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2.1

Poor

TrustScore 2 out of 5

11 reviews

5-star
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1-star

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Rated 1 out of 5 stars

Galahs

NEVER apply for a loan with this company. Their administration is dismal. They never answer emails and constantly withdraw the incorrect amount from my account! It's NOT rocket science and ANSWER your customers. Without them you wouldn't have a business!

October 17, 2024
Unprompted review
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Rated 1 out of 5 stars

Scammers

Credit for all

I’ve conducted a search on the Financial Services Register (the register) which is a public database of the firms we authorise and regulate and it also shows warning pages for unauthorised firms.

I’ve been unable to locate a firm called Credit for all which means they’re not authorised by us - this sounds like a scam.

If a firm is offering certain investments or financial services in the UK or if they have any affiliation to the UK, then they should be authorised by the FCA to do this. If they're not authorised then they may be operating a scam and you wouldn’t have any protections in place if anything went wrong.

January 11, 2024
Unprompted review
All Credit Loans logo

Reply from All Credit Loans

Dear Tibor

Thank you for bringing your concerns to our attention. We understand the importance of ensuring the credibility and authorization of financial service providers. To clarify, allcreditloans.net is a registered trading name of Max Your Finance Limited. We are a licensed credit broker, not a lender.

We take pride in our compliance with regulatory standards and are authorised and regulated by the Financial Conduct Authority (FCA). Our Permission Reference Number is 715726. Additionally, we are registered with the Information Commissioner's Office with the registration number ZA535774.

We value transparency and the trust of our customers. If you have any further questions or require more information about our services and regulatory compliance, please do not hesitate to contact us.

Kind regards,
Allcreditloans.net Team

Rated 1 out of 5 stars

Please how do I repay the loan

Please how do I repay the loan, the app is not working and the link sent to me via normal message isn’t showing account details for the payment, pls I prefer paying via the app so I won’t end up paying to scammers

August 19, 2022
Unprompted review
All Credit Loans logo

Reply from All Credit Loans

Dear Ana,

Thank you for reaching out with your query. We would like to clarify that allcreditloans.net is a credit broker, not a lender. As such, we do not provide loans directly, nor do we handle loan repayments. We connect customers with UK-based lenders who are fully authorised and regulated by the Financial Conduct Authority (FCA).

Regarding your loan repayment, it is essential to communicate directly with the lender to whom we referred you. They are responsible for providing you with all necessary payment details and support. Every lender we partner with is FCA regulated, ensuring that they adhere to the highest standards of financial practice and consumer protection.

To ensure your safety and avoid any scams, please do not make payments through unverified links or apps. Always use the official communication channels provided by the lender. If you are experiencing difficulties with their app or have not received clear repayment instructions, we advise contacting the lender directly for assistance. They are obligated to provide you with clear, secure, and accessible ways to manage your loan repayments.

We value your trust and are committed to guiding you towards secure and transparent financial solutions. If you require further assistance in identifying your lender or have any other queries, please feel free to contact us.

Kind regards,
Customer Service Team
allcreditloans.net

Rated 1 out of 5 stars

Stay away from this company

Stay away from this company - they promise to pay out but keep asking for more money upfront and ask you to pay to foreign individuals and not to the company's account. They refuse to repay your money so I have asked my bank to try to recoup it. They make out they are helping you but they are not - they are scamming you.

July 28, 2021
Unprompted review
All Credit Loans logo

Reply from All Credit Loans

Dear Alison,

Thank you for bringing this matter to our attention. We are extremely concerned to hear about your experience, and it is imperative to clarify that this situation does not represent the practices of our company.

It has come to our notice that there is an ongoing scam involving unauthorized individuals fraudulently using the allcreditloans.net name and business credentials. We have issued a formal scam alert on our website, which you can view for more information and guidance: Scam Alert - allcreditloans.net.
https://www.allcreditloans.net/scam-alert/

As a company regulated by the Financial Conduct Authority (FCA), we adhere to strict standards of conduct. We assure you that allcreditloans.net would never request upfront payments for loan processing or ask clients to transfer money to foreign individuals or accounts not officially linked to our company.

We have officially reported this fraudulent activity to the FCA. To assist in combating this scam and to protect your interests, we strongly urge you to report this incident to the police. Additionally, for any concerns regarding financial conduct and to verify the legitimacy of financial services, you can contact the Financial Conduct Authority directly at 0300 500 8082.

We take such matters with utmost seriousness and are committed to ensuring the security and trust of our clients. If there's anything more we can do to assist you or provide further clarification, please do not hesitate to reach out.

Yours sincerely,
Customer Service Team
allcreditloans.net

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Rated 4 out of 5 stars

I paid 125£ but I didn’t get any loan…

I paid 125£ but I didn’t get any loan !!! They requested more money constantly so please be careful , according the answer from the company I believe someone stolen the company’s details

June 18, 2021
Unprompted review
All Credit Loans logo

Reply from All Credit Loans

Dear Adel,

We are truly sorry to hear about your distressing experience. It's important to clarify that as an FCA regulated business, allcreditloans.net operates under strict regulatory standards and we categorically do not request any upfront payments from our clients as part of the loan application process.

