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Recent reviews

Adele Best

Adele Best

Rated 1 out of 5 stars

Avoid Admiral — appalling claims handling and complete lack of communication I would give Admiral zero stars if Trustpilot allowed it. My experience following a non-fault accident, where I was stationary and hit from behind, has been absolutely appalling. My car was declared a total loss, and the way Admiral and its appointed agents have handled the valuation has been shocking. I was initially offered £7,958, which I rejected. Admiral then increased this to around £8,050, yet I subsequently obtained an independent valuation report showing: Percayso: £9,782 AutoTrader: £8,609 Glass’s: £8,256 So Percayso valued my vehicle £1,732 higher than Admiral’s revised offer. Instead of properly addressing this evidence, Admiral referred the matter to an “expert valuer” and then pushed it into their complaints process, which I have been told can take up to eight weeks. What has made the whole experience considerably worse is the dreadful communication. I have sent detailed written complaints and follow-up emails raising very specific questions about the valuation, including requests for the individual valuation-guide figures and an explanation of how their figure was calculated. I have received no substantive response to those emails. I have repeatedly chased both Admiral and Northgate. When I have tried calling, I have also been told that telephone systems are down. How is a customer supposed to resolve a major insurance claim when emails aren’t substantively answered and telephone contact is unavailable? The replacement-car situation has been equally frustrating. While Admiral tells me its complaint investigation could take weeks, I was also being told the hire vehicle had to be returned despite the valuation remaining genuinely disputed. I have now arranged temporary use of my father’s car and have instructed Northgate to collect the hire vehicle so that unnecessary hire costs do not continue accumulating. I have done everything possible to mitigate the situation while waiting for Admiral to deal with its own outstanding complaint. This was a straightforward non-fault accident. I was stationary. My car was damaged through no fault of my own. Instead of being put back into the position I was in before the collision, I have spent weeks chasing insurers and agents, commissioning my own valuation evidence and repeatedly asking for answers to basic questions about how my vehicle has been valued. For an insurance company of Admiral’s size, the level of customer service and communication I have experienced is completely unacceptable. A formal complaint should not disappear into a black hole for weeks while the customer does all the chasing. I will now pursue the formal complaints process and, if Admiral does not resolve the valuation fairly, take the matter to the Financial Ombudsman Service. Based on my experience so far, I could not recommend Admiral LESs. The true test of an insurance company is how it treats you when you actually need to make a claim — and that is precisely where Admiral has failed me.