Our experience here was great. Diana was such a big help regarding our needs. Very kind and professional and eager to help us and did an awesome job with helping us. I would refer your company with a... See more
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Whether you want to consolidate your debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to addressing your financing needs.
Checking offers will not impact your credit score*
Mariner Finance, LLC (“Mariner”) and/or WebBank, as applicable, (collectively “Lender,” “we,” or “us,” as applicable) offers personal loans from $1,000 to $25,000, with minimum and maximum amounts dependent on the underwriting of the loan and subject to applicant’s satisfaction of eligibility requirements and approval by Lender, and an applicant’s state of residence for Mariner-originated loans. Terms and conditions apply.
†Online loans between $1,500 and $14,000, originated by WebBank, except online loans in CA and MD originated by Mariner Finance, LLC. Loans greater than $14,000 or less than $1,500 may be originated by Mariner through Mariner’s branch network. For GA residents, online and in-branch loan amounts only available for greater than $3,000 Any stated APR represents the cost of credit as an estimated yearly rate, and each applicant’s specific interest rates and fees are determined as permitted under federal or state law (as applicable) based upon loan amount, term, the applicant’s ability to meet specific credit criteria including, but not limited to, credit history at the time of application, income, debt payment obligations, and other factors such as availability of collateral, and state of residency for Mariner-originated loans. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance. Any loan by phone and/or online closing process requires a compatible mobile or computer device on which you can access your email and electronic documents. Not all loan types are eligible for loan by phone or online loan closing. APR ranges from 15.99% to 35.99%. Loan terms range from 12 to 72 months. As an example, with an amount financed of $5,000.00 the borrower receives $5,000.00 at an APR of 30.99% and an interest rate of 27.98%, which includes a finance charge of $3,779.68. Under these terms, the borrower would make 48 monthly payments of $182.91, for a total of payments of $8,779.68. The amount financed may not be the net proceeds paid if charges other than interest are included in the loan.
*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.
**Mariner Finance’s 15-Day Satisfaction Guarantee provides that if, for any reason, you inform us that you are dissatisfied with your loan and you repay it in full within 15 days of the date of the loan in the form of certified funds, all finance charges will be waived with no penalties. A cancellation of your Mariner Finance loan will not impact, affect, and/or cancel the terms of any purchase of a vehicle or other item(s) with the proceeds of your loan. Additionally, your return to the dealer or seller of any vehicle or other item(s) purchased with your loan proceeds will not constitute a cancellation of your Mariner Finance loan.
California Residents: Loans made or arranged pursuant to a California Financing Law license.
VA Residents: Mariner Finance of Virginia. LLC, Licensed by the Virginia State Corporation Commission, Consumer Finance Company License No.CFI-114.
KS Residents: Kansas Supervised Loan License – SL.0027121
Mariner Finance, LLC. NMLS No. 166564 www.nmlsconsumeraccess.org

8110 Corporate Drive, 21236, Baltimore, United States
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I had an unexpected auto repair an I called mariner, Derik made everything easy. I was in an out in 35 minutes. I will definitely recommend mariner to everyone I know
After receiving some mail from them I had a few questions. I decided to just stop by their office and get some answers and I was greeted by Stephanie who was very nice and understanding about my questions and answered all of them.I then answered a few basic questions after deciding to check on a personal loan and I have to say it was the best,easiest and fastest time I have ever had applying and getting a loan.I was in and out in less than half an hour.

Reply from Mariner Finance
horrible customer support i mean worst experiences i have ever had with a lender, took them 2 weeks after my initial approval of a loan to get anywhere and it ends with myself without any authorization being withdrawn from the loan, it doesn't get worse, spoken with 10+ reps. in customer support and not one got me anywhere... not to mention were all very rude.

Reply from Mariner Finance
Very helpful, the process was an appropriate amount of time, staff was very welcoming

Reply from Mariner Finance
The level of professionalism by your representative is unmatched. Very courteous and informative.

Reply from Mariner Finance
Our experience here was great. Diana was such a big help regarding our needs. Very kind and professional and eager to help us and did an awesome job with helping us. I would refer your company with anyone.

