Altra Federal Credit Union Reviews 

373
TrustScore 3 out of 5

3.2

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Rated 1 out of 5 stars

After being a good member for 5 years and trying to get a modest car loan the treatment was abysmal. The loan "specialist" was rude and arrogant. She only would communicate through email and wouldn't... See more

Rated 5 out of 5 stars

My experience was exceptional and cannot say enough great things about Ben Haines. I have always struggled with consistent payments and financial stability and Ben put my full trust back into Altra Fe... See more

Company replied

Rated 5 out of 5 stars

Upon entering Altra FCU in clarksville I was greeted by all the personnel. I opened an account for myself and 2 education accounts for my grandchildren. The ease and simplicity of doing so in the of... See more

Company replied

Rated 5 out of 5 stars

Altra FCU has always provided the best rates in the area, even outcompeting online-only banks, which often times have better rates (with no brick-and-mortar overhead costs). Along with great rates, I... See more

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Company details

  1. Credit Union

Written by the company

At Altra, we’re dedicated to providing the products and services you need to live your best life. If you have a dream, we’ll help you achieve it. If you have a goal, we’ll help you reach it. It’s that simple. Your life… your needs… our knowledge and experience. Together, we can make wonderful things happen.


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3.2

Average

TrustScore 3 out of 5

373 reviews

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3.2

All reviews

(373)

4 reviews in the last 12 months

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Rated 5 out of 5 stars

Bari Owen is AMAZING!

Bari Owen helped me with a debt consolidation loan today and it was SO QUICK AND EASY! She was able to get me an amazing rate and within an hour of walking into the branch, I had e-sign documents sent to me to sign and send back. Give that woman a raise! So friendly and personable, treated me like family and truly wanted to help me.

May 22, 2023
Unprompted review
Altra Federal Credit Union logo

Reply from Altra Federal Credit Union

We agree, Bari Owen IS amazing! Thank you so much for sharing your experience with her! We appreciate your business with Altra!

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Rated 5 out of 5 stars

Kathy Vongroven - highly recommend

Kathy Vongroven was very helpful and patient with my mother. Kathy was knowledgeable about the different types of accounts and knew exactly what I wanted for my mom. I had a few questions that she had to follow up on for me. She was timely in her response. Kathy went above and beyond!

April 26, 2023
Unprompted review
Altra Federal Credit Union logo

Reply from Altra Federal Credit Union

Thank you so much for sharing your experience with Kathy! We are lucky to have her on the Altra team! Thank you for being a valued Altra member!

Rated 5 out of 5 stars

Melody

Melody, my personal banker, was outstanding in every way. She has a dynamic personality and is kind, patient, and filled with knowledge. She is a student of her profession and knows it well. I'm so happy that she was the person who helped me open my personal and business checking accounts.

May 17, 2023
Altra Federal Credit Union logo

Reply from Altra Federal Credit Union

Thank you for sharing your experience with Melodie, Robert! We are lucky to have her on the Altra team! Thank you for being a loyal member!

Rated 5 out of 5 stars

Loan

The question was answered right away and money deposited within a hour of talking with the representative.

April 27, 2023
Altra Federal Credit Union logo

Reply from Altra Federal Credit Union

Thank you for sharing your experience, Kelly! We appreciate you choosing Altra!

Rated 1 out of 5 stars

Access to my account

Hello , I am not able to access neither my statement nor my account with Altra .I already have sent an email to members services on March 28th and still did not receive any reply .As well I cannot download the app .
Thanks to advise how to have access to my account .
Albert Haykal

March 28, 2023
Unprompted review
Altra Federal Credit Union logo

Reply from Altra Federal Credit Union

Albert, our apologies if your message was not responded to. Please give our Member Contact Center a call at 1-800-755-0055 between 7:30am-6pm cst Monday-Friday to get your online account unlocked and assist with getting your statements. Thank you for choosing Altra!

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Rated 1 out of 5 stars

Negative 10 stars at best. Place is terrible.

Absolutely worst bank I have ever dealt with. I have never seen such Absolutely terrible customer service along with online banking. I will never have a loam though here again. And I promise to spread the news to everyone I know and also the dealership I went through are also being made aware of such terrible establishment. I have tried to make a payment on my loan and can not get any help on how to. I have tried online and that does not work. I have requested multiple phone calls and have not received those. And now recently they just emailed me and said my account as been reported late and sent to collections.

May 6, 2023
Unprompted review
Altra Federal Credit Union logo

Reply from Altra Federal Credit Union

Alex,
We are unsure of your specific account details but want to help. Please give us a call at 1-800-755-0055 between 7:30am-6pm cst so we can assist you. Thank you!

