AXA Health Reviews 

21,836
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Evaluating 5,961 reviews, reviewers had a great experience with this company. Customers frequently mention that the support staff are exceptionally helpful, polite, and professional during medical consultations, providing reassuring guidance when it is needed most. People deeply appreciate the remarkably smooth and efficient processes experienced when managing health policies and arranging necessary medical treatments quickly. Some reviewers were not happy with the slow claim processes and unexpected delays in receiving authorization for various medical treatments. Consumers also noted frustrating challenges regarding communication, mentioning that it was frequently difficult to reach advisors and obtain prompt updates on ongoing cases.

What people talk about most

Service

People report positive experiences with service, highlighting fast approvals and helpful staff. Reviewers... See more

Staff

Consumers find staff to be positive, helpful, and professional throughout their interactions. Reviewers... See more

Customer service

Reviewers highlight positive aspects of customer service, noting that staff are consistently friendly,... See more

Response time

Customers consistently note ambiguous experiences with response_time. While many reviewers praise the prompt... See more

Claim

Customers had ambiguous experiences with claim processing, reflecting a lack of consistency. Many reviewers... See more

Reviews shaping this summary

Rated 4 out of 5 stars

When I contacted AXA was advised that my plan was an old one and New plans offered wider cover at a slightly reduced premium. The advisor was very thorough going through all the options. Would have... See more

Company replied

Rated 4 out of 5 stars

Time can be of the essence where some health conditions are concerned, and thanks to AXA time was of little concern and things moved very quickly. As a result of a combination of parties, AXA included... See more

Company replied

Rated 4 out of 5 stars

Everything went smoothly. Only issue was that operation code did not match the system so there was a slight delay. Hospital, staff, consultant and follow up were all excellent.

Company replied

Rated 4 out of 5 stars

I love the virtual lucy access and use it frequently because trying to get appointments at my own doctors is almost impossible. Recently used Axa for help with a knee issue. Scan was quickly booked,... See more

Company replied


Company details

  1. Health Insurance Agency

About AXA Health

Written by the company

Father teaching his daughter how to stake We are AXA’s health and wellbeing specialists

We all love to feel cared for. From steady acts of support to that feeling of being truly listened to.

We help our members access the support and healthcare they need quickly. From diagnosis and treatment, to guidance and tools that can help you manage your health every day - not just when there's a problem.

We were founded by doctors and hospitals working together to give more people better access to healthcare. In the 86 years since, we’ve grown to become part of one of the biggest insurance groups in the world.

With that comes expertise and experience in how best to support our members - and a commitment to putting their health first. Care goes beyond fast access to appointments and treatment. It's about being heard, understood and supported.

Find out more about the care that goes into our cover.

Woman sitting in a chair drinking a cup of coffee

Contact info

4.1

Great

TrustScore 4 out of 5

22K reviews

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4.1

All reviews

(21,836)

5,968 reviews in the last 12 months

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Rated 5 out of 5 stars

In safe hands

I have used AXA Health twice before and they have always been efficient and helpful.

July 3, 2026
AXA Health logo

Reply from AXA Health

Good morning,

We are happy to hear that you had a positive experience with our team. We appreciate you taking the time to share your feedback.

Kind regards, Jess

Rated 1 out of 5 stars

Awful response times

AXA Health used to be great but recent turn around times have become appalling. I have to chase by phone as messages go weeks over estimated response time in the portal. It is such a shame,.

August 19, 2026
Unprompted review
AXA Health logo

Reply from AXA Health

Hi, Lara

We are sorry to hear you have been left feeling this way. If you would like us to look into anything further for you, please contact us directly at onlineresponseteam@axahealth.co.uk

Kind regards, Jess

Rated 5 out of 5 stars

Sympathy

The member of staff I dealt with was friendly and knowledgeable

August 17, 2026
AXA Health logo

Reply from AXA Health

Hi, Katherine

We are happy to hear that you had a positive experience with our team. We appreciate you taking the time to share your feedback.

Kind regards, Jess

Rated 5 out of 5 stars

Excellent service

Excellent service , prompt phone answering amd understanding of what I needed, answered all my questions and prompt approval

August 10, 2026
AXA Health logo

Reply from AXA Health

Hi, Alison

We are happy to hear that you had a positive experience with our team. We appreciate you taking the time to share your feedback.

