3YearLoans Reviews 

299
•
TrustScore 3 out of 5

2.9

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Rated 1 out of 5 stars

Everyone there gave me the run around. Was not able to get loan and the asked for every single personal detail. This is a complete scam so no matter how desperate you are don't give them personal info... See more

Rated 5 out of 5 stars

I applied online. And before I could finish I was contacted by one of 3Year Loans reps. I regret I have forgotten his name. But he was very polite and kind. Even though I was turned down. I needed t... See more

Rated 2 out of 5 stars

Was so happy. Had calls from 3 separate representatives. I was praising God for helping us through the mirage of medical bills & credit card bills (caused by medical needs) we were facing. Anll seemed... See more

Rated 4 out of 5 stars

My credit is not the best, but I was able to get a consolidation loan with no prepayment penalty. This is exactly what I was hoping for. The only concern I had is with the interest rate, but with the... See more

Company details

  1. Business Services

Information provided by various external sources

At 3YearLoans getting matched to a personal loan is safe, fast and easy. The Millionaire Matchmaker has nothing on us! Let us help you make the right decision for you! Learn more about how we help thousands of people get the financing they need each and every day!


Contact info

2.9

Average

TrustScore 3 out of 5

299 reviews

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2.9

All reviews

(299)

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Rated 1 out of 5 stars

Not what I expected

I thought this was a sight that could approve me for a loan. IT ID NOT! It is a sight that sells your info to a payday loan company that will call you constantly because you showed interest in getting a loan. NEVER AGAIN!

July 15, 2015
Unprompted review
3YearLoans logo

Reply from 3YearLoans

Since we are just a loan matching service, we handle the authenticity and legitimacy of your information via our application for our lenders and try to get you approved through our network. We do not handle the decision making when it comes to any approvals, amounts, or denials for any loan offer. That is the decision based solely on the direct lenders. Many of our customers will be matched with a short-term lending product.

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Rated 3 out of 5 stars

I am not sure what rating to give.

I tried your web site, I have a fair credit rating over 600 and because you do not have an option for people on a disability income I could not complete my application.

July 13, 2015
Unprompted review
Rated 5 out of 5 stars

Positive

I applied online. And before I could finish I was contacted by one of 3Year Loans reps. I regret I have forgotten his name. But he was very polite and kind. Even though I was turned down. I needed this loan to consolidate my debts but was unable to get it. Your representative remained very polite.
Thank you very much,
Charmaye Bias

July 13, 2015
Unprompted review
Rated 1 out of 5 stars

loan

Well I didn't get to make a purchase because I was denied. So I'm not happy with the service, your advertisement lies.

July 13, 2015
Unprompted review
3YearLoans logo

Reply from 3YearLoans

We are sorry you did not get matched with a loan. Since we are just a loan matching service, we handle the authenticity and legitimacy of your information via our application for our lenders and try to get you approved through our network. We do not handle the decision making when it comes to any approvals, amounts, or denials for any loan offer. That is the decision based solely on the direct lenders.

Rated 1 out of 5 stars

THE WORST RATES YOU CAN PURSUE.

MY EXPERIENCE IS VERY SURPRISING, MY CREDIT SCORE IS OVER 800 AND ONE AGENT CALLED AND OFFERED ME A RATE OVER 20%. I TOLD HER FOR THAT RATE I WOULD OFFER HER A RATE OF 10%. I AM NOT AN IDIOT AND NOT DESPERATE.

July 9, 2015
Unprompted review
3YearLoans logo

Reply from 3YearLoans

Since we are just a loan matching service, we handle the authenticity and legitimacy of your information via our application for our lenders and try to get you approved through our network. We do not handle the decision making when it comes to any approvals, amounts, or denials for any loan offer. That is the decision based solely on the direct lenders.

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Rated 1 out of 5 stars

Bad service

i am filling the application for online I don't have answer Tuesday I don't no what happen with this application I worry for my information sorry for my I competencies

July 9, 2015
Unprompted review
3YearLoans logo

Reply from 3YearLoans

Your personal information is always kept secure and confidential in our encrypted database. We do not store nor share your personal information such as your full social security number or bank account number.

Rated 1 out of 5 stars

SSDD

The problem with all these online loan companies is that they are not really trying to help people who have bumps in their credit. Their high interest loans are no help at all. Interest rates are way down right now but for people with bad credit they are as high as ever. As far as I'm concerned the people at 3 year loan are scam artists looking to put people in more debt with their high interest loans. They should be put out of business because they are just not trustworthy!

July 9, 2015
Unprompted review
3YearLoans logo

Reply from 3YearLoans

Since we are just a loan matching service, we handle the authenticity and legitimacy of your information via our application for our lenders and try to get you approved through our network. We do not handle the decision making when it comes to any approvals, amounts, or denials for any loan offer. That is the decision based solely on the direct lenders. The terms will always vary by your individual application, lender policy, and state restrictions. Terms are also provided to you by the lender directly if you are approved and they choose to present you a loan offer. We do not guarantee approval on loans or for the amount you desire.

Rated 1 out of 5 stars

No loan granted

Denied loan. Feeling like a big loser

July 8, 2015
Unprompted review
3YearLoans logo

Reply from 3YearLoans

Since we are just a loan matching service, we handle the authenticity and legitimacy of your information via our application for our lenders and try to get you approved through our network. We do not handle the decision making when it comes to any approvals, amounts, or denials for any loan offer. That is the decision based solely on the direct lenders. The terms will always vary by your individual application, lender policy, and state restrictions. Terms are also provided to you by the lender directly if you are approved and they choose to present you a loan offer. We do not guarantee approval on loans or for the amount you desire.

Rated 1 out of 5 stars

Please do not

I would like for you not to pass my information to another third party I do not allow it please do not give my personal information to another party thanks

July 1, 2015
Unprompted review
3YearLoans logo

Reply from 3YearLoans

Your personal information is always kept secure and confidential in our encrypted database. We do not store nor share your personal information such as your full social security number or bank account number.

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Rated 5 out of 5 stars

Fastest loan I have ever gotten

The process is super fast, applied for the loan and money was in the account in 2 days. all done online and did not even have to speak to any one. Very efficient. Besides the APR every thing else was very satisfactory and superb!!! Highly recommend!!

June 17, 2015
Unprompted review
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Rated 1 out of 5 stars

Didn't get approved

Wouldn't give me a loan.

June 16, 2015
Unprompted review
3YearLoans logo

Reply from 3YearLoans

Since we are just a loan matching service, we handle the authenticity and legitimacy of your information via our application for our lenders and try to get you approved through our network. We do not handle the decision making when it comes to any approvals, amounts, or denials for any loan offer. That is the decision based solely on the direct lenders. The terms will always vary by your individual application, lender policy, and state restrictions. Terms are also provided to you by the lender directly if you are approved and they choose to present you a loan offer. We do not guarantee approval on loans or for the amount you desire.

Rated 1 out of 5 stars

AWFUL

They lie about helping people with bad credit! You can only get a loan with good credit! Do not waste your time with their services!

June 13, 2015
Unprompted review
3YearLoans logo

Reply from 3YearLoans

Since we are just a loan matching service, we handle the authenticity and legitimacy of your information via our application for our lenders and try to get you approved through our network. We do not handle the decision making when it comes to any approvals, amounts, or denials for any loan offer. That is the decision based solely on the direct lenders. The terms will always vary by your individual application, lender policy, and state restrictions. Terms are also provided to you by the lender directly if you are approved and they choose to present you a loan offer. We do not guarantee approval on loans or for the amount you desire.

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