Rated 5 out of 5 stars

Russell Barclay made my first banking…

Russell Barclay made my first banking experience so easy and understandable, he's very knowledgeable and answered all my questions and concerns, and I have now Refer family and friends to him for there first time banking experience.Thank you Russell Barclay for the very professional and great service

May 3, 2023
Altra Federal Credit Union logo

Reply from Altra Federal Credit Union

This is so great to hear, Allen! Thank you for sharing your experience with Russell! We're glad you chose Altra to help you live your best life!

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Rated 5 out of 5 stars

5 star customer experience every time

We do all of our banking and mortgage/loans through Altra. The customer experience is truly the best my family has ever had the pleasure of working with. Recommend them to everyone.

April 28, 2023
Unprompted review
Altra Federal Credit Union logo

Reply from Altra Federal Credit Union

Thank you for the kind words, Joe! We're happy you chose Altra to help you live your best life!

Rated 1 out of 5 stars

I have been a 30 year Altra credit…

I have been a 30 year Altra credit union customer with boat loans, LOC, commercial loans, credit cards and 30 years of working with the credit union. I think it is pretty ridiculous that because I prefer a paper statement they want to charge me $3.00 per month. We will see if someone is empowered to fix this.

I called to talk to an Altra associate about this, and during the call I got disconnected. When I called back and asked for the person I was talking to, I was told they just went to lunch. Who does that?....unless they really don't care about the customer.

April 17, 2023
Unprompted review
Altra Federal Credit Union logo

Reply from Altra Federal Credit Union

John,
Thank you for the feedback. We will use your call for a coaching opportunity. Thanks for choosing Altra!

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Rated 3 out of 5 stars

No 24hr support

No 24hr support. Difficult to contact them.

April 12, 2023
Unprompted review
Altra Federal Credit Union logo

Reply from Altra Federal Credit Union

Hi Kevin,
Altra's Member Contact Center is open Monday-Friday, 7:30am-6pm cst and you can always send us a message from your online banking that we would address the next business day. If you have any questions or issues with any debit or credit cards, there is a 24/7 support number to call on the back of the cards. Thanks for choosing Altra!

Rated 1 out of 5 stars

No support after 6:00pm...can't even…

No support after 6:00pm...can't even reset your password...I hate this place...I wish I wasn't locked in!!!

April 11, 2023
Unprompted review
Altra Federal Credit Union logo

Reply from Altra Federal Credit Union

Hi Patrick,
You can always reset your password at login but if you are locked out, yes, you would need to call us before 6pm, Monday-Friday. If you have any other questions about your account, please feel free to contact us at 1-800-755-0055.
Thanks for choosing Altra!

Rated 5 out of 5 stars

Altra Federal Credit Union cares about…

Altra Federal Credit Union cares about all aspects of their costumers needs. I feel very safe with all my finances with the staff at Altra!

April 4, 2023
Unprompted review
Altra Federal Credit Union logo

Reply from Altra Federal Credit Union

That's so great to hear, Terry! Thank you for choosing Altra!

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Rated 5 out of 5 stars

Kim Goode is the best

Kim Goode is the best. She is prompt and communicated what I needed every step of the way towards my auto loan. Nice and pleasant to work with! I will recommend her and Altra FCU to everyone!! Thank you!

March 22, 2023
Unprompted review
Altra Federal Credit Union logo

Reply from Altra Federal Credit Union

Yonna,
Thank you so much for sharing the experience you had with Kim! She is an asset to the Altra team for sure! We appreciate you choosing Altra to help you live your best life!

Rated 1 out of 5 stars

Find a REAL Credit Union elsewhere.

