FloatMe Reviews 

65
•
TrustScore 3 out of 5

2.9

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Rated 2 out of 5 stars

I liked the fact that they give small amounts of money to anyone. I did NOT like that you had fo pay for a subscription. It was only a few bucks per month but still. They send lots of spam. Also, I go... See more

Company replied

Rated 2 out of 5 stars

Well I thought I was building some kind of rep with you guys for paying on time and actually paying back cause I got a 200 buck loan and the next week I’m back at 50 I like you guys but don’t like the... See more

Company replied

Rated 3 out of 5 stars

Been using floatme for months now. Always paid back on time, never had an issue. I've used other apps like moneylion and Dave, however floatme has never increased past $20 where the other apps raise t... See more

Rated 5 out of 5 stars

I have been with Floatme a long time,they always have come through for me.I can depend on them,I do my part they will do their part,very good experience with them.

Company replied

Company details

  1. Non-Bank Financial Service
  2. also in
  3. Alternative Financial Service

Written by the company

Meet FloatMe, your Best Financial Friend, designed to help you get, manage, and save money. Get fast cash advances directly to your bank account by becoming a member.* No credit checks. No interest. No request for tips ever. Repay when you get paid or can afford it. FLOATS / CASH ADVANCES** Pay bills, get gas, or buy groceries with cash advances. FloatMe helps you unlock your earned but unpaid wages fast with Floats. Download the app today and connect your bank account to get started. Once you're a member, request Floats be delivered to your bank account in 3 days or less. Need funds immediately? We'll expedite your Instant Float within minutes for a small fee.** First time approval amounts range from $10-$50. Not all members will qualify and many will not qualify for the maximum amount right away. BUDGET TOOLS & INSIGHTS Explore easy-to-use money management tools that come with your membership, including a smart look ahead with the cash flow calendar. FloatMe calculates your likely available balance based on your recurring expenses and projected paydays. LOW BALANCE ALERTS Know where your bank balance is at all times. With low you avoid those pesky overdraft fees. balance alerts, we'll let you know when your funds are getting low, to help. MARKETPLACE OFFERS Click on easy ways to earn money, like taking an online survey. Explore financial products from our growing list of partners. We find deals and offers to provide to our budget-minded FloatMe members. SECURELY CONNECT FloatMe uses Plaid Portal to securely connect your bank accounts with 256-bit bank-level security to keep your information safe. Plaid seamlessly works with over 10,000 banking institutions across the US. We do not support prepaid cards. ABOUT US FloatMe launched in early 2020 with a mission to guide millions of Americans to achieve financial prosperity. We accomplish this by bridging small cash gaps with Floats and providing access to budget management tools. MEMBERSHIP * Membership costs $4.99/month and provides access to FloatMe's suite of financial products and services. Actual delivery of proceeds or Cash advance time may vary. Subscription fee is auto-renewed every month unless canceled. You can cancel anytime in-app or by contacting our support team at support@floatme.com Questions? You can contact us through our support portal at www.floatme.com/support Membership is required to request cash advances; approval of your request is not guaranteed. Membership costs $4.99/month and provides access to FloatMe's suite of financial products and services. Not available in all states. Advances are NOT loans and have no mandatory min or max repayment period. FloatMe's advance service is not a loan nor is it a contracted obligation to repay a loan. We are NOT a payday loan, cash loan, or personal loan app, nor an app to borrow money. Money advanced has 0% max interest. 0% APR. Instant Float fees are not included in the monthly membership cost and are optional. Instant transfer fees vary from $1.00-$7.50. Example 1: If you accept a $50 Cash Advance to your external account via ACH, there is a $0 transfer fee and your total repayment amount will be $50. Example 2: If you accept a $50 Cash Advance to your external account using the optional instant delivery for a $5 delivery fee, then your total repayment amount will be $55. Cash Advances or "Floats" are not available to Connecticut, District of Columbia, and Nevada residents. Privacy Policy: https://www.floatme.com/privacy-policy Terms & Conditions: https://www.floatme.com/terms FloatMe, Corp 110 E Houston St. 7th Floor San Antonio, TX 78205


Contact info

2.9

Average

TrustScore 3 out of 5

65 reviews

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Asks customers to review

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Replied to 33% of negative reviews

Typically replies within 2 weeks

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2.9

All reviews

(65)

31 reviews in the last 12 months

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Rated 2 out of 5 stars

Has potential, hate the subscription

I liked the fact that they give small amounts of money to anyone. I did NOT like that you had fo pay for a subscription. It was only a few bucks per month but still. They send lots of spam. Also, I got denied flat-out for borrowing money because they said they wanted whats best for me yeah whatever. I know I can pay it back once I get my check you guys just lost my business GOODBYE

September 18, 2026
Unprompted review
FloatMe logo

Reply from FloatMe

Thank you for your honest feedback! We’re always looking for ways to improve.

Rated 5 out of 5 stars

Great customer service

Great customer service

September 1, 2026
FloatMe logo

Reply from FloatMe

That’s great to hear, we appreciate your feedback about FloatMe!

Rated 5 out of 5 stars

everything is good

everything is good

September 1, 2026
FloatMe logo

Reply from FloatMe

We’re so happy you’re happy, thanks for choosing FloatMe to get fast cash!

Rated 5 out of 5 stars

I have been with Floatme a long…

I have been with Floatme a long time,they always have come through for me.I can depend on them,I do my part they will do their part,very good experience with them.

