Altra Federal Credit Union Reviews 

373
TrustScore 3 out of 5

3.2

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Rated 1 out of 5 stars

After being a good member for 5 years and trying to get a modest car loan the treatment was abysmal. The loan "specialist" was rude and arrogant. She only would communicate through email and wouldn't... See more

Rated 5 out of 5 stars

My experience was exceptional and cannot say enough great things about Ben Haines. I have always struggled with consistent payments and financial stability and Ben put my full trust back into Altra Fe... See more

Company replied

Rated 5 out of 5 stars

Upon entering Altra FCU in clarksville I was greeted by all the personnel. I opened an account for myself and 2 education accounts for my grandchildren. The ease and simplicity of doing so in the of... See more

Company replied

Rated 5 out of 5 stars

Altra FCU has always provided the best rates in the area, even outcompeting online-only banks, which often times have better rates (with no brick-and-mortar overhead costs). Along with great rates, I... See more

Company replied

Company details

  1. Credit Union

Written by the company

At Altra, we’re dedicated to providing the products and services you need to live your best life. If you have a dream, we’ll help you achieve it. If you have a goal, we’ll help you reach it. It’s that simple. Your life… your needs… our knowledge and experience. Together, we can make wonderful things happen.


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3.2

Average

TrustScore 3 out of 5

373 reviews

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3.2

All reviews

(373)

4 reviews in the last 12 months

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Rated 3 out of 5 stars

Added $$ to auto loans without notice

I've never had a bad experience with altra until they added $3300 to my auto loan and doubling my monthly payment which i cant afford and with no notice so I can fix my auto insurance!! Something so simple to fix and instead of giving me notice I get screwed! So thank you altra!

January 1, 2024
Unprompted review
Altra Federal Credit Union logo

Reply from Altra Federal Credit Union

Shawna,
Without knowing more information, it sounds like you may have had Collateral Protection Insurance (CPI) added to your auto loan. We just need to verify you have of proof of insurance and we should be able to refund the charges. Please give us a call at 1-800-755-0055 to rectify. Thank you!

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Rated 3 out of 5 stars

Remote Deposit Not Working

Currently, Altra has an issue with their remote mobile deposit banking app that "only affects a small amount of certain Android users". I found out this "small amount" is about 35% of their users. Altra elected not put a splash banner out on their website notifying affected users of this issue. The only way I found out was when I attempted to deposit a check. I do not live in state and have limited ways to deposit a check remotely. I depend on this feature and the transparency from the credit union to notify me of when there's an issue that could potentially affect me. This has been going on for at least a month and they might have a fix in place sometime this month. How will I know when it's fixed? I just have to keep trying until it finally works. I'm currently shopping for a new deposit financial institution.

December 7, 2023
Unprompted review
Altra Federal Credit Union logo

Reply from Altra Federal Credit Union

Darel,
We understand the frustration this has caused our members. We are actively working on a fix for this and testing it this week. An update should be available in the app soon and you will be notified to complete the update. Thank you for your patience! Please let us know if we can assist you in the meantime!

Rated 5 out of 5 stars

Prompt and helpful service

Prompt and helpful service. Employees are always friendly! They always make you feel welcome.

December 21, 2023
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Reply from Altra Federal Credit Union

We appreciate the kind words, Marilyn! Thank you for choosing Altra!

Rated 5 out of 5 stars

Always very helpful in answering or…

Always very helpful in answering or solving whatever questions we have. We've been banking with them for about 50 years now. Every loan has been through Altra, formerly Trane Credit Union.

December 20, 2023
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Reply from Altra Federal Credit Union

Thank you Daniel and Dianne for your loyalty to Altra throughout the years! We sincerely appreciate your business and wish you a Happy New Year!

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Rated 5 out of 5 stars

Aways polite and friendly service

Aways polite and friendly service. I do like whats offered at Altra. The only negitive, would be the lack of in person bankin on the south or east side of Rochester.

December 21, 2023
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Reply from Altra Federal Credit Union

Hi Jerry! We're happy to hear you are satisfied with the service received at Altra. We do have people inside our Rochester 19th St. office during business hours, so if there is anything we can help you with, feel free to stop in!
Thanks for choosing Altra!

Rated 3 out of 5 stars

Fees at ATM

Kwik Trip doesn't charge a fee to use its ATM, but Altra has to tack on a fee. That stinks. First of all, Altra's Onalaska location is terrible. Tricky to enter the lot and tricky to exit the lot because of traffic and the crazy way so many people drive. I asked for an ATM location at the Oak Forest location, but my request was ignored. So to circumvent Altra's lack of concern for me, I simply get $500 of 20s so I have a supply of change on hand. There are numerous financial institutions in the area and I'm shopping.

December 21, 2023
Altra Federal Credit Union logo

Reply from Altra Federal Credit Union

Charles,
Thank you for this feedback. I wanted to ensure you knew how Altra ATM fees work. You do get 3 non-Altra ATM withdrawals free per month with your A+ Checking account. We will also refund up to $20 in fees each month if you meet the 4 monthly A+ requirements. I have not seen any Altra ATM fees on your account besides a balance inquiry fee at Kwik Trip in the last year. We do suggest checking your balance online or on our mobile app or skipping this screen to avoid this fee at non-Altra ATMs. Altra ATM's do have 4 denominations to choose from as well so you can get $100's instead of $20s if you'd like.
If there is anything else we can assist you with, please feel free to give us a call at 1-800-755-0055.
Thank you for choosing Altra!