Kind regards, Jess

Rated 5 out of 5 stars

Never let us down and I’ve used the…

Never let us down and I’ve used the service a number of times now as have my son and daughter.

August 19, 2026
AXA Health logo

Reply from AXA Health

Hi, Lynne

We are happy to hear that you and your family have had positive experiences with us, we appreciate you taking the time to share your feedback.

Kind regards, Jess

Rated 1 out of 5 stars

Poor service

Poor service. Rang for next level up renewal which will start 30/9/26. I was told I will have to pay £500 on 2/9/26 because ice rang early. Assistant would not listen I’ve rang early to schedule renewal from when current one ends.

August 19, 2026
AXA Health logo

Reply from AXA Health

Good morning,

Thank you for taking the time to provide your feedback. Your complaint has been logged and our customer relations team will be in touch within 5 working days with the next steps.

Kind regards,
Jess

Rated 5 out of 5 stars

Excellent at processing medical issues…

Excellent at processing medical issues fast

August 13, 2026
AXA Health logo

Reply from AXA Health

Hi, Ann
Thank you for taking the time to leave us your kind review. We are happy to hear your claim process has been quick and positive for you.
Kind regards,
Lily.

Rated 3 out of 5 stars

Talking to an advisor is a difficult as they are "busy" and "a large volume of callers" line recording hearing.

thank axa team for your reply.

Talking to an advisor is a difficult as have to hold on for an hour or more and email is easier but the response could come after 24 hours or more/less
depending how many are working or not. In an emergency situation it is not easy and all authorisation etc has to been in advance other wise not good,

June 9, 2026
AXA Health logo

Reply from AXA Health

Good afternoon,
Thank you for taking the time to leave us your review. Reducing waiting times for members has been a priority for us for quite some time. We have made huge strides to addressing this and should you need us again, we are confident you will experience this.
Kind regards,
Lily.

Rated 5 out of 5 stars

AXA Health

I usually contact AXA through their portal but have also contacted them via telephone. Both responses are quick and helpful.
I've given permission for AXA to have contact with my doctors so if clarification is needed, AXA make contact directly with them which is beneficial and it means there is no back and forth.
Overall my experience with AXA and their support has been great. Many thanks.

August 19, 2026
AXA Health logo

Reply from AXA Health

Hi, Zoe
We are happy to hear you have had an easy and positive journey with us. Thank you for leaving us your kind review.
Kind regards,
Lily.

Rated 5 out of 5 stars

AXA have made a complicated situation…

AXA have made a complicated situation less complicated. Very easy to deal with and response time is great.

August 19, 2026
AXA Health logo

Reply from AXA Health

Hi, Sarah
We are happy to hear you have had an easy and positive journey with us. Thank you for leaving us your kind review.
Kind regards,
Lily.

Rated 4 out of 5 stars

You promised an amount of treatment and…

You promised an amount of treatment and then did not fulfil your promise. So I had to pay for some myself. Otherwise it would have been 5 out of 5 !!

August 3, 2026
AXA Health logo

Reply from AXA Health

Good afternoon,
Thank you for taking the time to leave us your feedback. We are very sorry to hear of the level of service you have advised of. We understand you have already made a complaint, and this is being investigated for you. The Financial Conduct Authority allow regulated firms up to 8 weeks to respond to your complaint in writing, but we always aim to do so sooner. Please be assured our Customer Relations team will look into the points you have raised and come back to you with their final decision.
Kind regards,
Lily.

Rated 3 out of 5 stars

Eventually the claim was paid in full…

Eventually the claim was paid in full minus the excess. It just seemed the process stalled in the middle and I had to make a few phone calls to get it going again

July 22, 2026
AXA Health logo

Reply from AXA Health

Hi, Michael
Thank you for taking the time to leave us your feedback. Unfortunately i wasn't able to reach you by phone so i have sent you a message to your online portal. We are very sorry to hear of the level of service you have experienced. If you would like us to look into anything for you, please feel free to contact us directly at
onlineresponseteam@axahealth.co.uk
Kind Regards,
Lily.

