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BHG Financial Reviews 

5,485
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 1,241 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the professional and patient staff who make loan processes exceptionally clear and easy to navigate from start to finish. People consistently praise the responsive communication and personalized support provided throughout their financial applications and funding stages. Some reviewers were not happy with communication delays, mentioning long waiting times for quotes or slow email replies. A few other people also felt that certain application steps and approval procedures took longer than expected to complete. Others noted frustrations regarding unexpected fees or difficulties when trying to get timely updates from different departments.

What people talk about most

Staff

Clients share positive opinions on staff, praising their professionalism, helpfulness, and extensive... See more

Service

Reviewers highlight positive aspects of service, noting that professionals make the financing process smooth,... See more

Customer service

People report positive experiences with customer service, highlighting exceptional professionalism and... See more

User experience

Consumers find user experience to be very positive, highlighting a quick, smooth, and straightforward process... See more

Response time

Customers consistently note positive experiences with response times, highlighting that staff members are... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Julia was my loan officer ,she was professional, Knowledgeable and patient with all aspects of the loan system The most thing I like the best is how she stayed with me for every problem that occurre... See more

Company replied

Rated 5 out of 5 stars

Julia was amazing. Due to unfortunate circumstances we were in need of some capital and Julia and her team at BHG answered. The initial consult, the different options, and ultimately the moving forw... See more

Company replied

Rated 5 out of 5 stars

Had the pleasure of working with Dominic Mosconi. He was amazing to work with. Informative and walked me through the process and made the process very easy and understandable. I’ve been in Sales for o... See more

Company replied

Rated 5 out of 5 stars

I worked with Nate and he was really excellent to work with. He was very thorough in the details and information provided. He was very professional and kind, answered all the questions I had, and has... See more

Company replied


Company details

  1. Financial Institution

About BHG Financial

Written by the company

Who is BHG Financial?

BHG Financial is an industry leader in innovative financial solutions, providing customized options to fit the varying needs of professionals, entrepreneurs, small business owners, and institutions across the United States. With nearly 25 years of experience, BHG Financial is unlike a traditional bank. Our unique underwriting model looks beyond credit scores to assess each applicant's full financial picture. BHG Financial provides purpose-driven solutions that transform how individuals and businesses alike can access the funds they need to meet their goals.

Our Services

Known for our innovative approach to lending, BHG Financial can offer unsecured loans with flexible terms, competitive rates, and funding in as little as 3 days, depending on the loan type. Our services include:

Supporting Our Communities

Through our philanthropic arm, BHG Cares, we hold long-term partnerships with humanitarian and support organizations, including the Make-A-Wish Foundation, Style Saves, and the Kevin Love Fund. In addition, BHG Cares places a strong emphasis on advancing independent disaster relief funds and global humanitarian efforts.

Find more information about BHG Financial by visiting our website and checking us out on social media:

Simplify Your Debt, Empower Your Future

Written by the company

Consolidate High-Interest Debt with a Personal Loan for Debt Consolidation from BHG
BHG Financial offers personalized debt consolidation solutions designed to help you regain control of your finances. With loan amounts up to $250,000 and repayment terms extending up to 10 years, you can combine multiple high-interest debts into a single, manageable monthly payment. Our fixed-rate loans ensure predictable payments, making budgeting straightforward and stress-free. The application process is streamlined and user-friendly, allowing you to check your rate without impacting your credit score. Once approved, funds can be disbursed in as few as five days, enabling you to address your financial needs promptly. Our dedicated U.S.-based loan specialists provide concierge service throughout the process, ensuring personalized support every step of the way. Take the first step towards financial empowerment by exploring your personalized debt consolidation loan options today.

Contact info

4.8

Excellent

TrustScore 5 out of 5

5K reviews

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No recent history of asking for reviews

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Replied to 96% of negative reviews

Typically replies within 2 weeks

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4.8

All reviews

(5,485)

1,223 reviews in the last 12 months

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Rated 5 out of 5 stars

Jeremy was awesome

Jeremy was awesome! Very professional and customer service oriented. The process was very simple and quick.

I highly recommend BHG!!

