Barkibu Reviews 

17,203
•
TrustScore 4.5 out of 5

4.4

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Rated 5 out of 5 stars

Barkibu has been an absolute lifesaver. Dealing with a sick pet and unexpected veterinary emergencies—including hospitalization, lab tests, and IV fluids—is extremely stressful on its own. Barkibu too... See more

Rated 1 out of 5 stars

Warning: This is a complete scam. Stay away. I signed up to insure my dog. After eight days, I tried to cancel, within the initial 14-day cancellation period. However, the system required m... See more

Rated 5 out of 5 stars

A huge shout out and thank you to Barkibu team. We moved to Lisbon from Canada and comparing all dog insurance policies, found Barkibu as having a superior policy that is reliable and efficient to sup... See more

Rated 5 out of 5 stars

Great experience! The refund money comes very fast and the app is super easy to use. The only thing missing is a simple way to tag our claims. It would be much better if we could select if a claim is... See more

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4.4

Excellent

TrustScore 4.5 out of 5

17K reviews

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4.4

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(17,203)

8,398 reviews in the last 12 months

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Rated 1 out of 5 stars

DON'T TRUST THEM!!

DON'T TRUST THEM!!!
They make my life a hell everytime I ask for anything as simple as VACCINE, they want to have an invoice in a standard format that not every vet can do. If you don't provide that they lock the card and don't give you any money back!!!
I've been trying to receive back money for a SIMPLE VACCINE for over 2 months! It's a nightmare! There is no phone to contact and you speak via email whenever they respond! It's like talking to a robot!!!!!
NEVER TRUST THEM!!!!!!

February 13, 2026
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Reply from Barkibu

Hello Sofia,

We have tried to obtain your email to review our system and understand your evaluation; however, we have not received the necessary information from you. If you have any questions or need assistance, we will be happy to help you at seguros@barkibu.com

Best regards,
Ana Customer Care Barkibu

Rated 2 out of 5 stars

only good in the first year…

they were really good in the first year and then you get crazy fee increases every year and they reimburse only vaccinations and general treatments now.

February 13, 2026
Unprompted review
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Reply from Barkibu

Hello Alexa,

If you have any questions about your renewal price, please feel free to write to us at seguros@barkibu.com. We understand that price increases are never pleasant, and we’re truly sorry for any inconvenience.

On the other hand, we don’t only reimburse vaccinations—we can also cover veterinary expenses. If you have any questions about the coverage, you can contact us or check the details in the general terms and conditions.

Thank you for your feedback!
Ana Customer Care Barkibu

Rated 1 out of 5 stars

Barkibu complete lack of customer care and transparency

I´ve been paying Barkibu pet insurance for my cat for 3 years and sadly had to submit a claim recently for his chronic kidney failure and his euthanasia. I submitted the ultrasound report which included his diagnosis as well as an itemised invoice from the vets which also included all the information on his visits there. They are not reimbursing me as they are asking for an additional report from the vets even though all of the information has already been given. My vet has never had a request like this from any other insurer they have worked with. Additionally, the payment card issued didn´t even work so is useless also. They have no customer service you can speak with, only automated chatbot replies via WhatsApp and email. The amount I am claiming for is not even a quarter of what they have received from me in payments so they would still be making a profit from me which makes their refusal to reimburse my legitimate claim even more annoying. I found their automated emails about wanting an additional vets report very upsetting at a very difficult time and I would recommend anyone thinking of taking out a policy with them to find another more reputable and reliable insurance company. Very disappointed with the lack of service and care.

Their reply down below doesn’t explain why most vets have never heard of a requirement to write an additional report when they have already supplied all the standard documentation and this just looks like a stalling tactic to me and everyone I’ve spoken to about it. I note they don’t address their lack of real customer service agents and reliance on chat bots.

January 2, 2026
Unprompted review
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Reply from Barkibu

Hello Yvonne.

First of all, we truly understand that this is a very difficult moment, and we are deeply sorry if this situation has caused you additional negative emotions during such a painful time following the loss of your pet.

However, we would like to clarify that the veterinary report is an essential document and is explicitly required under our General Terms and Conditions. For every invoice submitted, a corresponding veterinary report is necessary to justify the treatment or procedure carried out.

Even if the amount claimed is lower than the total amount paid into the policy, we are not able to approve any expense without the required supporting documentation. All claims are reviewed under legal and regulatory requirements, and we cannot authorize reimbursement without the complete and correct documentation in place.

We understand how frustrating this can be, and we regret that this process has added to your distress. Our intention is not to deny valid claims, but to ensure that every reimbursement complies with the policy conditions and legal obligations.

Ana Customer Care Barkibu

Rated 1 out of 5 stars

Very disappointing experience with Barkibu.

I am still waiting for approval so my sick dog can finally see a veterinarian. Time matters when an animal is ill, yet Barkibu keeps delaying and delaying.

It honestly feels like money is more important to them than the health and well-being of animals. While my dog is suffering, I’m stuck waiting for answers instead of getting help.

This is not what I expected from a company that claims to care about pets.
Heartbreaking and unacceptable.
If your pet’s health matters to you, think twice.

So sad.

January 15, 2026
Unprompted review
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Reply from Barkibu

Hello.
Thank you for taking the time to share your feedback. Please note that a formal claim has been filed regarding this matter, and as such, our Customer Care team is not able to intervene directly.

