Advance Financial Reviews 

14,404
TrustScore 4.5 out of 5

4.3

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 1,400 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the extremely helpful and patient staff for making the loan application process completely smooth and stress-free. Consumers truly appreciate the exceptionally fast service and the straightforward online forms that make getting emergency cash quick, convenient, and easy. People highlight that the representatives are very polite, respectful, and genuinely eager to answer all questions. Some reviewers were not happy with the unclear payment terms and the unexpectedly high interest rates on loans. A few other people also felt that account management, repayment rules, and website navigation were quite frustrating to handle.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting that agents are exceptionally kind,... See more

Customer service

Customers had positive experiences with customer service, noting that representatives were extremely helpful... See more

Payment

Consumers find payment to be ambiguous and unpredictable, as many report confusion over unclear monthly... See more

Service

Customers consistently note positive experiences with service, highlighting an efficient, professional, and... See more

User experience

Users describe positive interactions with user experience, noting that the overall process is smooth, fast,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Your service rep and IT team went above and beyond. They had to reset my information in order to get my loan. Unfortunately I cannot remember the reps name, but he was amazing. Extremely patient throu... See more

Rated 5 out of 5 stars

I just spoke with a wonderful lady named Theresa!!! She was so helpful in changing banking information after my bank account was scammed, Thank you so much for your help, and God Bless You!!

Rated 5 out of 5 stars

My experience alone with the electrical entry of my data was not working, but my customer service helper Rebecca had extreme patience my case. Even with her help it took a lot of try’s. Thank you so v... See more

Rated 5 out of 5 stars

The man who helped me with my loan was very patient, informative, and kind and he made an otherwise stressful experience needing the loan pleasant. Hopefully I won’t ever need to use this service agai... See more


Company details

  1. Money & Insurance

About Advance Financial

Written by the company

Tennessee based, Advance Financial was founded in 1996. From its humble beginnings as a 3-store chain, the company has grown to include more than 70 locations throughout Tennessee. Advance Financial is a leading fintech company offering online line of credit and installment loans across the country.

Recent recognitions include 2019 Inc. 5000 fastest-growing private companies for the eighth straight years; A+ rating by the Better Business Bureau; Nashville’s 4th fastest growing company (2019, Nashville Business Journal); Forbes Best Employers for New Graduates (2018); and, Indeed Top-Ranked Workplace for Compensation/Benefits (2019). Advance Financial is the second largest family-owned company headquartered in Nashville (2019, Nashville Business Journal).


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

14K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.3

All reviews

(14,404)

1,384 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 2 out of 5 stars

I was completing my sign in and…

I was completing my sign in and agreement paperwork on line and didn’t select a1000 withdrawal. Still I received a 1000 payment and now have to watch and send it back. I even called in to get the proper way to handle sign in agreement pages with help from your people. Not very happy about that at all

September 15, 2026
Advance Financial logo

Reply from Advance Financial

Hi Charles. Thank you for letting us know about your experience. We take feedback seriously and would welcome the chance to learn more. Please contact us at www.af247.com/contact/ if you'd like to discuss your concerns.

Rated 1 out of 5 stars

Predatory and unclear practices

Predatory and unclear practices. Will get you stuck in a high interest loan. Do not recommend dealing with this company at all.

September 14, 2025
Unprompted review
Advance Financial logo

Reply from Advance Financial

Hi Rebecca. Thank you for your feedback. We’re sorry to hear we didn’t meet your expectations. If you’d like to discuss this further, please contact us at www.af247.com/contact/ so we can connect with you.

Rated 5 out of 5 stars

Veronica was so kind to me

Veronica was so kind to me. I couldn't believe, how fast, She got my loan approved. Her professionalism was outstanding. I'm so grateful to her. She was very efficient & effective.

September 10, 2026
Rated 5 out of 5 stars

Granny

Thanks
Lee was great,
He help me out a lot when I didn't understand what to do

September 9, 2026
Rated 2 out of 5 stars

Can’t login to app for website after…

Can’t login to app for website after accepting login request

September 9, 2026
Advance Financial logo

Reply from Advance Financial

Hi Kane 1. Your feedback is important to us, and we're grateful you took the time to share it. We're sorry to hear we didn’t meet your expectations. If you'd like to speak with our team, visit www.af247.com/contact/ and we'll be happy to help.

Rated 5 out of 5 stars

I was acknowledged immediately

I was acknowledged immediately. The gentleman was very nice, thoughtful helpful and courteous. I would recommend your office to anyone needing some quick cash.

September 8, 2026

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look