I found this offer using my Credit Karma app, but didn’t know what to expect. Happen Bank’s interest rate beat my local banks by 3% and Credit Karma guaranteed approval of my application. This made it... See more
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See what reviewers are saying
Loan process was fast and not overly complicated. Being stuck in a bind with loans and card debt, that unexpectedly became strictly my problem, the loan they approved, which other lenders had already... See more
I am so relieved that Happen Bank granted me the privilege to consolidate my debt at such a low rate compared to my credit cards, such as AMX. I was averaging HIGH interest each month. It's so good to... See more
I can't begin to describe the life changing affect that Happen Bank has brought to my life. I never thought that I would qualify for a debt consolidation loan but Happen Bank made it possible. It only... See more
Company details
- #1 of 27 best companies in Bank
- #33 of 110 best companies in Financial Institution
Written by the company
Happen Bank is built for people in motion. We make it easy to keep more of what you earn and earn more on what you save—so you can focus on what you want to make happen next. 5+ million members and counting.
About Happen Bank
Written by the company
- Happen Bank is a digital bank built around a simple belief: banking should work better for you. We started as LendingClub in 2006 and have helped over 5 million people make their money work harder. Now as Happen Bank, we bring borrowing, checking, and savings together in a digital experience that makes it quick and easy to make smart financial decisions. That means decisions in moments, not weeks. Fixed rates with no traps or gotchas. And trusted products and tools that help you earn more, save more, and make progress towards what you want to make happen next. You’re making it happen. We’re here to clear the way. We are Happen Bank.
Need more information?
___
For more information about Happen Bank, visit https://www.Happen.com || Happen Bank, National Association, Member FDIC
Contact info
88 Kearny Street, Suite 600, 94108, San Francisco, United States
- (888) 596-3157
- happen.com
4.7
Excellent
14K reviews
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Credit Karma made it easy!
I found this offer using my Credit Karma app, but didn’t know what to expect. Happen Bank’s interest rate beat my local banks by 3% and Credit Karma guaranteed approval of my application. This made it easy to apply and the money was deposited in my local bank account in less than 48 hours. I will definitely consider Happen Bank an option in future if I need a personal loan. Thank you Happen Bank!
July 23, 2026
Unprompted review
The experience was like better
July 25, 2026
Unprompted review
It didn't take long to get approved
It didn't take long to get approved. I had other offers but i chose Happen Bank.
July 20, 2026
Unprompted review
The application process was easy and …
The application process was easy and quick to feel out. The rates and payment are reasonable. The funds didn't take long to get and payments were made in quick time.
July 23, 2026
Unprompted review
Quick and easy process
Quick and easy process. Much better interest rate. Thank you.
July 22, 2026
Unprompted review
My Experience with Happen Bank
The timing of my application and the swift response was incredible. This is my second time applying for a loan. I'm so happy that Happen bank was there for me when I needed help for a loan.
July 25, 2026
Unprompted review
Easy process
Easy process
No A I assistance which was nice
Decent due date, 2nd week of the month.
July 10, 2026
Unprompted review
They were very easy to work with
They were very easy to work with. We had everything done and funded within 48 hours.
July 23, 2026
Unprompted review
Easy and fast process from beginning to…
Easy and fast process from beginning to end. Everything completed in less than 24 hours. Good interest rate and everything upfront. No surprise charges.
July 22, 2026
Unprompted review
went very fast and no problems with…
went very fast and no problems with the steps to take to get my loan approved and would borrow again n from them if needed
July 25, 2026
Unprompted review
Super simple to use
Super simple to use! Applied and got my funds within a business day or two.
July 10, 2026
Unprompted review
Easy and quick
I have never encountered a lending experience that was so easy and quick. I would recommend this to anyone.
July 15, 2026
Unprompted review
A very simple and painless process
A very simple and painless process. No documentation needed from me. I had my loan in less than 3hrs after it was approved. 15/10 experience. Highly recommended.
July 21, 2026
Unprompted review
Given my previous loan that was paid…
Given my previous loan that was paid off, and having excellent credit. My interest rate should have been half what I was offered. Everything else was quick and professional. I feel SOFI is the better lender. I will use them next time. Thank-you
July 24, 2026
Unprompted review
Process was smooth and straight…
Process was smooth and straight forward. Great customer service.
July 20, 2026
Unprompted review
Loan process
Loan process was fast and not overly complicated. Being stuck in a bind with loans and card debt, that unexpectedly became strictly my problem, the loan they approved, which other lenders had already rejected, helped me cut my monthly payments by 3/4’s.
July 20, 2026
Unprompted review
This was a very good and easy process
This was a very good and easy process. I greatly appreciated the process
July 24, 2026
Unprompted review
Great Company
The process with Lending Club/Happen Bank was seamless! The customer service is top notch and I have a very high confidence level in this company. Efficient and quick!
Thank you!
July 17, 2026
Unprompted review
Their website is very user friendly
Their website is very user friendly. Their customer service is always very Leland very friendly. The whole process was quick and easy and I got my funds very quick. Their term and rates are very good.
July 17, 2026
Unprompted review
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