Mariner Finance Reviews 

795
•
TrustScore 4 out of 5

4.1

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 136 reviews, reviewers had a great experience with this company. Customers frequently praise the staff for being exceptionally welcoming, professional, and genuinely helpful throughout the entire loan application process. Consumers consistently note that the overall user experience is fast, smooth, and remarkably straightforward from beginning to end. However, some reviewers were not happy with the customer service, mentioning unhelpful responses and frustrating difficulties when trying to make payments. People also noted significant challenges regarding unexpectedly high interest rates and communication issues from local branch staff. A few individuals experienced administrative errors and delays that negatively impacted their overall financial management.

What people talk about most

Staff

Reviewers mention positive feedback about staff, consistently describing team members as exceptionally... See more

Customer service

Customers had ambiguous experiences with customer service, as many reviewers praised friendly and helpful... See more

Service

People report positive experiences with service, noting that staff members are friendly, professional, and... See more

Payment

Users describe ambiguous interactions with payment, noting that while some reviewers found the monthly... See more

User experience

Consumers find user experience to be positive, highlighting a fast and simple application process with quick... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Our experience here was great. Diana was such a big help regarding our needs. Very kind and professional and eager to help us and did an awesome job with helping us. I would refer your company with a... See more

Company replied

Rated 5 out of 5 stars

christine meyerkord was very nice and very professional at helping me get the help and loan i needed . i really appreciated the time and work effort she provided she was very much friendly with great... See more

Company replied

Rated 5 out of 5 stars

Jermaine In the waldorf location was Awesome, he made our loan process so smooth from start to finish, Very nice guy. Big shout out to him please go and check him out if you ever need a loan.

Company replied

Rated 5 out of 5 stars

The women here was very professional, very friendly and very knowledgeable. I felt like I was in good hands, the whole experience particular in the Washington County branch. I will definitely be comin... See more

Company replied


Company details

  1. Loan Agency

About Mariner Finance

Written by the company

Personal loans customized for you!†

Whether you want to consolidate your debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to addressing your financing needs.

APPLY ONLINE NOW

Checking offers will not impact your credit score*

Why Mariner Finance:

  • Fast and Easy – Just complete & submit your loan application online.
  • Personalized Offer – Checking offers will not impact your credit score*.
  • 15-day Satisfaction Guarantee - No fees, if you are dissatisfied and return your money in 15 days**.

Loans We Offer:

  • Personal Loans
  • Wedding Loans
  • Debt Consolidation Loans
  • Vacation Loans
  • Home Improvement Loans
  • Car Loans

Locate a Branch:

Mariner Finance, serving communities since 1927, operates coast-to-coast with physical locations in over half the states. Our experienced team members are ready to assist with your financial needs.

LOCATE A BRANCH

Mariner Finance, LLC (“Mariner”) and/or WebBank, as applicable, (collectively “Lender,” “we,” or “us,” as applicable) offers personal loans from $1,000 to $25,000, with minimum and maximum amounts dependent on the underwriting of the loan and subject to applicant’s satisfaction of eligibility requirements and approval by Lender, and an applicant’s state of residence for Mariner-originated loans. Terms and conditions apply.

†Online loans between $1,500 and $14,000, originated by WebBank, except online loans in CA and MD originated by Mariner Finance, LLC. Loans greater than $14,000 or less than $1,500 may be originated by Mariner through Mariner’s branch network. For GA residents, online and in-branch loan amounts only available for greater than $3,000 Any stated APR represents the cost of credit as an estimated yearly rate, and each applicant’s specific interest rates and fees are determined as permitted under federal or state law (as applicable) based upon loan amount, term, the applicant’s ability to meet specific credit criteria including, but not limited to, credit history at the time of application, income, debt payment obligations, and other factors such as availability of collateral, and state of residency for Mariner-originated loans. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance. Any loan by phone and/or online closing process requires a compatible mobile or computer device on which you can access your email and electronic documents. Not all loan types are eligible for loan by phone or online loan closing. APR ranges from 15.99% to 35.99%. Loan terms range from 12 to 72 months. As an example, with an amount financed of $5,000.00 the borrower receives $5,000.00 at an APR of 30.99% and an interest rate of 27.98%, which includes a finance charge of $3,779.68. Under these terms, the borrower would make 48 monthly payments of $182.91, for a total of payments of $8,779.68. The amount financed may not be the net proceeds paid if charges other than interest are included in the loan.

*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.