This organization should rename itself "Neurotic Credit Union". I opened my account online and followed/submitted all of their requests, but that simply wasn't enough! They wanted even more information from me and blamed it on the extensive fraud that apparently runs rampant through the country. They conveniently ignored the fact that I had already given them everything they asked for. I had no choice but to comply with their ridiculous request and they eventually opened the account. The debit card I requested took an absolute eternity to be mailed to me and then I attempted to add the card to GPay, but lo and behold you have to get this credit union's 'approval' to do so. This feat required making an actual call to their pokey, overwhelmed "customer service". A few weeks later, I wanted to add Gpay to my new smartwatch-but this too required yet another call to their lackluster customer service. My POV is this credit union wants to be "big brother", doing their best to prevent you from using your own money. Incidentally, most reputable credit unions post direct deposits the moment they receive them-but NOT Altra. They behave like a standard retail bank (shudders!) in this regard and deny you access to your money that they blissfully hold hostage until the very last moment. Maybe the name "Awful Credit Union" was already taken. I certainly have given up on all their overwhelming, unnecessary obstacles and will do business elsewhere.
Update: 04/05/23 Shortly after I posted this review, Altra requested TrustPilot force me to identify myself which I did. Now Altra is claiming they're sending me a "private message". I think this shows that they cannot (or will not) dispute or debate any of my assertions for everyone to see. They simply wanted to know who I was. A sad statement indeed!
Update #2, 04/05/23
In Altra's published response, does anyone see the fact they did not address the fact that they withhold direct deposits until the effective date? As I stated previously, this is the behavior of a standard, run-of-the-mill retail bank. I think Altra simply masquerades as a credit union.
Update #3, 05/01/23 Altra received my direct deposit on Friday, April 28th. As of this writing, they continue to show it as 'pending' meaning that I have no access to it. Most reputable credit unions do not do things this way; REAL credit unions post direct deposits the moment they receive them. I strongly encourage any reader NOT to do business with Altra as they care only about themselves and their wealthy clients.
Update #4, 05/01/23
Altra's response today is a flat out lie. For over two decades, I did business with a credit union in upstate New York (GPO) which posted direct deposits the moment they received them. In addition, I worked for a retail bank for over two decades. Sadly for Altra, I know how all this works. What Altra is doing is posting the direct deposit on the "effective date" (the last legal date they have to actually post it), NOT when they actually receive the funds. This "the third of the month, blah blah" is absolute doublespeak. Why would Altra only receive "information" about a future direct deposit? In order to vacuum the floor and clean the windows? Altra, do you really think your clients are that stupid? In reality, you have my actual direct deposit and are holding the funds thus depriving me access to my money. What are you currently doing with my money? Gosh, Altra-you're shamelessly lying to me and any reader of this review. Is this the absolute best you can do? Honesty is certainly not your strong suit! For dear readers of this sad saga: I could not stop my direct deposit from going into Altra for the month of May. This has been resolved and I have opened an account with a local credit union (Fortera) that actually tells the truth AND posts direct deposits the moment they receive them. The month of May will be the finality of dealing with the pathetic excuse of a credit union (in name only) called Altra. With the myriad of problems affecting financial institutions these days, one should be very careful in where they place their money.

February 13, 2023
Unprompted review
Altra Federal Credit Union logo

Reply from Altra Federal Credit Union

Robert,
I appreciate you responding to the request to provide more information so we could identify your account and can understand the concerns you left on the review.

I understand you recently opened your Altra account online and were asked to provide more information to verify your address. As you know, fraud is on the rise and if things don’t match exactly with our automated approval system, additional information is required to proceed. It appears you sent us what we needed and I’m happy to see the account was approved. Please know we do not take your comments lightly and are always looking at ways to improve our processes. If you have any suggestions for that, please let me know.

You also expressed frustration with our Google Pay approval process. Again, due to the potential of fraud, all new members are asked to call in to verify the request. We take our member's security very seriously and just want to ensure it was you that requested the activation.

We hope you continue your membership with us and let us know if we can further assist you by calling our Member Contact Center at 1-800-755-0055.

Thank you for choosing Altra!

Updated response 5/1/23:
Robert,
Altra received the information about your Direct Deposit on 4/28 but the funds will not be here until 5/3 and be made available to you at that time. You are on the 3rd of the month schedule it looks like. I assure you we make the funds available as soon as we have them.

Rated 1 out of 5 stars

Altra Credit Union Loan ... Bad Experience!

In February I received a letter stating that Altra does not have record of my insurance policy for a boat I purchased and fully insured in Jan 2022 .In the letter they encouraged me to fill the policy information online with proof of insurance. I found the insurance policy in my file with the latest policy statement and filled out the information. This is likely where things went south as I just pulled the latest renewal from the file and put in the current 12 month policy dates. I interpreted the notice to indicate that I needed to provide current coverage information, assumed they had the previous year with my initial boat purchase. I then received a letter a few weeks later stating that I needed to provide proof for the last two months of 2022 or $1150 would be added to my loan. I called my insurance agent and they contacted Altra with the information, which the letter indicated was another option instead of online. At that point I thought the issue was resolved, until I received a final notice letter in the mail today stating that I have 10 days from the postmark on the envelope to provide proof of insurance or $1150 will be added to the loan. I called Altra, but it was a 3rd party Altra has contracted to manage insurance. They said there was no record of an update from my insurance company. Called my insurance company again and hopefully this gets resolved. I'll be sure and get a written response this time. This is not what I expect from a local Credit Union and I will no longer just automatically go to Altra for my future banking needs.

March 28, 2023
Unprompted review
Altra Federal Credit Union logo

Reply from Altra Federal Credit Union

James,
I can assure you everything is taken care of now with the proof of insurance needed for your loan. We apologize for any frustrations this has caused, but there have not been any charges assessed and your insurance is verified. If you have any further questions about this or anything else, we're here to help! Please give us a call at 1-800-755-0055. Thanks for choosing Altra!

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