July 29, 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Tyrone. Customer service is very important to us here at BHG Financial, which is why we do everything possible to ensure a smooth loan process.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

BHG was great to deal with and Nate was so much help

Nate was a great person to deal with. He made everything simple and smooth. He took the time to explain everything step by step with the process and everything about the loan. I would highly recommend BHG and would ask for Nate.

July 27, 2026
Unprompted review
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Reply from BHG Financial

Hi Todd. A simple loan process on your schedule is the top priority for all on the BHG Financial team. We're glad we could assist and appreciate the review.

Thanks,
BHG Customer Relations Team

Rated 1 out of 5 stars

They basically collect applications by…

They basically collect applications by POSTING ATTRACTIVE rates and do nothing. Probably they approve some applicants or the ones that are in their “approval brackets”. But their target is to bind you with them. Its more than 2 weeks I have an application with them. They don’t move, ask info etc if you don’t push them. So if you need progress you have to text/call etc. If you don’t do that, you won’t hear back from them and this is the purpose. Very primitive approach. Shortly: the rates they publish is a fake info, they will never approve you. STAY AWAY FROM THIS COMPANY!

July 16, 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Karen. Here at BHG Financial, our sales representatives do everything possible to ensure a hassle-free loan process that accounts for your unique needs. However, at times, there are factors that control how rapidly an application moves. We’ve requested contact information so that we can investigate your specific experience, but unfortunately, we’ve not heard back. We recommend connecting with our team at 866-588-7910. We’d appreciate the opportunity to make things right.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

I worked with Nate on a personal loan

I worked with Nate on a personal loan. I could not be happier with my experience. Nate made the process easy to understand, easy to complete and he had everything completed in a couple of days. Would absolutely work with him again.

July 29, 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Ron. Stellar service in a timely manner is key to the BHG Financial mission. It's fantastic to hear about your experience and appreciate your business.

Thanks,
BHG Customer Relations Team

Rated 1 out of 5 stars

Predatory APR's and High Fees

Predatory APR's; high fees; even with a 765 credit rating, then when declined they sold my data to other "lenders" and I've been inundatedwith 3rd party unsolicited calls. Absolutely no doubt where the info came from after the rejection of BHG. If I could score a zero star, I would.

May 28, 2026
Unprompted review
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Reply from BHG Financial

Hi Dave. It seems there may be some confusion regarding your experience with BHG Financial. We’ve investigated your concerns with our team and can confirm that you were indeed approved for funding, with multiple options provided. Per our records, you decided not to move forward with the process as you had selected another lender. Furthermore, BHG does not sell or share customer information. If you have any questions or concerns, please contact our team at 866-588-7910.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

Excellent All Around

I worked with Nate and he was really excellent to work with. He was very thorough in the details and information provided. He was very professional and kind, answered all the questions I had, and has exceptional customer service. This entire process was very personal which I liked, and will recommend BHG to others! Great rate, great term options, and great service! Thanks for everything!

July 29, 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

We can't thank you enough for the excellent review! It's always fantastic to hear when customers enjoy working with the BHG Financial team -- We also look forward to working with you in the future!

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

The process was quick yet thorough for…

The process was quick yet thorough for obtaining a loan.
Jeremy who worked with me was great and kept me informed or would answer my calls and texts in a timely fashion

July 6, 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Linda. It's wonderful to hear about your BHG Financial experience! We're always hard at work ensuring an easy process in a timely manner.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

Streamlined procedure

My loan officer, Brittani Stewart, was awesome in responsiveness and expertise. I was in vacation at the time of loan procedure, but due to her support, my case was proceeded without any delay.

July 28, 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Kyle. Our representatives are in place and ready to assist! It's truly the BHG Financial mission to offer a hassle-free loan process.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

I worked with Nate during this process.

I worked with Nate during this process. He was very informative and answered all of my questions and concerns. Nate made it a great experience and I would recommend BHG because of him.

July 27, 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Jesse. It's fantastic to learn of your experience with us! At BHG Financial, we make it our mission to offer a process that's both helpful and clear.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

Michael was a great help and was able…

Michael was a great help and was able to answer all of our questions.

