive experiences with service, often highlighting the helpfulness and efficiency of staff... See more

Response time

Customers had positive experiences with response times, with many praising the fast turnaround times and... See more

Customer service

Reviewers mention positive feedback about customer service, with many praising the excellent and sensational... See more

User experience

Customers consistently note positive experiences with user experience, describing the process as quick, easy,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We had a fantastic experience working with Sam. Sam made the refinancing process clear and straightforward, kept us informed at every stage, and worked hard to achieve the best outcome for us. T... See more

Company replied

Rated 5 out of 5 stars

Sam from Tiimely Home is an absolute all star! From our initial discussions until settlement, Sam kept us informed throughout the process and always had the client’s interests ahead of theirs. We were... See more

Company replied

Rated 5 out of 5 stars

I’m very late to my review but getting my first home loan with Sam Kapoor couldn’t have have been better, Sam did everything he could to answer all my questions on time and with speed and accuracy.... See more

Company replied

Rated 5 out of 5 stars

Veronica was fantastic, fast, knowledgeable, and always responsive. As first-time home buyers, we really appreciated how clearly she explained everything (also multiple times) and how easy she made th... See more

Company replied


Company details

  1. Mortgage Lender
  2. Mortgage Broker

About Tiimely Home

Written by the company

In 2017, we launched as Tic:Toc Home Loans, introducing The World’s First Instant Home Loan®. A world-first innovation that changed the way Australians fulfilled their home loan.

Since then, we’ve evolved beyond our price and speed proposition. What began as a faster way to get your approval has become something much bigger, to become Australia’s leading online home loan destination. Now as Tiimely Home, we combine our innovation with real human expertise to make every step of the home loan process faster, smarter, and simpler. We are here to support Australians refinance, buy, and invest with confidence.

With access to multiple lenders, competitive rates, and expert support all the way to settlement, Tiimely Home is helping thousands achieve their home ownership goals on their terms.

Apply now ↗

Book a call with a broker ↗

Our services

Written by the company

Digital Home Loans
Tiimely Own is our award-winning digital home loan, built to give you more than just a competitive rate. If you need a hand, our Australian-based support team is available 7 days a week.
Mortgage Brokers
Tiimely Home’s mortgage broker team brings deep expertise and a genuine commitment to helping clients secure the right home loan. With access to 30+ lenders, our mortgage brokers can help find a loan that suits you.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

952 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.5

All reviews

(952)

78 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Excellent communication

Excellent communication, speed, and reliability. Fantastic experience from start to finish.

February 11, 2026
Unprompted review
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Reply from Tiimely Home

Hi Jake, cheers for the feedback. Great to hear about your experience with Tiimely Home ~ Alex.

Rated 5 out of 5 stars

Stress-Free, Fast, and Knowledgeable

Veronica was fantastic, fast, knowledgeable, and always responsive. As first-time home buyers, we really appreciated how clearly she explained everything (also multiple times) and how easy she made the entire process feel. She turned what felt like a mortgage jungle into a smooth and enjoyable experience. We couldn’t have asked for a better broker, highly recommend!

December 1, 2025
Unprompted review
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Reply from Tiimely Home

G'day Ben and Farah, thank you for the kind words. I've shared your feedback with Veronica and the team. Congratulations on your first home and don't hesitate to reach out if you have any questions ~ Alex.

Rated 5 out of 5 stars

Tiimely mortgage brokers

Veronica was so easy to deal with from start to finish she made this process so smooth. She looked at our situation and talked us through the options and advised us on what direction we should take. From our initial meeting to approval in 1 week, this was such a pleasant process, 5 stars doesn't do it justice to the level of service and engagement that we received.

January 27, 2026
Unprompted review
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Reply from Tiimely Home

G'day Simon, cheers for sharing your experience with Veronica and the Tiimely Home Broker team. The support doesn't stop here, be sure to reach out if you have any questions ~ Alex.

Rated 5 out of 5 stars

Very quick service

Very quick service. Did what was required quickly and efficiently and was always available

January 23, 2026
Unprompted review
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Reply from Tiimely Home

Hey Ryan! Glad to hear about your quick and efficient experience with Tiimely Home ~ Alex.

Rated 1 out of 5 stars

I have been with Tiimely for more than…

I have been with Tiimely for more than a year but recently getting very poor/no support for my loan transfer inquiry. I send emails/in app messages/web messages/call and get no response. I even tried keeping the phone for 1 hr and no response at all! I do not know what is wrong with them.

January 25, 2026
Unprompted review
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Reply from Tiimely Home

Hi Mercedeh, I'm sorry to hear that your experience with Tiimely Home has not met your expectations. I have forwarded your feedback to the team. I understand they will reach out ~ Alex.

