3YearLoans Reviews 

Patient staff. knowledgeable and upfront

I'm in need of a loan not common sense!!

Yes...quick. ..fair...and professionally handled

Good view thanks

I recently had to look for a personal loan to help with immediate medical and credit cards expenses. I went online and answered an advertisement email from 3YR.LOAN. They directed me to LoanMe.com who was able to get me approved for a $3100 loan. It was quick and easy and though the interest rate was very high, I was able to get the money transferred to my own bank account overnight. If you can pay it back in a few months, you can save much interest charges. I recommend them in an emergency cash advance.

Not worth a hoot. Very very unreliable

Doesn't work for everyone as they say.....

The best on line organization I have ever used, by far.

Although information is supposedly shared through a "secure" site, it was disconcerting to have been asked for my full ssn on the phone. If you're looking at the information in front of you, then the last 4 should be sufficient. I trust a secure site more than a random phone call from a number I do not know and a person I have never spoken with before. Other transactions I've done on-line involving my bank and other entities only ask for the last 4 on a RECORDED call. Thanks anyway

I was told that I have a loan then I was shopped and turned to another lender. Bait and switch

Very easy to apply and fast service. Would recommend to anyone who asks.

I gave my credit information honestly and the computer form indicated that I had been approved. A man came on the line and asked to run my credit score. A few minutes later he came back in a low almost inaudible voice said I was not approved. I asked why and he said good bye and hung up.

Hello,
I just purchased a 180,000 home and I was applying for a 20,000.00 loan and because I did
not allow my credit to be ran and lowered cause
that's what happens when you run credit.but we all know that . So I was denied the loan .
So what would you like me to say ? Tell the truth
Ok you did nothing for me denied me the loan,
it seems any more all people wanna do is run credit . All I wanted was a loan. I know my credit's good,cause I just bought a 180,000.00
dollar home.so ok I told the truth you did nothing for me.

After applying, getting approved for a loan, and having the transfer of funds all set up I told them I was a member of the Army National Guard. Within minutes of hanging up I get a call back telling me they wouldn't be able to approve my loan after all.

This loan went well once their computers were working. We used this loan to pay off a very high interest loan from Spotloan! They get you your money quick but charge 390% interest just like a payday loan.
This was a much better interest rate and payment over time. We will use them again after this is paid.

They did nothing for me only try to set up with payday loans and my credit is over 750. WTH

So far my experience with 3 year loans has been good. Time will tell...

I used your service in hopes of consolidating my debt to improve my credit as i was led to believe, from the language in the email, that i met some criteria for loan approval. My credit report took severals jits for inquiries for checking my credit which lowered my credit score significantly. This was disappointing as i was finanlly improving my score, it was in the fair range, and got knocked back done to poor status. Also didnt get an offer that was affordable. I will not ever use this path again. Thanks for nothing.

It is really the best loan service. I applied I and twenty minutes later they had me connected with a loan provider that could help me with my loan. I got my loan. Thank you very much!!!

got no purchase and no experience