Reply from Mariner Finance
Mariner Finance are very professional and with that they are on top of their jobs. If your late on a payment, they will be calling you but I must say, I've only had staff wanting to help me figure out a solution to get me back on track and stay that way. I like the fact that they dont ask a lot of unnecessary questions about "why" or "what" do you need to borrow money!? I've always hated that question, "Because I need the cash and dont currently have it myself, DUH!" The interest rates are high so I recommend paying it off as fast as you can bc the quicker you pay it off, the more money you will save!

Reply from Mariner Finance
Jermaine In the waldorf location was Awesome, he made our loan process so smooth from start to finish, Very nice guy. Big shout out to him please go and check him out if you ever need a loan.

Reply from Mariner Finance
Experiences was very good ,Angel was so professional and so helpful and was very detailed she explained every aspect of the loan,
KarenJ

Reply from Mariner Finance
⭐ 0/5 Stars — Extremely Disappointing Experience with Mariner Finance
I am extremely disappointed with the way my husband and I were treated during our recent experience with Mariner Finance in Atlanta, Georgia.
We dealt with two representatives, John, who was handling our loan, and Jennifer, a manager. Unfortunately, our experience with both individuals was extremely frustrating and, in our view, unprofessional.
We had received written approval for the loan, and we were trying to move forward with the process. However, instead of making the process straightforward, we felt that unnecessary difficulties were placed in our way.
John, in particular, would not allow me a reasonable opportunity to speak or participate in the conversation regarding our loan. We were repeatedly interrupted, spoken over, and made to feel as though our questions and concerns were not important.
When we attempted to explain our situation, we could barely get a word in. A customer should not have to argue with a representative just to be heard.
When we spoke with Jennifer, who identified herself as a manager, we expected the situation to improve. Unfortunately, we felt that our concerns still were not being properly heard or addressed. The overall manner in which we were spoken to left us feeling dismissed, disrespected, and unimportant.
This was not simply a disagreement about a loan. It was the way we were treated throughout the interaction. We believe customers deserve to be treated with courtesy, patience, and professionalism—especially when they have already received written approval and are simply trying to complete the process.
If I could give this experience zero stars, I would.
I am sharing this review because other customers deserve to know that our experience with these representatives did not reflect the level of customer service we expected from a financial institution.
I sincerely hope Mariner Finance reviews this situation and takes the appropriate steps to ensure customers are listened to, respected, and given a fair opportunity to communicate when dealing with matters involving their finances.

Reply from Mariner Finance
Got a loan check from them which i deposited rate was lower than ny credit cards paid em off

Reply from Mariner Finance
I had Lillian Gonzalez helping me. She wss efficient and very nice. She made my stressful day feel calm.
It was fast and very little for me to fill out.
The payment was within my budget.
I would recommend this company to my friends and family.

Reply from Mariner Finance
"Working with the Clinton Mariner Finance Team was an absolute pleasure. From our first conversation, they demonstrated exceptional professionalism, deep knowledge of loan products, and a genuine commitment to helping me find the best solution for my needs. They explained every step clearly, answered all my questions promptly, and made the entire process stress-free. Their attention to detail and proactive communication ensured my loan was approved quickly and without surprises. I highly recommend Latonja Downing to anyone seeking a smooth, transparent, and personalized lending experience." You can’t beat the service.
Jordon

Reply from Mariner Finance
Georgia English was very professional and explained everything to me, she answered all ofy questions.

Reply from Mariner Finance
This company lies, falsely reports and is the absolute worst company to EVER trust with a loan. Go to a bank, go anywhere but Mariner Finance. They are thieves and shouldn't even be in business.

Reply from Mariner Finance
This is the worst scamming institution Ive ever experienced in my life. These people provide poor service. Just horrible. You do not want this on your credit report. They target people with bad credit. I would not borrow anything from these people. Then i think they require a car title which is ridiculous. Horrible and poor. Stay away. Save your money or invest it so companies like this can go out of business.

Reply from Mariner Finance

Reply from Mariner Finance
I was in urgent need of assistance for a title loan. From the day I called our local Mariner Finance, speaking with Sonia, who helped me every step of the way until I was approved and signed on the needed loan. Understanding my situation was highly time sensitive. Sonia was very informative to ensure I would have everything required and customer centric my entire experience.

Reply from Mariner Finance
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