BadCredit.co.uk Reviews 1,542

TrustScore 4 out of 5

4.0

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Rated 2 out of 5 stars

I fill out all the required fields . I Sent my passport and p60 and at the end after i finish the proccess a new tab popped up asking for vehicle registration number ? I Tried to apply for a personal... See more

Rated 5 out of 5 stars

The website is user-friendly, featuring a clean and straightforward layout. You simply fill out a form, and it promptly presents you with various companies offering loans at different interest rat... See more

Rated 5 out of 5 stars

Can’t recommend this website highly enough. Needed £1,500 after an unexpected car repair. Fortunately I was able to secure a loan within hours. The website is also very easy to navigate for people lik... See more

Rated 5 out of 5 stars

I couldn't get a loan anywhere and was really struggling with my financial situation. I came to BadCredit.co.uk and I was accepted by several lenders straight away at brilliant rates that you would ex... See more

Company details

  1. Price Comparison Site

Written by the company

Our mission is to help everyone in need gain access to credit and improve their credit score. By comparing providers, we assist in pairing you with lenders with the highest likelihood of approving your loan, all while safeguarding your credit score. Furthermore, our credit builder account is valuable in elevating your credit health.


Contact info

4.0

Great

TrustScore 4 out of 5

2K reviews

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Hasn’t replied to negative reviews

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Rated 2 out of 5 stars

I fill out all the required fields

I fill out all the required fields . I Sent my passport and p60 and at the end after i finish the proccess a new tab popped up asking for vehicle registration number ? I Tried to apply for a personal loan i didnt ask for a car loan. I hope they dont use my passport and my p60 for illegal activities

July 16, 2025
Unprompted review
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Rated 5 out of 5 stars

Thanks for the help

Thanks for the help. Very useful customer service easy to get a hold of for back to me about bank details not matching within minutes and fixed the issue for me.

October 7, 2024
Unprompted review
Rated 1 out of 5 stars

I wasted my time with this company

I wasted my time with this company
A person of this company marketing outreach team emailed me asking for an agreement, I made my part and they simple disappeared, when I contact their support team to ask for this company complete their part of the deal, they tried to offend me, my site and still did not competed their agreement (that once that they asked us to do). If you’re a blogger or a site owner, please don’t waste your time with this people.

October 3, 2024
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Reply from BadCredit.co.uk

With all the love, respect, and kindness in the world, we must express our heartfelt disappointment. It seems there has been some confusion, as nobody from our wonderful marketing team reached out to you. We feel strongly that this is the work of a scammer, which deeply saddens us because we believe in creating a safe and trustworthy environment for everyone. Trustpilot, we adore your platform and the opportunities it brings, but we kindly and passionately urge you to take swift action against these scammers. 🌟❤️

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Rated 1 out of 5 stars

useless site

could not get onto site they asked for my bank details i.e. my account number and sort code which i gave it came up account number must be 8 digits sort code must be 6 digits which they both were but it did not recognise either so complete waste of time useless site

July 5, 2024
Unprompted review
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Reply from BadCredit.co.uk

Hi Ian,

We've tested the card details section of our form on several devices but haven't been able to replicate the issue. I'm really sorry for the inconvenience. I've tried to call you several times but haven't been able to reach you. Please call me at 0330 822 5527 so we can go over the application together over the phone.

Many thanks,
Paul

Rated 5 out of 5 stars

Thank you BadCredit.co.uk

Can’t recommend this website highly enough. Needed £1,500 after an unexpected car repair. Fortunately I was able to secure a loan within hours. The website is also very easy to navigate for people like me who aren’t very savvy when it comes to technology!

June 25, 2024
Unprompted review
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Rated 5 out of 5 stars

I recently used BadCredit.co.uk Loan


I recently used BadCredit.co.uk Loan Services and had an excellent experience. The website is user-friendly, making the application process quick and easy. The interest rates were competitive, and there were no hidden fees. Their customer service was top-notch, addressing all my questions promptly and professionally. I was especially impressed with the fast approval and disbursement of funds. Overall, Bad credit Loan Services provided a seamless and transparent loan experience. Highly recommended!

June 24, 2024
Unprompted review
Rated 5 out of 5 stars

Quick and easy


The website is user-friendly, featuring a clean and straightforward layout. You simply fill out a form, and it promptly presents you with various companies offering loans at different interest rates, making the process much faster than manual searches on Google.

