AutoRate Reviews 

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Company details

  1. Insurance Broker
  2. Insurance Agency

Written by the company

AutoRate is an independent auto insurance comparison platform owned by Consumers First Insurance, a small, locally owned insurance agency based in Arnold, Missouri. AutoRate helps drivers explore estimated rate ranges, understand coverage options, and connect with a licensed insurance agent for personalized assistance. AutoRate does not sell insurance directly and does not sell or resell consumer data. When a quote request is submitted, customer information is shared with one independent, licensed insurance agent rather than being distributed to multiple agents or call centers. This approach is designed to reduce spam, unwanted outreach, and confusion, while providing a more personal, one on one experience for consumers. The licensed agent assigned through AutoRate can assist with comparing coverage options from multiple insurance carriers, explaining policy details, and answering questions throughout the shopping process. Agents also provide ongoing support, including the ability to re shop insurance at renewal to help ensure coverage and pricing remain competitive over time. AutoRate focuses on transparency, education, and long term relationships rather than high volume lead distribution. The platform is designed to complement agent expertise, not replace it, combining online tools with human guidance to simplify insurance shopping. AutoRate serves drivers in multiple states and works exclusively with licensed insurance professionals who meet state regulatory requirements.


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