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Rated 5 out of 5 stars

I was helped with a billing update/…

I was helped with a billing update/ issue with Jeri Lee Weigel​​​​. She was a GEM to work with. Provided me with options to get me setup and saved me additional charges to ensure I wouldn’t miss a payment. Folks like Jeri should always be highlighted, someone who takes care of the task at hand with a great warm welcoming attitude!

November 28, 2023
Unprompted review
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Reply from Altra Federal Credit Union

This is so great to hear, Robert! Thank you for sharing about your experience with Jeri Lee. We are lucky to have her on the Altra team! Thank you for your business with Altra!

Rated 5 out of 5 stars

Competitive rates

Competitive rates and anytime I have called (1800 or the local banks, either one) for help, I have always gotten it. Decent support, the only gripe I have is that my closest bank location never keeps its people long. I have stopped even TRYING to memorize the names of the latest staff, lol
Love what they do for community outreach, I would like to see more businesses helping the local area.

November 23, 2023
Altra Federal Credit Union logo

Reply from Altra Federal Credit Union

Thank you for the feedback! We appreciate your loyalty to Altra!

Rated 2 out of 5 stars

Standard banking but archaic mobile app

In terms of banking it’s fairly standard as other banks. My issue is their app. If you go to their reviews on apple, you will see what I mean.

Constant connection errors, sometimes multiple times a day. Issues with the app not allowing logging in or being logged out.

Along with the app failing to meet the most basic of modern day banking app necessities. No mobile alerts for authorized or unauthorized purchases, no alerts for deposits or withdrawals and no virtual card option. These issues remain unchanged even though they’ve been occurring for more than 2 years.

Acknowledgment then ignorance is how these matters have been handled as reviews continue to come to be posted monthly on the apple App Store. It’s become apparent that they will continue negligent behavior as that is the pattern they’ve chosen to display. Ask yourself as a company why you continue to fail at meeting the expectations of your customers and why you continue to do nothing about it.

These issues should not be treated as inconveniences from your customers, but rather as an opportunity to demonstrate your ability to separate yourselves from other banks by resolving them and show you care about the people who keep the lights on in your offices.

November 22, 2023
Unprompted review
Altra Federal Credit Union logo

Reply from Altra Federal Credit Union

Hello,
Thank you for the feedback in regard to our Mobile App. We have experienced quite a bit of down time lately due to a credential stuffing attempt, but because of the security measures we have in place, no accounts have been compromised. It is necessary to remain offline until all updates and enhancements are completed to ensure our member's online security. We are currently working on more updates to allow a better user experience and parity between online and mobile banking. Thank you for your patience and understanding as we work on these items. We appreciate your business at Altra!

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Rated 5 out of 5 stars

Upon entering Altra FCU in clarksville…

Upon entering Altra FCU in clarksville I was greeted by all the personnel. I opened an account for myself and 2 education accounts for my grandchildren. The ease and simplicity of doing so in the office made me feel confident about choosing Altra for local banking. Later that year I up graded one child's account and opened a savings and checking for my grandson who needed a bank in town. Altra has been most helpful and provide the tools I need to get my banking needs done. Thanks to the staff at Clarksville branch.

August 1, 2023
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Reply from Altra Federal Credit Union

This is so great to hear, Bill! Our Clarksville team is one of a kind! We're so happy you chose Altra for your grandson's financial. We're always here to help so please feel free to reach out! Thank you!

Rated 1 out of 5 stars

I had the worst experience with a…

I had the worst experience with a teller. Spoke to someone at another branch office. Was told i was going to receive a call back. Never received one. i called back was put through to someone. Received a call back and she tells me”that’s on me”, with regards to not reaching out or being diligent. Explained how i was made to feel devalued, said that was terrible , -again,”that’s on me”, and continues to devalue me. The called was made at 6 pm as i was cooking dinner and rather than attempt to make the customer feel heard, proceeds to argue. it’s like she called to upset me more and did not care to think of her words and their impact. horrible.

October 7, 2023
Unprompted review
Altra Federal Credit Union logo

Reply from Altra Federal Credit Union

Melissa,

Thank you for providing more information so we can research your account. I understand the situation at the branch was not handled appropriately and we apologize for that. We will use this situation as a coaching opportunity and learn from our mistakes. Please reach out to us if you have any questions about what we can do with your card for a cash advance. We appreciate your business with Altra!

Rated 5 out of 5 stars

My routing number was compromised on my…

My routing number was compromised on my checking account. I have had this same checking account for over 20 years. I was devastated. The fraud department was very helpful in getting a new checking account opened. The lady I spoke with was very patient and walked me through each process. I am forever grateful. She always was able to get the funds compromised transferred back to my account the same day. She told me she would watch my account to make sure paychecks were deposited to the correct account. It feels good knowing someone is watching out for you!

November 17, 2023
Altra Federal Credit Union logo

Reply from Altra Federal Credit Union

Thank you for this kind feedback, Jennifer! We're sorry the fraud occurred but please know we're always here to help you! Thank you for choosing Altra!

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