Ambient Wealth Management Reviews 

I now understand tax and investment in both the UK and Spain thanks to Josh who has been brilliant at explaining the benefits and consequences of different courses of action and how to maximise my income.

Josh has been my financial adviser for several years now, and I have been very pleased with his services over that time. You feel you are in good hands with Josh - he is reliable, available, proactive in finding the best financial solutions to meet your needs, and operates with a conscientiousness that really inspires confidence. And, not least, he's a pleasure to deal with on the phone!
I have no hesitation in recommending the services of Ambient Wealth.

Josh has been a great financial advisor for me, always happy to discuss options, clarify financial information, and simplify jargon. He had a no nonsense approach which is really refreshing as I’m pretty allergic to BS. Along the way he has always been available when I needed to catch up with him and been able to provide answers to my questions.
I would definitely recommend him to anyone looking to cut through the complexity of financial planning.

Josh Williams has been my financial adviser and wealth manager for the last six years. He expertly managed turbulent market times and periods of transition. He is very knowledgeable about retirement and fund management options, tax, and compliance with Spanish regulations for Overseas Pensions. He is patient, compassionate, with a great deal of integrity. I cannot recommend him and Ambient enough!

My wife and I found Josh Williams 2 years ago via an internet search for a specialist financial adviser for ex-pats living in Spain. What a lucky day that was for us, he's given us excellent advice ever since. He's very efficient, you never need to chase him up about anything, he's always on the ball. I would thoroughly recommend Josh and Ambient Wealth Management without hesitation.

From the very first contact with Josh I have found him to be thorough, transparent and highly professional. He is a very knowledgeable person who has never failed to answer any questions promptly, honestly and in clear language that is easy to understand. He also takes the time to explain, what can be complex information, in a clear and concise manner and makes sure that this is fully understood. Josh is highly experienced in both the Spanish and English financial systems so understands easily what is best for the individual to match their financial requirements and to be able to recommend the most tax efficient products.

From my own experience with Ambient Wealth I would not hesitate in recommending their services.

Josh Williams of AWM is a professional that operates with complete integrity. He is a subject matter expert and transposes his knowledge to his clients in a structured and professional manner. Continued client retention and referals demonstrates his ability to build career long relationships that are solidified by unwavering trust.

i met Josh through a friend of mine whom josh was taking care of her financial matters.
i asked him for some advice of financial matters and opening accounts, very efficient, knowledgable and well informed young man , who i will be working with in the future,

The experience with this company is top drawer. Trust and honesty is key with your finances and the company helps in all aspects of the different processes and transparency is 100%. Listening to your needs is also important and they understand that my needs change as I get older and my family needs changes. I thoroughly recommend Ambient for your wealth management.

When we moved abroad we were very skeptical about organising financial affairs, we simply did not know who to trust. We spoke to many financial advisers across Europe who didn’t have the personal touch we wanted from someone who’ll be next to us for decades to come.
We were eventually recommended to contact Josh Williams. We had several conversations, where Josh collected information in order to guide us on what we could and couldn’t do. He performed his analysis on our situation and recommended his solutions. We now have a clear picture of our future, and are organised correctly for tax reasons, with investment growth being very good also!
Josh has always listened and acted upon our needs. I would not hesitate in recommending Josh to anyone in a similar position.