Possibly the most unhelpful company I have ever had to deal with. The staff that I had to deal with apart from Sophie (who was very polite ) are like robots. It seems when they speak to you that they... See more
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I can't even fathom how my anxiety was trying to call a credit company over overdued debt but let me tell you, they are absolutely brilliant & very VERY helpful people. I was assisted by Nisha Chohan... See more
Company replied
I was so anxious before calling ACT thinking that I would have a terrible experience instead I was left so surprised... My fist conversation was a few months ago with Nisha Chohan, such a wonderful wo... See more
Company replied
Had the absolute best experience today on the phone with Hamzah at ATC. He was extremely patient and polite when explaining to me. As well as that, he had the most positive and kind attitude that you... See more
Company replied
Company details
Written by the company
ACT Credit Management Ltd takes a diligent and professional approach to debt collection, offering a comprehensive suite of services, including debt recovery, tracing, credit reporting, and legal solutions. With over 20 years experience, we have partnered with high-profile clients across various industries throughout the UK. Our tailored approach ensures that each organisation receives a personalised service designed to maximise debt recovery while ensuring the best possible outcome for the customer. Our team work closely with our clients, safeguarding their reputation while recovering outstanding funds swiftly and efficiently.
Contact info
7 St John's Road , HA1 2EE, Harrow , United Kingdom
- +44 (0) 203 1500 150
- info@actcredit.com
- actcredit.com
Replied to 83% of negative reviews
Typically replies within 1 week
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Hamza was really helpful and he was…
Hamza was really helpful and he was dealing in a very proffessional way neee more people like him to work in this industry.

Reply from ACT Credit Management Ltd
Hamza was very helpful!
Hamza was professional, helpful, and friendly. Especially as a student, speaking to a credit management company can be daunting, but Hamza made the experience far less stressful, giving me clear and easy-to-understand information. 5 stars for sure!

Reply from ACT Credit Management Ltd
Hamza was really helpful lovely to deal…
Hamza was really helpful lovely to deal with explained everything clearly and new his job. He was very professional while being personable.

Reply from ACT Credit Management Ltd
Helped by agent Hamza Farah today.
Helped by agent Hamza Farah today.
Excellent experience all round. He is super friendly and genuinely helped me resolve my issue.

Reply from ACT Credit Management Ltd
Good Afternoon,
Good Afternoon,
I paid all balance but on the website is stated that I haven't paid you anything.
If sending to the court is something you use to get more money that is owned, it won't work with me. I have got the bank statement that I paid you all money I owed.
Good luck to prove otherwise.
Customer number M0250554

Reply from ACT Credit Management Ltd
A horrible situation handled very kindly
The gentleman I spoke to was very kind, calm and helpful. He made the process far less distressing and constantly checked my own personal wellbeing whilst dealing with arepayment plan that suits my needs as well as suits the people I owe money to. I am very grateful to have had someone as gentle and kind as Abs helping me this morning

Reply from ACT Credit Management Ltd
Ceri- ACT
Ceri- ACT
Ceri couldn't have been more helpful.if she tried.
Excellent service. Has really helped eased my mind .

Reply from ACT Credit Management Ltd
The times we live in now are vastly…
The times we live in now are vastly unpredictable, I have engaged with ACT Credit for over a year now and have found them to be extremely knowledgable in matters of finance. Jerome Driscoll is one of the politest and conscientious managers, his ability to put customers at ease is undeniable, and the company policy is to work with those who need help in an agreed manner, it is undeniable that “other “ companies could learn from ACT and be successful. Thank you ACT.

Reply from ACT Credit Management Ltd

Reply from ACT Credit Management Ltd
Jerrome is a star.
Jerrome is a star.
I have been given a (unreasonable, but that’s for another time) debt notice from a previous rental company that I rented for three years with which is astronomical. However, I haven’t got the energy to fight.
Jerrome handled my call with care and attention to detail (I’m moving between two jobs so not sure of future pay dates yet as yet to start my new job, salary change etc) and he was so kind and caring to me.
Give this boy a raise. Or better yet, half of this insane “debt” of 2 grand over some effing blinds and a cracked hob.
Keep up the good work and thanks again

Reply from ACT Credit Management Ltd
Came of the phone with Jerome about an…
Came of the phone with Jerome about an overdue payment from my uni which I’d not known about , but Jerome was super helpful in explaining and taking me through the right procedures

Reply from ACT Credit Management Ltd
Fantastic service from Jerrome
I have been struggling to get in contact with actcredit for a while either recieving calls from them while I've been at work or being stuck in hold for long periods of time, however I finally managed to get in contact with them and spoke to Jerrome who was absolutely brilliant at setting me up with a payment plan with no hassle whatsoever, he was really helpful with giving me information and helping me with my issues.

Reply from ACT Credit Management Ltd
Helpful service from Hanza
Just came off a call with Hamza at ACT to sort out a repayment plan - he was really helpful and made sure that the plan works for my situation. Another worker hadn't updated my account earlier but Hamza made sure it was fixed and confirmed the details for me. A very friendly guy and nice interaction, especially considering the circumstances!

Reply from ACT Credit Management Ltd
Jerrome from ACT Management provided…
Jerrome from ACT Management provided stunning customer service. He spoke very calmly and addressed my concerns quickly. Thank you!

Reply from ACT Credit Management Ltd
Thankyou
Thankyou to Jerrome who singlehanded solved 18 months of stress and poor communication from previous companies in a 10 minute phone call. Weight off my shoulders.

Reply from ACT Credit Management Ltd
Pleasant experience
Hamza from ACT Credit Management was very understanding of my situation and helped me out with a phone call that I thought would be difficult initially. It's refreshing to know that some companies are training their younger staff well.

Reply from ACT Credit Management Ltd
I have been struggling a lot and Hamza…
I have been struggling a lot and Hamza was able to help me and reassure me that they can help me with my struggles. I’m so thankful for it, such a helpful team.

Reply from ACT Credit Management Ltd
Good listeners!
ACT Credit supported me in a complex case, and always listened to my side of the story. Abs who I spoke to at the company was particularly gentle in his manner and very understanding, so thank you for employing staff who care about the wellbeing of people they come into contact with.

Reply from ACT Credit Management Ltd
Professional and empathetic support
Professional and empathetic support.
My son unfortunately was unable to continue at university due to mental health issues. This culminated in him being unable to look at emails or other forms of correspondence. When I eventually became aware that the university were seeking payment I contacted ACT. Jerrome Driscoll and the wider team were nothing but understanding,supportive and helpful. They liaised with the university to get clarity on the matter in hand and it was resolved and payment made. This came at a particularly difficult time but there was no pressure and sense that they truly wanted to help. There are rarely positive comments on Credit Management companies so I felt it important to add balance to reviews.

Reply from ACT Credit Management Ltd
Abu Baker demonstrated politeness
Abu Baker demonstrated politeness, courtesy, and pragmatism, making the difficult call efficient and pleasant for me. He was notably helpful and adept at addressing my issues directly, without unnecessary complications. Overall, his approach was commendable.

Reply from ACT Credit Management Ltd
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