Rated 5 out of 5 stars

Pretty good

Everything's good so far. My application was reviewed under 2 days or so. No long queues when calling over the phone.

January 22, 2026
Unprompted review
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Reply from Tiimely Home

Hey Igor, great to hear about your quick application! Be sure to reach out if you have any questions ~ Alex.

Rated 1 out of 5 stars

Massive fail with Adelaide/Bendigo Bank…

Massive fail with Adelaide/Bendigo Bank merger.

I used to LOVE Tiimely, previously TicToc Home Loans. It was easy to use and was backed by the systems of Adelaide Bank with full use of desktop/browser login where I could download statements in PDF or Excel, for budgeting/tax time, and also use open banking when applying for other loans.

However since the merger of Adelaide and Bendigo bank, us "White Label" customers (as they told me) were booted off browser login and can only access our account through the poorly deisgned Tiimely App. That means no browser access at all, transaction history lost before December 9 and all statements unable to be easily downloaded and no excel option to review transactions. I'm switching banks, this is ridiculous.

January 2, 2026
Unprompted review
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Reply from Tiimely Home

Hi Joss. Thanks for your feedback. I understand the team has been in contact. Please let me know if there's anything else you need help with ~ Alex.

Rated 2 out of 5 stars

Don’t sign up to Tiimely now

Don’t sign up to Tiimely now! After an initial excellent first year or so with this lender, everything has gone downhill recently. As other reviewers have mentioned, Tiimely appear to have drastically cut their workforce and now customers are left with a basically non existent “customer service” line and an app that appears to have been designed by a 5 year old.

Over the last two weeks I have been on hold with the existing customer service line for over 6 hours (5 separate phone calls). It seems that they do not answer until you’ve been on hold for at least an hour. If you’re a new customer don’t get tricked in to their quick answering times as this is shortly forgotten once you sign up. On hold service offers no wait time announcement, no option for them to call you back once they have freed up, you just sit listening to the same 15 second track for an hour, all for them to solve something you could have done yourself online if their app offered literally anything of substance.

UPDATE-
Yes they contacted me with no further help, nor did they solve the issues I had, or update on how they will work on fixing the issues found for future clients.

January 21, 2026
Unprompted review
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Reply from Tiimely Home

Hi James. I'm sorry to hear we didn't meet your expectations. I understand the team has been in contact as per your review left on another platform ~ Alex.

Rated 5 out of 5 stars

Clear, concise and precise

Clear, concise and attentive to detail with exceptional customer support with all their follow ups. Sam Kapoor was outstanding highly recommend him if you’re looking for a Mortgage Broker.

January 19, 2026
Unprompted review
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Reply from Tiimely Home

Hi D'Arcy, cheers for the review! Sam is great and thank you for the recommendation. I've forwarded your feedback to him and the team ~ Alex.

Rated 1 out of 5 stars

Very poor App & Mortgage Rates are high

Very poor. Moved to App by bank which has very limited functionality compared to their previous web offering. It is not equivalent (and the existing Trust Pilot ratings from before Dec 2025 should therefore not be included - misleading and deceptive). On the upside this prompted me to review arrangements, and my new rate (with a big four bank is only 5.39%). So silver lining!!

Further update - while I’m waiting to switch I have an unread/ unanswered query in “Support” on the App from 6 days ago and counting. Once you are a customer be prepared for extreme disappointment and frustration

January 19, 2026
Unprompted review
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Reply from Tiimely Home

Hi Rebecca. Thank you for sharing your feedback, I have shared it with the team ~ Alex.

Rated 5 out of 5 stars

Great experience

Sam Kapoor was an absolute pleasure to work with. He was knowledgeable, very prompt and helpful throughout the process of refinancing our home.
It was such a stark contrast to previous times when we have dealt directly with banks and so would definitely recommend him.

January 1, 2026
Unprompted review
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Reply from Tiimely Home

Hey Michael! Congrats on the refinance. I've shared your feedback with Sam and the team ~ Alex.

Rated 5 out of 5 stars

As a young female and never doing…

As a young female and never doing something like this before, I had Jesse who was very patient and clear with me, I would highly recommend him, gave a lot of useful information I could understand. A huge help and a big shout out to him ! Thank you again Jesse Hawthorne!

August 14, 2025
Unprompted review
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Reply from Tiimely Home

Hey Selena, thanks for you wonderful review ~ Alex.

Rated 5 out of 5 stars

⭐⭐⭐⭐⭐ Outstanding Service

⭐⭐⭐⭐⭐ Outstanding Service! We just secured our mortgage through Timely Home Loan, and the entire experience was seamless and incredibly fast. Our broker, Sam Kapoor, was an absolute professional. He was knowledgeable, responsive, and made a complex process feel easy. Highly recommend Timely and Sam Kapoor for a stress-free application

December 10, 2025
Unprompted review
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Reply from Tiimely Home

Hey Visakh! Congrats on your Tiimely Home Broker loan! Sam is a great broker and part of a wonderful team. Home Loans shouldn't be complex, but when they feel that way people like Sam are excellent to have in your corner. I've shared this with Sam and the team ~ Alex.