**Mariner Finance’s 15-Day Satisfaction Guarantee provides that if, for any reason, you inform us that you are dissatisfied with your loan and you repay it in full within 15 days of the date of the loan in the form of certified funds, all finance charges will be waived with no penalties. A cancellation of your Mariner Finance loan will not impact, affect, and/or cancel the terms of any purchase of a vehicle or other item(s) with the proceeds of your loan. Additionally, your return to the dealer or seller of any vehicle or other item(s) purchased with your loan proceeds will not constitute a cancellation of your Mariner Finance loan.

California Residents: Loans made or arranged pursuant to a California Financing Law license.

VA Residents: Mariner Finance of Virginia. LLC, Licensed by the Virginia State Corporation Commission, Consumer Finance Company License No.CFI-114.

KS Residents: Kansas Supervised Loan License – SL.0027121

Mariner Finance, LLC. NMLS No. 166564 www.nmlsconsumeraccess.org


Contact info

4.1

Great

TrustScore 4 out of 5

795 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.1

All reviews

(795)

136 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

The friendly staff

The friendly staff

October 14, 2026
Unprompted review
Mariner Finance logo

Reply from Mariner Finance

Thank you for your kind words, John. We strive to provide superior customer service and are happy to hear you were satisfied with your personal loan process. We look forward to our continuing relationship.

Rated 5 out of 5 stars

After receiving some mail from them I…

After receiving some mail from them I had a few questions. I decided to just stop by their office and get some answers and I was greeted by Stephanie who was very nice and understanding about my questions and answered all of them.I then answered a few basic questions after deciding to check on a personal loan and I have to say it was the best,easiest and fastest time I have ever had applying and getting a loan.I was in and out in less than half an hour.

October 8, 2026
Unprompted review
Mariner Finance logo

Reply from Mariner Finance

Thank you for your kind words, George. We strive to provide superior customer service and are happy to hear you were satisfied with your personal loan process. We look forward to our continuing relationship.

Rated 1 out of 5 stars

horrible customer support i mean worst…

horrible customer support i mean worst experiences i have ever had with a lender, took them 2 weeks after my initial approval of a loan to get anywhere and it ends with myself without any authorization being withdrawn from the loan, it doesn't get worse, spoken with 10+ reps. in customer support and not one got me anywhere... not to mention were all very rude.

October 13, 2026
Unprompted review
Mariner Finance logo

Reply from Mariner Finance

Thank you for your feedback, Chaz. Our goal each day is to provide an exceptional customer experience, and we apologize that your most recent interaction did not live up to that expectation. If you would like to discuss your experience in greater detail, please call our Customer Relations Department directly at 844-338-2080 or message us at https://www.marinerfinance.com/customer-support/.

Rated 5 out of 5 stars

Very helpful

Very helpful, the process was an appropriate amount of time, staff was very welcoming

October 7, 2026
Unprompted review
Mariner Finance logo

Reply from Mariner Finance

Jennifer, we are happy to hear about your positive experience! Thank you for being a Mariner Finance customer. A referral is the greatest compliment for a job well done. Be sure to let your friends and family know about the Superior Customer Service you received during your visit with Mariner Finance.

Rated 5 out of 5 stars

Unmatched

The level of professionalism by your representative is unmatched. Very courteous and informative.

October 7, 2026
Unprompted review
Mariner Finance logo

Reply from Mariner Finance

Wilbert, we are happy to hear about your positive experience! Thank you for being a Mariner Finance customer. A referral is the greatest compliment for a job well done. Be sure to let your friends and family know about the Superior Customer Service you received during your visit with Mariner Finance.

Rated 5 out of 5 stars

Our experience here was great

Our experience here was great. Diana was such a big help regarding our needs. Very kind and professional and eager to help us and did an awesome job with helping us. I would refer your company with anyone.

October 7, 2026
Unprompted review
Mariner Finance logo

Reply from Mariner Finance

Brenda, we are happy to hear about your positive experience! Thank you for being a Mariner Finance customer. A referral is the greatest compliment for a job well done. Be sure to let your friends and family know about the Superior Customer Service you received during your visit with Mariner Finance.

Rated 5 out of 5 stars

Mariner Finance Staff Excellent, Interest Rates High, Helpful to Keep You On Track & Willimg to Work With Clients!

Mariner Finance are very professional and with that they are on top of their jobs. If your late on a payment, they will be calling you but I must say, I've only had staff wanting to help me figure out a solution to get me back on track and stay that way. I like the fact that they dont ask a lot of unnecessary questions about "why" or "what" do you need to borrow money!? I've always hated that question, "Because I need the cash and dont currently have it myself, DUH!" The interest rates are high so I recommend paying it off as fast as you can bc the quicker you pay it off, the more money you will save!