Additionally, the platform offers a range of articles available for reading on credit-related topics. You can learn why your credit might go down, what effects it has, and how to make it better. I originally came for the money help, but I ended up staying longer to learn a thing or two. Thank you!

March 7, 2024
Unprompted review
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Rated 5 out of 5 stars

Car Finance

Finally found the car I was looking for only to be stopped in my tracks with a bad credit score. Fortunately, badcredit.co.uk was able to find me finance at an affordable rate. Will definitely use this site again.

February 9, 2024
Unprompted review
Rated 1 out of 5 stars

Poor

Poor. I completed the forms and was promptly inundated with text messages from scam loan firms and for credit report accounts at £20 a month. No loan offer from anyone, just used my information to pass on to spammers, no doubt a few quid gained for them. Very poor.

EDIT: This firm are now attempting to deny this is a genuine review - please do not use this company. I have sent Trustpilot evidence of my experience and so hopefully their efforts to remove this review will fail.

2nd EDIT: In response to your reply, I have supplied Trustpilot with evidence that includes screenshots and email confirmation from the third parties you sent my details to that they did indeed obtain them from yourselves.

3rd EDIT: After initially denying involvement, the firm have been caught out with indisputable evidence and now admit my experience was genuine. Instead of simply acknowledging the experience was below standards, they have instead resorted to attempting to discredit and insult the person on the receiving end. I consider this to be slanderous, unfounded and wholly inappropriate conduct. I will be seeking Trustpilot removes this thinly veiled attack as a matter of urgency. Users should be free to leave reviews without being subjected to such petty behaviour whether positive or negative. If nothing else, this sorry episode should show people what sort of people they are dealing with.

4th EDIT: Warning to others that Trustpilot do not believe that misinformation from businesses is against their rules. Apparently referring someone to Gambling Addiction services is generic, despite it being slanderous, not true and not actually anything to do with the experience I encountered. It is clear this business cannot deal with the fact they got this experience wrong so attempted to lie about it, got caught and now try to lie about the user to try and embarrass them into removing the review - which I won't be doing.

Please avoid this firm. They will sell your details on to scammers/spammers then try to lie about it. Unfortunately for them, I kept proof they did it and hence my review is marked as verified.

January 6, 2024
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Reply from BadCredit.co.uk

Dear Daz,

We're genuinely sorry to hear about the distress and inconvenience you've experienced, which seems to have arisen following your application through our service. At BadCredit.co.uk, our primary aim is to assist individuals in navigating their financial challenges, especially when facing difficulties in securing loans due to adverse credit histories. It's important to us that you understand the context and intentions behind our processes, and we deeply regret any unintended consequences that may have occurred.

When applications are submitted to our panel, comprising over 30 lenders authorized by the Financial Conduct Authority (FCA), we adhere to stringent criteria to protect both the applicants and lenders involved. Unfortunately, in instances where an application is declined by all lenders, it's often due to significant concerns like a very poor credit history, missed payments, or evidence of high-risk financial behavior, such as gambling. These are red flags for lenders, as they signal a heightened risk that they are understandably cautious about undertaking.

In such circumstances, rather than leaving applicants without any recourse, we aim to provide alternative solutions that could potentially help in improving one's financial standing. This includes recommending credit-building accounts, which come with the support of personal advisors. These accounts are specifically designed for individuals with severely compromised credit, offering a structured path towards improving one's credit score through regular, reported payments. We ensure transparency regarding any associated fees with these services, enabling informed decisions.

Understanding the pressures and challenges of dealing with unmanageable debts, we also suggest reputable organizations such as StepChange (StepChange.org.uk) for free debt advice and GamCare (GamCare.org.uk) for support with gambling issues. These resources are invaluable for those seeking guidance and support in overcoming their financial difficulties.

We encourage you to explore the wealth of information and guidance available on our website, particularly within our guides section at BadCredit.co.uk/guides. Here, you'll find comprehensive advice on improving your credit score and managing finances more effectively, all aimed at empowering individuals to take control of their financial future.

Your feedback is crucial to us, and we take your concerns seriously. While we strive to offer beneficial services to those in challenging financial situations, we're committed to reviewing and enhancing our processes to prevent any negative experiences. We wish you all the best in your financial journey and remain at your disposal for any further assistance or clarification you may require.

Warm regards,

The BadCredit.co.uk Team

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Rated 5 out of 5 stars

I made my application and was approved…

I made my application and was approved by everyday on the same day so I was happy with the service. Also I folloed the guide about electoral registration and my credit acore went up 100 or so.

October 2, 2023
Unprompted review

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