Rest assured, the legal department is handling your case and will provide a response as soon as possible.

We appreciate your patience and understanding.

Best regards,
Ana Customer Care Barkibu

Rated 1 out of 5 stars

WORST INSURANCE EVER

I tried to pay my vet expenses multiple times but the card never worked and when I tried to upload the documents on the app they always said that was impossible to give me a refund .. I checked the contract and it said that they should have gave me back the money for that kind of visits .. DO NOT trust this insurance! Plus there is no phone number to call if you need! The worst experience..

December 12, 2025
Unprompted review
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Reply from Barkibu

Ciao Irene,
la informiamo che la sua richiesta di rimborso è stata rifiutata a causa del periodo di carenza previsto dal contratto.

Dai nostri sistemi risulta che la condizione di salute del suo cane è insorta in data 10/03/2025, mentre la polizza è stata sottoscritta il 21/02/2025.
In caso di malattia, il periodo di carenza è pari a 28 giorni dalla data di entrata in vigore dell’assicurazione. Questo significa che le patologie manifestatesi durante tale periodo non sono coperte.

Per qualsiasi dubbio o ulteriore chiarimento può contattarci a assicurazioni@barkibu.com.

Un saluto,
Meggy Customer Care

Rated 1 out of 5 stars

Overcharged due to their error, refund refused

I took out a pet insurance policy with Barkibu and was overcharged for several months due to an error in my dog’s date of birth, which was incorrectly recorded by the company.

I never received the policy or the contractual documents, as the “welcome email” was sent from a no-reply address and automatically went to my spam folder (spam emails are deleted after 30 days).

When I eventually noticed the issue and provided the official veterinary booklet proving the correct date of birth, Barkibu acknowledged the mistake and corrected the data, but refused to refund the amount overcharged.

During the entire period in which the incorrect premium was applied, I did not use the insurance at all and made no claims.

I have had to escalate the matter to consumer protection bodies and the insurance regulator. I would advise others to be very careful and double-check all details when dealing with this company.

December 29, 2025
Unprompted review
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Reply from Barkibu

Hello Maria.

We are very sorry for the inconvenience you experienced. We’re glad to see that the issue with your dog’s date of birth has now been resolved, but we sincerely apologize for not being able to address it sooner.

Please know that we take feedback like yours very seriously, and we will use this case to improve our processes to prevent similar situations from happening in the future.

We truly appreciate your understanding and, above all, your patience throughout this matter.

Best regards,
Ana Customer Care Barkibu

Rated 1 out of 5 stars

Poor service

Poor service ! Cheeky policies

November 26, 2025
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Reply from Barkibu

Hi Eva,

If you have any questions about our coverage, you can write to us at seguros@barkibu.com

Best regards,
Ana Customer Care Barkibu

Rated 1 out of 5 stars

Do not use! Really bad experience

Really bad experience. They renew automatically unless you let them know, but there was a problem and they didn’t renew me even though I didn’t opt out. Once I realized they said there is no way back and I need to start from scratch meanojg no full coverage for the first 30 days
They claim the payment was blocked but nothing changed on the bank, checked with the bank, and they are not able to provide proof

December 7, 2025
Unprompted review
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Reply from Barkibu

Hello Tati.
We’re very sorry to hear about your experience. Regarding your situation, the payment that failed was for March. Our system made multiple attempts to process it automatically, but unfortunately, all attempts were unsuccessful.

Legally, if payments remain unpaid for six consecutive months, the policy is automatically and permanently cancelled. It’s not that we chose not to renew your policy — it was cancelled due to the accumulation of missed payments on your monthly installments.

We understand this is frustrating, and we apologize for the inconvenience.

Best regards,
Ana Customer Care Barkibu

Rated 4 out of 5 stars

First medical claim

I had a medical issue with my cat and I' ve sent the documents to Barkibu. They informed me about how the doctors should write their medical estimation, as well as the full analysis of the cost of each examination. After that they asked me to send them a result of a medical examination and when I sent it to them, they paid my claim (they compansate the 80% of the final cost including tax) within less than two hours.

December 11, 2025
Rated 3 out of 5 stars

You respond quickly that's the positive…

You respond quickly that's the positive side. But when we need explanations we need someone to talk to. I had sent an email to the support center never answered. When you ask for additional documents don't make me send again and again the same documents which were ok. Eg. Photo of the dog's passport was send several times. the credit card is always rejected. It's not only me, a gentleman in a clinic had a rejection problem. Any explanations from the card was send via WhatsApp that i have never received it. Use other methods, viber or email. The card doesn't work.

December 11, 2025
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Reply from Barkibu

Dear Βίκυ,

According to our General Conditions, it is the insurer’s right to request the clinical history or additional documents when assessing a reimbursement.

However, once this documentation is provided, and given that the medical history is very complete, no further documents will be requested, as it will be stored in your profile.

We can also confirm that once the documentation was submitted, the reimbursement was processed correctly.

Thank you for your understanding.

Best regards,
The Barkibu Team

Rated 5 out of 5 stars

Excellent service

Well, an excellent service! Easy registration, timely responses and refunds! It fulfills it's promises! The only service that covers Greece in that way!

November 12, 2025

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