August 18, 2026
Unprompted review
Mariner Finance logo

Reply from Mariner Finance

We are happy to hear about your positive experience! Thank you for being a Mariner Finance customer. A referral is the greatest compliment for a job well done. Be sure to let your friends and family know about the Superior Customer Service you received during your visit with Mariner Finance.

Rated 5 out of 5 stars

Jermaine In the waldorf location was…

Jermaine In the waldorf location was Awesome, he made our loan process so smooth from start to finish, Very nice guy. Big shout out to him please go and check him out if you ever need a loan.

October 7, 2026
Unprompted review
Mariner Finance logo

Reply from Mariner Finance

Cilla, we love to hear great feedback about our employees! Thank you for being a Mariner Finance customer. A referral is the greatest compliment for a job well done. Be sure to let your friends and family know about the Superior Customer Service you received during your visit with Mariner Finance.

Rated 5 out of 5 stars

Experiences was very good ,Angel was so…

Experiences was very good ,Angel was so professional and so helpful and was very detailed she explained every aspect of the loan,
KarenJ

October 7, 2026
Unprompted review
Mariner Finance logo

Reply from Mariner Finance

Karen, we love to hear great feedback about our employees! Thank you for being a Mariner Finance customer. A referral is the greatest compliment for a job well done. Be sure to let your friends and family know about the Superior Customer Service you received during your visit with Mariner Finance.

Rated 1 out of 5 stars

⭐ 0/5 Stars

⭐ 0/5 Stars — Extremely Disappointing Experience with Mariner Finance

I am extremely disappointed with the way my husband and I were treated during our recent experience with Mariner Finance in Atlanta, Georgia.

We dealt with two representatives, John, who was handling our loan, and Jennifer, a manager. Unfortunately, our experience with both individuals was extremely frustrating and, in our view, unprofessional.

We had received written approval for the loan, and we were trying to move forward with the process. However, instead of making the process straightforward, we felt that unnecessary difficulties were placed in our way.

John, in particular, would not allow me a reasonable opportunity to speak or participate in the conversation regarding our loan. We were repeatedly interrupted, spoken over, and made to feel as though our questions and concerns were not important.

When we attempted to explain our situation, we could barely get a word in. A customer should not have to argue with a representative just to be heard.

When we spoke with Jennifer, who identified herself as a manager, we expected the situation to improve. Unfortunately, we felt that our concerns still were not being properly heard or addressed. The overall manner in which we were spoken to left us feeling dismissed, disrespected, and unimportant.

This was not simply a disagreement about a loan. It was the way we were treated throughout the interaction. We believe customers deserve to be treated with courtesy, patience, and professionalism—especially when they have already received written approval and are simply trying to complete the process.

If I could give this experience zero stars, I would.

I am sharing this review because other customers deserve to know that our experience with these representatives did not reflect the level of customer service we expected from a financial institution.

I sincerely hope Mariner Finance reviews this situation and takes the appropriate steps to ensure customers are listened to, respected, and given a fair opportunity to communicate when dealing with matters involving their finances.

October 8, 2026
Unprompted review
Mariner Finance logo

Reply from Mariner Finance

Thank you for your feedback, Taneshia. Our goal each day is to provide an exceptional customer experience, and we apologize that your most recent interaction did not live up to that expectation. Mariner attempts to qualify each applicant for the most favorable loan terms available, and an offer is subject to change based on changes in the application amount, available collateral, and applicant qualifications – including the applicant’s credit profile and ability to successfully complete all verification requirements. If you have any further questions or concerns, please reach out to our Customer Relations Department at (844) 338-2080.

Rated 5 out of 5 stars

A loan offwred i didnt apply for

Got a loan check from them which i deposited rate was lower than ny credit cards paid em off

October 6, 2026
Unprompted review
Mariner Finance logo

Reply from Mariner Finance

We are happy to hear about your positive experience! Thank you for being a Mariner Finance customer. A referral is the greatest compliment for a job well done. Be sure to let your friends and family know about the Superior Customer Service you received during your visit with Mariner Finance.

Rated 5 out of 5 stars

I had Lillian Gonzalez helping me

I had Lillian Gonzalez helping me. She wss efficient and very nice. She made my stressful day feel calm.
It was fast and very little for me to fill out.
The payment was within my budget.
I would recommend this company to my friends and family.