Rated 1 out of 5 stars

Poor performance

When I wanted to arrange a consultation, I could not get AXA to respond to my request after 3 months of waiting after I provided all the information they requested

May 13, 2026
AXA Health logo

Reply from AXA Health

Good afternoon,
Thank you for taking the time to leave us your feedback. We are very sorry to hear of the level of service you have advised of. We understand you have already made a complaint, and this is being investigated for you. The Financial Conduct Authority allow regulated firms up to 8 weeks to respond to your complaint in writing, but we always aim to do so sooner. Please be assured our Customer Relations team will look into the points you have raised and come back to you with their final decision.
Kind regards,
Lily.

Rated 5 out of 5 stars

AXA Health team haGreat Health company to have on your side.ve been very helpful…

AXA Health team have been very helpful and professional throughout. They have also demonstrated a great deal of care. The company has also been generally very good resolving my claims with little additional input from me. Great Health company to have on your side.

August 19, 2026
AXA Health logo

Reply from AXA Health

Hi, Bas
Thank you for sharing your good experience. We are happy to hear that you have had consistently great service with us.
Kind regards,
Lily.

Rated 5 out of 5 stars

I informed AXA about a possible medical…

I informed AXA about a possible medical negligence
They were prompt with good advice and understanding.
Kept in touch with me
I felt supported
Thank you

August 12, 2026
AXA Health logo

Reply from AXA Health

Hi

We are happy to hear that you had a positive experience with our team. We appreciate you taking the time to share your feedback.

Kind regards

Dan

Rated 5 out of 5 stars

General Claim process was good

General Claim process was good. Although many double checks had to be carried out before approval given.
Will be interesting to see how policy premium is reviewed at end of year, and if it remains a 5 stars.

August 14, 2026
AXA Health logo

Reply from AXA Health

Hi Paul

We are happy to hear that you had a positive experience with our team. We appreciate you taking the time to share your feedback.

Kind regards

Dan

Rated 5 out of 5 stars

From start to finish nothing was to…

From start to finish nothing was to much trouble. I can’t praise them enough

March 10, 2026
AXA Health logo

Reply from AXA Health

Hi Jason

Thank you for sharing your good experience. We are happy to hear that you have had consistently great service with us.

Kind regards

Dan

Rated 5 out of 5 stars

Easy as peas

Polite, courteous and attentive staff who want to help; easy as peas so far and really pleased - happy days.

August 4, 2026
AXA Health logo

Reply from AXA Health

Hi

We are happy to hear you have had an easy and positive journey with us. Thank you for leaving us your kind review.

Kind regards

Dan

Rated 1 out of 5 stars

My experience with AXA has been extremely disappointing

My experience with AXA has been uniquely poor. I have dealt with many insurers; none matched this level of inconsistency and disregard for the customer.
During the mandatory three-month waiting period, I suffered a dental emergency. Before proceeding, I contacted AXA and was explicitly told I could submit a claim. I relied on that assurance, received treatment, and filed the claim—only for it to be rejected on the very ground I had clarified in advance.
What followed was a cycle of delay and deflection: repeated requests for additional information, each time complied with promptly by my dentist, only to be met with further demands and, ultimately, rejection. The process felt less like assessment and more like obstruction.
Even routine claims proved unpredictable. A hygienist claim was initially denied, then “miraculously” approved upon resubmission—raising serious questions about consistency and internal standards.
After paying £395.47 for annual cover (Dec 2025), and leaving in April 2026, I received only £138.68 back. The financial imbalance is striking, but more troubling is the experience itself: AXA was efficient at taking payment, yet ineffective—and at times misleading—when it came to delivering service.
I left with a clear conclusion: this is an insurer that prioritises revenue over responsibility.

April 20, 2026
Unprompted review
AXA Health logo

Reply from AXA Health

Hi, Raphael
Thank you for taking the time to leave us your feedback. We are very sorry to hear of the level of service you have experienced. If you would like us to look into anything for you, please feel free to contact us directly at
onlineresponseteam@axahealth.co.uk
Kind Regards,
Lily.

Rated 5 out of 5 stars

Very helpful dialogue with AXA staff…

Very helpful dialogue with AXA staff and very smooth process to get claims approved and paid

July 7, 2026
AXA Health logo

Reply from AXA Health

Hi Mark

We are happy to hear you have had an easy and positive journey with us. Thank you for leaving us your kind review.

Kind regards

Dan

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