July 28, 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Callie. Helpful service is key to the BHG Financial mission! It's wonderful to hear we could help.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

Nate was great to work with for our…

Nate was great to work with for our loan. He gave us plenty of options and didn't try to talk us into something we didn't want. I would recommend Nate for a great Loan Officer.

July 27, 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Penny. At BHG Financial, it's very important to us offer an amenable solution along with a helpful team. We're delighted we could help with this!

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

I had an excellent experience working…

I had an excellent experience working with Wilmar at BHG Financial. He was professional, responsive, and took the time to answer all of my questions throughout the loan process. He made everything easy to understand and kept me informed every step of the way. I truly appreciated his patience, honesty, and outstanding customer service. I highly recommend BHG Financial, and if you have the opportunity to work with Wilmar, you’re in great hands. Thank you again!

July 27, 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Roger. Exceptional service that accounts for your specific needs is top priority for all on the BHG Financial team. We're thrilled we could offer our assistance and we appreciate the review as well.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

Extremely helpful and knowledgeable

Extremely helpful and knowledgeable, help me through all the steps was always there.Communication was excellent

July 10, 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Romane. Across every level, it's the BHG Financial mission to ensure excellent service -- We're glad we could assist you.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

Great experience

Michael David Sullivan was genuinely interested in understanding my needs. Communication was clear and timely, and they went above and beyond to ensure every detail was handled smoothly.

July 14, 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Stephen. Throughout the loan process and after as well, the BHG Financial team is here to offer our assistance. We pride ourselves on our ability to offer timely and clear service.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

Nate made the process very simple and…

Nate made the process very simple and efficient. Would definitely recommend using this company and Nate as account manager.

July 27, 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Jamie. Efficient and simplified lending is very important to all on the BHG Financial team. We're happy we could assist and appreciate the recommendation.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

Pleased Client

I approached BHG while looking for a debt-consolidation loan that would improve my monthly cash flow. From my first interaction through to funding, everyone I dealt with was responsive and professional.

I would particularly like to recognize my loan officer, Michael David, who was excellent throughout the process. He was knowledgeable, patient, and thorough, and explained the loan amount, terms, costs, and proposed plan very clearly.

At one point I got cold feet and delayed moving forward. Michael David never pressured me. Instead, he patiently went through everything with me again, answered my questions, and made sure I felt comfortable with my decision.

He was also proactive in letting me know whenever BHG was waiting for information or action from me, which helped keep the process moving.

Although everyone at BHG did a great job, Michael David’s patience and professionalism stood out. I am pleased that I proceeded and would recommend BHG to anyone considering debt consolidation to improve their cash flow.

July 14, 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Here at BHG Financial, we make it our mission to offer a stellar experience that meets your specific needs. We understand that the loan process can be stressful, so our representatives do everything possible to simplify the process and put you at ease.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

Excellent Customer Service

We worked with both Nick & Chris throughout our application process. Both gentlemen were very knowledgeable and incredibly helpful. They were quickly able to tailor a consolidation package that was perfect for us and our family’s unique situation. I would highly recommend Nick, Chris, and BHG Financial!

July 23, 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Christina. We can't thank you enough for sharing your review of BHG Financial. Our team is always hard at work to ensure an exceptional loan experience that truly meets your needs -- We're delighted we could do just that.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

I worked with Nate and he made the…

I worked with Nate and he made the process easy and fast. Thank you!

July 24, 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Harry. The team here at BHG Financial works hard to ensure a simple, fast loan process. Glad we could help!

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

This process was quick and ran very…

This process was quick and ran very smoothly. Nate Paller was great to work with. He was very responsive and he walked me through every step of the process.

July 24, 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi DJ. BHG Financial is dedicated to ensuring a smooth loan process that's on your schedule. We're thrilled for the opportunity to offer assistance.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

Very informed and professional

Very informed and professional. Took the time to explain all options.

July 23, 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Brian. Clear, professional lending is the BHG Financial mission! We're thrilled you enjoyed working with our dedicated team.

Thanks,
BHG Customer Relations Team

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