September 30, 2026
Unprompted review
Mariner Finance logo

Reply from Mariner Finance

Janice, we are happy to hear about your positive experience! Thank you for being a Mariner Finance customer. A referral is the greatest compliment for a job well done. Be sure to let your friends and family know about the Superior Customer Service you received during your visit with Mariner Finance.

Rated 5 out of 5 stars

Great loan experience

"Working with the Clinton Mariner Finance Team was an absolute pleasure. From our first conversation, they demonstrated exceptional professionalism, deep knowledge of loan products, and a genuine commitment to helping me find the best solution for my needs. They explained every step clearly, answered all my questions promptly, and made the entire process stress-free. Their attention to detail and proactive communication ensured my loan was approved quickly and without surprises. I highly recommend Latonja Downing to anyone seeking a smooth, transparent, and personalized lending experience." You can’t beat the service.
Jordon

September 16, 2026
Unprompted review
Mariner Finance logo

Reply from Mariner Finance

Edward, thanks for the great feedback! We appreciate the time you took to share your experience with us and we look forward to working with you in the future. A referral is the greatest compliment for a job well done. Be sure to let your friends and family know about the Superior Customer Service you received during your visit with Mariner Finance.

Rated 5 out of 5 stars

Georgia English was very professional…

Georgia English was very professional and explained everything to me, she answered all ofy questions.

September 16, 2026
Unprompted review
Mariner Finance logo

Reply from Mariner Finance

Karen, we love to hear great feedback about our employees! Thank you for being a Mariner Finance customer. A referral is the greatest compliment for a job well done. Be sure to let your friends and family know about the Superior Customer Service you received during your visit with Mariner Finance.

Rated 5 out of 5 stars

Good experience.

Good experience.

September 16, 2026
Unprompted review
Mariner Finance logo

Reply from Mariner Finance

Jonathan, we are happy to hear about your positive experience! Thank you for being a Mariner Finance customer. A referral is the greatest compliment for a job well done. Be sure to let your friends and family know about the Superior Customer Service you received during your visit with Mariner Finance.

Rated 1 out of 5 stars

This company lies

This company lies, falsely reports and is the absolute worst company to EVER trust with a loan. Go to a bank, go anywhere but Mariner Finance. They are thieves and shouldn't even be in business.

July 15, 2026
Unprompted review
Mariner Finance logo

Reply from Mariner Finance

We appreciate you taking the time to post about your experience. We strive to provide exceptional service and apologize that your recent interaction did not meet those expectations. While we cannot discuss the details of an individual account in a public forum we encourage you to contact our Customer Relations Department at (844) 338-2080 and they will be happy to assist you.

Rated 1 out of 5 stars

Horrible Business

This is the worst scamming institution Ive ever experienced in my life. These people provide poor service. Just horrible. You do not want this on your credit report. They target people with bad credit. I would not borrow anything from these people. Then i think they require a car title which is ridiculous. Horrible and poor. Stay away. Save your money or invest it so companies like this can go out of business.

September 4, 2026
Unprompted review
Mariner Finance logo

Reply from Mariner Finance

We appreciate you taking the time to post about your experience, Rell. We strive to provide exceptional service and apologize that your recent interaction did not meet those expectations. Mariner attempts to qualify each applicant for the most favorable loan terms available, and an offer is subject to change based on changes in the application amount, available collateral, and applicant qualifications – including the applicant’s credit profile and ability to successfully complete all verification requirements. If you have any further questions or concerns, please reach out to our Customer Relations Department at (844) 338-2080.

Rated 5 out of 5 stars

Jen B was personable

Jen B was personable, & just a great person.

September 2, 2026
Unprompted review
Mariner Finance logo

Reply from Mariner Finance

Ronnie, we love to hear great feedback about our employees! Thank you for being a Mariner Finance customer. A referral is the greatest compliment for a job well done. Be sure to let your friends and family know about the Superior Customer Service you received during your visit with Mariner Finance.

Rated 5 out of 5 stars

I was in urgent need of assistance for…

I was in urgent need of assistance for a title loan. From the day I called our local Mariner Finance, speaking with Sonia, who helped me every step of the way until I was approved and signed on the needed loan. Understanding my situation was highly time sensitive. Sonia was very informative to ensure I would have everything required and customer centric my entire experience.

September 2, 2026
Unprompted review
Mariner Finance logo

Reply from Mariner Finance

We are happy to hear about your positive experience! Thank you for being a Mariner Finance customer. A referral is the greatest compliment for a job well done. Be sure to let your friends and family know about the Superior Customer Service you received during your visit with Mariner Finance.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look