Rated 2 out of 5 stars

They punish loyal loan holders

Timely used to be amazing but in the last few years have become really poo. They cut staff, and then started charging loyal customers more. I've tried to remedy them overcharging me a couple if times. The first time it was an annoying process but they rectified it. The second time they dismissed me, expecting me to just cop a way higher interest rate for being loyal (higher than the big 4 too!). I've since moved and won't be going back. There are way better and lower loans out there, with some companies even giving out loyalty discounts. There's no point going with Timely if they aren't going to be competitive anymore.

December 9, 2025
Unprompted review
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Reply from Tiimely Home

Hi Emily. We are genuinely sorry to hear that your recent interactions with Tiimely Home did not meet your expectations. We’re always reviewing our processes to remain competitive and fair, and feedback like yours is taken seriously. We appreciate you raising these concerns and wish you all the best ~ Alex.

Rated 5 out of 5 stars

Customer Service with a capital A+

In a world where we have automated customer service what an incredible experience from the start with Sam at Timely. Sam and the team at Timely were patient and at no point bothered with my relenting questions. I actually have not had this level of customer service in such a long time, a direct point of contact and no mucking around. I could not recommend Sam and the team enough if looking to refinance or looking to purchase your home.

December 1, 2025
Unprompted review
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Reply from Tiimely Home

Hey Steven, thank you for your feedback! You've got questions, we've got answers! I'll be sure to pass this feedback on to the team and Sam. Cheers for the recommendation ~ Alex.

Rated 5 out of 5 stars

Highly Recommend Sam & Darlene

Sam and Darlene were fantastic to work with throughout the entire process. They were responsive, knowledgeable, and made the whole experience of securing our home smooth and stress-free. We felt supported at every step and couldn’t be happier with their service. Highly recommend them!

December 3, 2025
Unprompted review
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Reply from Tiimely Home

Hey Anon! Lovely to hear your feedback. Sam and Darlene are wonderful aren't they?! I've shared your review with the team. Great to hear you felt supported and thank you for the recommendation ~ Alex.

Rated 5 out of 5 stars

Where to start.

Where to start.. if I could give 10 stars I would!.

I’ve been dealing with Tiimely for many months now as I had to renew my application and extend it twice due to difficult to get into the market. I was dealing with Magdalena mostly, but also her manager Dom in her absence. They are both beyond fantastic to deal with!.
Courteous, accessible, reliable and very willing to help.

I finally got a window of opportunity, but with little time to waste and Magdalena got it done ✅. I am so grateful for her ongoing care working with me and on my file, her kindness always as well as her willingness to help when things get tricky- she as greatly appreciated.

I’m finally about to settle a property and having a reliable lender and agents supporting you when needed throughout a very stressful process is invaluable.

Looking forward to everything being finalised on the lenders end, but as for the initial impression of Tiimely and Their credit assessor’s 🙏🥳👏❤️🌟

October 29, 2025
Unprompted review
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Reply from Tiimely Home

Hey Ine! Thanks for the glowing review. We love when customers take the time to leave such detailed feedback. I've shared this with Magda and the team. Congrats on the settlement and all the best with your new home. Don't hesitate to reach out if you have any questions ~ Alex.

Rated 5 out of 5 stars

Very helpful

Very helpful, responsive and reliable.

October 22, 2025
Unprompted review
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Reply from Tiimely Home

Hey Yeongmin, congrats on your home loan! It's great to hear that the team were helpful and reliable ~ Alex.

Rated 5 out of 5 stars

Veronica was very understanding and…

Veronica was very understanding and helpful throughout the process of getting the loan approval from application to the final stage. She is quick to respond to any questions and clarifications. Would recommend her to family and friends. Thanks Veronica!

October 20, 2025
Unprompted review
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Reply from Tiimely Home

Hey Manish! Thanks for the wonderful review and recommendation of Veronica and the Tiimely Home broker team. The help doesn't stop here, be sure to reach out if you have any questions ~ Alex.

Rated 5 out of 5 stars

Sam is a Fantastic Broker

Sam was a great broker who worked quickly, was responsive, and had great communication. Had to settle in a short period of time and needed someone to guide us through getting a reasonable rate and turnaround time. He made it happen.

Will be using Sam again!

October 17, 2025
Unprompted review
Tiimely Home logo

Reply from Tiimely Home

G'day Shah. Sam's an excellent broker! Short settlements can be tough, but the Tiimely Home broker team know how to help. Congrats, and don't hesitate to reach out if you have any questions ~ Alex.

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