August 31, 2026
FloatMe logo

Reply from FloatMe

Thanks for the love! We’re here to help when you need an instant cash advance!

Rated 3 out of 5 stars

Confusing and I didn't get what I…

Confusing and I didn't get what I needed. I wanted $50 and only got $20.

September 1, 2026
FloatMe logo

Reply from FloatMe

Hi there! Most members start at $10-$20 since the average overdraft is caused by a $15 - $25 transaction but increases as we get to know you better and learn your financial habits.

The system increases Floats based on a variety of factors, including the number of Floats taken out and on-time repayment history. Please feel free to reach out to support for more information on this specific case.

Rated 1 out of 5 stars

Would rate negative stars if possible

Would rate negative stars if possible. They charge a 5$ fee upfront to see what your limit is, dumbest idea ever imo. And then when you try to cancel, and delete the app, they continue charging you, or let it build up anyways, so when you come back to try again, and put your new card on, it automatically pulls 20 off your card, cause why not right? You needed money, so you downloaded these scammers app, who you thought would possibly help? But nope, they put you in the negative instead, and shove a fat middle finger up where the sun doesn't shine on you, so you're really broke. The worst idea and app in this field to ever be built. Use literally any other company people. The developers and CEO are crappy people.

August 20, 2026
Unprompted review
FloatMe logo

Reply from FloatMe

Hi there! All users are notified of the monthly membership prior to setting up their account via the app store, app, and website. Please note, deleting the app doesn't cancel your membership (you can cancel in-app any time). If you need further assistance, please email us at support@floatme.com

Rated 1 out of 5 stars

Terrible cash advance service

Terrible cash advance service. They don't let you see what amount you qualify for before they take out $5.99 out of your account. I got $20 cash advance minus $5.99 and $3 so I got $11. Unexceptionable!!! I will not use this service again and I warn everyone to avoid this service. And they don't even let you know what amount your eligible for before you have pay for a subscription.

August 16, 2026
Unprompted review
FloatMe logo

Reply from FloatMe

I'm so sorry you had a bad experience with us! All new members receive a trial period upon signing up. (The date of your first payment is stated before you agree to the subscription.) If you are returning to FloatMe after a previous cancellation, you must pay your subscription fee upon reactivation. If you have any other questions, please send us an email at support@floatme.com We're always happy to help!

Rated 5 out of 5 stars

Quick advances

Quick advances

August 7, 2026
FloatMe logo

Reply from FloatMe

We’re so happy you’re happy, thanks for choosing FloatMe to get fast cash!

Rated 2 out of 5 stars

Well I thought I was building some kind…

Well I thought I was building some kind of rep with you guys for paying on time and actually paying back cause I got a 200 buck loan and the next week I’m back at 50 I like you guys but don’t like the fluctuating numbers give me a solid number then let me build! Thought that’s what we were doing but I guess not lol

August 7, 2026
FloatMe logo

Reply from FloatMe

Thanks for taking the time to share your feedback. We understand it can be frustrating when your Float limit changes from what you expected. Float limits are set automatically based on a variety of factors, so they can fluctuate over time. If you'd like to discuss your account further, feel free to reach out to us at support@floatme.com.

Rated 5 out of 5 stars

So easy to use!

So easy to use!

August 5, 2026
FloatMe logo

Reply from FloatMe

Hi there! We do our best to make it as easy as possible. We all need a little extra cash until payday from time to time.

Rated 1 out of 5 stars

If Trustpilot had a zero star option

If Trustpilot had a zero star option, this would be one of those times. Do not waste your time and money. It’s a total scam. They take all of your information, banking info, etc then charge you a monthly membership fee….. then turn around and say no you cannot have an advance! After all of your effort, time, and money! Not even $10.00!
*****Funny the below reply mentioned nothing about my review. Only their subscription fee. If you're going to charge someone a subscription fee and then not give an advance, you should reimburse the subscription fee. If you are not going to give that person an advance yet take money from them for a scam subscription fee, that's wrong. I filed a complaint with the Better Business Bureau.

July 31, 2026
Unprompted review
FloatMe logo

Reply from FloatMe

Hi there! All users are notified of the monthly membership prior to setting up their account via the app store, app, and website. Please note, deleting the app doesn't cancel your membership (you can cancel in-app any time). If you need further assistance, please contact us at support@floatme.com

Rated 1 out of 5 stars

I just can't believe this so much scam…

I just can't believe this so much scam going on in this world today thirsty people I cancelled my subscription and they still trying to get money out of me lol lol my card is locked n.its staying locked you want us people to put down $4.95 and I left for just to get what 23 hours you guys you guys suck he really do and so does Dave's like I said you're not getting the money from me you guys really you guys know I wouldn't even write you a 5 or 10 you're more like a zero so it is what it is

July 30, 2026
Unprompted review
FloatMe logo

Reply from FloatMe

Hi there, I'm truly sorry to hear about your dissatisfaction and I understand your concerns. We at FloatMe place the utmost importance on trust and transparency in all our services.

If you've had a negative experience, we would sincerely appreciate the opportunity to address and rectify this. Please reach out to us at support@floatme.com where our team is ready to offer support and resolve any issues you may have.

Your trust is important to us and we look forward to the opportunity to regain it.

Rated 1 out of 5 stars

They are scammers and keep making...

They are scammers and keep making unauthorized transactions on my account for $4.99 and $30.20 and mind you I never was able to borrow cash nor signed up for a subscription and after they get your information they block you Access to the app so yea it's definitely a scam.

June 26, 2026
Unprompted review

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