OppLoansReviews 

5,634
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 542 reviews, reviewers overwhelmingly had a great experience with this company, often finding the process quick and easy when they needed financial assistance. Many customers appreciate the helpful and professional customer service, noting that representatives are understanding and make the process stress-free. People frequently mention the fast funding, with money often deposited quickly, which is a significant benefit during emergencies. However, some customers also noted concerns regarding the high interest rates, describing them as excessive. A few other people also felt that the payment schedules, particularly weekly payments, could be challenging, and some experienced issues with loan denials despite being loyal customers.

What people talk about most

Payment

Users describe ambiguous interactions with payment, with some reporting quick and easy processes for loan... See more

Service

Customers had positive experiences with service, with many reviewers recommending it and describing it as... See more

Customer service

Customers consistently note positive experiences with customer service, highlighting the helpfulness and... See more

User experience

People report positive experiences with user experience, consistently highlighting the ease and simplicity of... See more

Price

Consumers find price to be ambiguous, with many reviewers expressing significant dissatisfaction with high... See more

Reviews shaping this summary

Rated 4 out of 5 stars

OppLoans has helped us on several occasions when we were out of options. Yes the APR is high, but we have always found a way to pay the account off ahead of time, saving money. The only issue I have w... See more

Rated 4 out of 5 stars

The experience was overall good. The 2nd part of my ID was a bit tricky. Wirking with OPP has been good. They make sure I know when it's refinancing time. I do appreciate this company's help with help... See more

Rated 5 out of 5 stars

The whole entire process was very quick, yet they still made sure they did their due diligence to make sure I was eligible to receive a loan and they even offered me a loan for twice as much as what I... See more

Rated 5 out of 5 stars

Best loan company makes it happens quick! Understandable and realistic reliable! Best option is fully payoff the loan asap as anyone can or stay with a installment payment plan that helps keep ur loan... See more


Company details

  1. Non-Bank Financial Service
  2. Financial Consultant

Written by the company

OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans. Through a transparent and responsible platform, which includes financial inclusion and excellent customer experience, the Company supports consumers who are turned away by mainstream options to build better financial health.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

6K reviews

5-star
4-star
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1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

Hasn’t replied to negative reviews

How this company uses Trustpilot

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4.4

All reviews

(5,634)

496 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

The name fits the company well

The name fits the company well. Opp Loans provide the opportunity of securing funds fast when a person requires it the most. When I first applied, I doubted myself if I was going to be approved. Within 5 hours I checked my email and witnessed the approval code, was I to ecstatic. If you really need a short term loan, the company will assist in these endeavors. Thank You OppLoans for your continued support!

June 22, 2026
Unprompted review
Rated 5 out of 5 stars

Timely process.

Timely process not a hassle and knowledgeable personnel. I would love to advice anyone to try opploans. They helped me out when I needed it most. Thank you opploans.

June 23, 2026
Unprompted review
Rated 5 out of 5 stars

When I had given up after a large…

When I had given up after a large emergency happened concerning my grandchildren and no one would help me OppLoans helped me. Yes I have an extra bill to pay but the peace of mind to know the emergency was taken care of in the time it needed to kept me going for my grandchildren.

June 19, 2026
Unprompted review
Rated 5 out of 5 stars

Satisfied customer!

What a great company takes no time easy to access easy application and immediate funds I recommend opp loans for anyone that needs a little extra cash or needs to just cover on bills or maybe for a surprise expensive!

June 18, 2026
Unprompted review
Rated 1 out of 5 stars

Tricks of the Finansters

I have had a loan with these people for about 2 years. I have renewed with no issues until now. I renewed on a Friday. The previous loans payment was already scheduled on their end so it processed that night and they went ahead and renewed my loan and deposited the money that day. Well that means the old loan payment got taken out of the new loan same day I got it. I called and there is nothing they can do. Not even Skip a week like they had done in the previous renewals. That pretty shiesty. last renewal

June 5, 2026
Unprompted review
Rated 1 out of 5 stars

150% interest

150% interest, payment more than I have coming in, and the first problem was that the loan offer was half of what I requested, which was not enough to do the full job. I did not accept the offer, I think they have no interest in loaning to me.

April 15, 2026
Unprompted review
Rated 1 out of 5 stars

I was always a good customer

I was always a good customer, payments on time, paid off, couple different loans and now after several emails and text messages, I’ve updated personal info and work and been DENIED twice in a week, LOYALTY doesn’t matter with them. You have to have Excellent credit to be approved now. And they won’t tell you why, until you get a lame letter a few weeks later in the email. Not fare for loyalty. Will not ever refer someone.

June 15, 2026
Unprompted review

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