Been saving with Atom for about 5 years now. Safe, reliable, easy to manage and consistently good rates of interest on their savings products. Their interest rates are no longer the best in the ma... See more
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Review summary
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Currently using Atom Bank for fixed rate savings. The app is straightforward and easy to use and you are notified in plenty of time before maturity to decide on your options. Will definitely continue... See more
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Easy and quick to open accounts. Very competitive interest rates offered and everything you need to keep track on the banking app. The whole service inspires confidence as a saver. Have been a custome... See more
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I’ve been using Atom for my ISA and savings for a few months now, it was recommended by my daughter who had her mortgage with them and because of that had been able to pay it off early! My financial... See more
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Company details
About Atom bank
Written by the company
We’re the UK's first app-based bank and we’re making banking easier, faster and better value. Founded in 2014, we're on a mission to change banking for good, putting our customers at the heart of everything we do.
We're proud to offer simple and secure products designed to help you make the most of your money. Whether you're looking to grow your savings, get a competitive mortgage or secure a business loan, our first-class app and award-winning UK-based customer support team are here for you seven days a week.
We believe banking should be effortless. That's why our app is built with intuitive features and robust security, offering biometric login, real-time notifications and FSCS protection to keep your money and data safe. We don't have expensive branches, so we can focus on delivering better rates and a seamless digital experience.
Experience banking that works for you.
FSCS Protection
Your money will be covered by the Financial Services Compensation Scheme (FSCS), which means your deposits are protected up to £120,000.
Contact info
The Pattern Shop, NE1 3PD, Newcastle upon Tyne, United Kingdom
- 0333 399 0050
- customer.operations@atombank.co.uk
- atombank.co.uk
Easy Access Cash ISA
4.8
Excellent
21K reviews
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The app is so easy to use and their…
The app is so easy to use and their current interest rates are better than most Banks other Bonds and ISAs.
July 25, 2026
Reply from Atom bank
We're so pleased you find our app easy to use and appreciate our competitive interest rates compared to other options. Thank you for your positive feedback! JR
Easy to open accounts and great app
July 27, 2026
Reply from Atom bank
We're so pleased to hear you found opening accounts easy and are enjoying our app. Thank you for your positive feedback and the 5 stars! JR
End of fixed rate bond
End of fixed rate bond and transfer to new option very simple and hassle free. Decent rate offered on new bond.
July 26, 2026
Reply from Atom bank
We're so glad to hear that your fixed-rate saver transfer was simple and hassle-free, and that our new fixed saver option met your expectations. Thank you for your kind words! JR
Great interest rate and as an existing…
Great interest rate and as an existing subscriber very easy to open a new account
July 27, 2026
Reply from Atom bank
We're so glad you found our interest rates great and that opening a new account as an existing customer was very easy. Thank you for your positive feedback! JR
Really easy to set up my savings…
Really easy to set up my savings account plus an excellent rate too. Kept informed at every step. Easy to use app.
July 29, 2026
Reply from Atom bank
We're so pleased you found setting up your savings account easy and appreciate the excellent rate. It's great to hear you were kept informed and find our app easy to use! JR
So easy and simple to navigate so far a…
So easy and simple to navigate so far a great experience
July 28, 2026
Reply from Atom bank
We're so pleased to hear you found our service easy to navigate and that you've had a great experience so far. Thank you for your positive feedback! JR
Reply from Atom bank
We are so pleased to hear that you find our app easy to navigate and straightforward. Thank you for your wonderful 5-star review! JR
Simple website to set up new savings…
Simple website to set up new savings account and competitive interest rate
July 24, 2026
Reply from Atom bank
We are so pleased to hear you found our app simple for setting up your new savings account and appreciate our competitive interest rate. Thank you for your feedback! JR
So far experience has been straight…
So far experience has been straight forward with registration and setting up accounts
July 28, 2026
Reply from Atom bank
We're so glad to hear that your experience with registration and setting up accounts has been straightforward. Thank you for your positive feedback! JR
Opening and transferring money into…
Opening and transferring money into this online bank couldn't have been any easier. It took minutes. The app is clutter free and simple to use.
July 22, 2026
Reply from Atom bank
We're so happy to hear that you found opening and transferring money into your account to be a quick and easy process. It's great that you appreciate our app's simple and clutter-free design! JR
Great banking experience
Great banking experience, easy to set up , easy to access online , great interest rates. My only negative is you can only bank 100k
July 28, 2026
Reply from Atom bank
We're happy to hear you find our banking experience great and easy to use! We appreciate your feedback regarding the banking limit. JR
Just easy to use once set up
Just easy to use once set up, although not the best rates, very competitive, trusted site.
July 26, 2026
Reply from Atom bank
We appreciate your positive feedback and are happy to hear that you find our site easy to use and trustworthy. Thank you for your review! JR
Simple straightforward and quick
Simple straightforward and quick. Decent rates and products
July 28, 2026
Reply from Atom bank
We're so pleased to hear you found our service simple, straightforward, and quick! Thank you for your kind words about our rates and products. JR
Reply from Atom bank
We're so glad you found opening an account to be a straightforward and easy process. Thank you for your positive feedback! JR
Very simple App easy to use and quick…
Very simple App easy to use and quick to set up. Overall it’s been a positive experience
July 28, 2026
Reply from Atom bank
We're so glad you found our app simple, easy to use, and quick to set up. Thank you for your positive feedback! JR
Good interest rates and good customer…
Good interest rates and good customer communication
July 28, 2026
Reply from Atom bank
We're so pleased to hear you're happy with our interest rates and the communication you've received from us. Thank you for your positive feedback! JR
A really good all round Internet bank
I've been with Atom for a number years now and have always been happy with the service they provide. As a result I have opened a few different accounts with them and the rate is always up with the best rates around. They are easy to contact and are friendly and helpful when I have any questions. App is secure and I can use it confidently to check balances. Now advising other family members to join Atom Bank and reap the benefits.
July 28, 2026
Reply from Atom bank
We are so pleased to hear about your long-standing positive experience with us. It's wonderful to know that our competitive rates and accessible, friendly service have met your expectations over the years. We truly appreciate you trusting us with multiple accounts and feeling confident in the security of our app for managing your balances. Your recommendation to family members is a big compliment, and we are grateful for your loyalty and support. We look forward to continuing to provide you and your family with excellent service. JR
Easy to open a 1 year fixed rate bond.
Easy to open a 1 year fixed rate bond.
One of the TOP interest rates in the market
July 20, 2026
Reply from Atom bank
We're so pleased to hear that you found opening a fixed rate bond straightforward and that you appreciate our competitive interest rates. Thank you for your positive feedback! JR
Great app easy to use
I have been saving with Atom for 5 years now. Can’t fault them, great communication, easy to use app, great product choice and excellent interest rates.
Would thoroughly recommend.
Only issue is the need for 24 hour contact number incase of phone theft etc!!
July 26, 2026
Reply from Atom bank
We're so pleased to hear you've had such a positive experience saving with us over the past five years! It's great to know you find our communication, app, product choice, and interest rates to your satisfaction. We appreciate your recommendation and will certainly take your feedback about a 24-hour contact number into consideration. JR
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