Your description suggests that you have unfortunately been targeted by a fraudulent scheme where perpetrators are misusing our company's name and details. We take such matters very seriously and have already alerted the Financial Conduct Authority (FCA) about this scam.

To ensure your safety and to assist in addressing this issue, we strongly encourage you to report this incident to the police. Scams like these are not only illegal but also harm innocent individuals, and your report could be instrumental in preventing further fraudulent activities.

Additionally, for any concerns or to verify the legitimacy of financial services, you are welcome to contact the Financial Conduct Authority directly at 0300 500 8082. They provide guidance and can help clarify any doubts regarding financial transactions and company legitimacy.

We deeply regret the inconvenience and distress you have faced. Please rest assured that we are committed to assisting our clients and maintaining the highest standards of financial conduct. Should you need any further assistance or information, please do not hesitate to contact us.

Yours sincerely,
Customer Service Team
allcreditloans.net

Rated 5 out of 5 stars

All Credit Loans - My saviour!

Avoid payday loan companies who advertise to charge an insane figure in 1000 of percent APR! I went with All Credit Loans who were like the hidden gem on the web. I had to cut through all the rubbish companies on my search list before reaching them. They had much better offers from lenders.
In the end all I needed to do was fill in a form and have somebody be a guarantor for me. I got my money within a day of applying! They have been really good to me; their service is second to none. I highly recommend!

September 10, 2014
Unprompted review
All Credit Loans logo

Reply from All Credit Loans

Hi

Thank you so much for your kind words and for taking the time to share your positive experience with All Credit Loans. We are thrilled to hear that our service was able to provide you with the financial solution you needed, and that you found our process efficient and straightforward.

Your satisfaction is our top priority, and we are delighted to know that we were able to stand out as a trusted and helpful option amidst your search. Knowing that you received your funds promptly and that our service has positively impacted your financial situation is extremely rewarding for our team.

We greatly appreciate your recommendation and are here to assist you with any future financial needs. Your trust in us is invaluable, and we look forward to continuing to deliver excellent service.

Thank you once again for choosing All Credit Loans. Your success is our success!

Warm regards,
Customer Service Team
All Credit Loans

Rated 5 out of 5 stars

Provided a financial lifeline when I really needed it

Because of my poor credit history, I had been really struggling to borrow any money without being charged an unbelievable APR. However, after my dad agreed to act as a guarantor for my loan, I submitted my application and was delighted with how quickly the loan offers started arriving and how good some of the deals were. The entire process was quick and simple and everything worked just as described. Would have no hesitation recommending to my family and friends and I will be happy to use again should the need arise

August 7, 2014
Unprompted review
All Credit Loans logo

Reply from All Credit Loans

Dear Mark

We are deeply grateful for your feedback and are so pleased to hear about your positive experience with All Credit Loans. It's heartening to know that we were able to provide a financial solution that suited your needs, especially considering the challenges you faced due to your credit history.

Your experience highlights what we strive for - offering accessible, fair, and quick financial solutions. We're glad that the process was straightforward for you and that the loan offers you received were satisfactory. It's our mission to make the loan application process as seamless and user-friendly as possible.

Thank you for considering us worthy of recommending to your family and friends. This is the highest compliment we can receive, and it motivates us to continue improving our services. Remember, we are here for you whenever you need our assistance in the future.

Once again, thank you for choosing All Credit Loans. Your trust and satisfaction are paramount to us.

Best regards,
Customer Service Team
All Credit Loans

Rated 5 out of 5 stars

Were there when I needed credit *****

I was getting back on my feet business wise and really needed some help, which the bank refused. I found a guarantor to back me and was approved for the loan very quickly. Very painless, I repaid the loan early with no penalties. Would definitely recommend and use again.

August 4, 2014
Unprompted review
All Credit Loans logo

Reply from All Credit Loans

Dear David

We're truly appreciative of your feedback and are delighted to have been able to assist you during a crucial time in your business journey. It's gratifying to hear that our service met your needs effectively, especially in a situation where traditional banking options were not available to you.

The fact that you found our process quick and painless is exactly what we aim for at All Credit Loans. We believe in providing efficient, hassle-free financial solutions, and it's wonderful to know we were able to facilitate your loan with the flexibility you required, including penalty-free early repayment.

Your willingness to recommend our services means a great deal to us, and we are more than happy to be of service again should you need our assistance in the future. Your success and satisfaction are what drive us to maintain our high standards.

Thank you for choosing us and for sharing your positive experience. We wish you continued success in your business endeavors.

Warm regards,
Customer Service Team
All Credit Loans

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