Binq Reviews 17

Chris Bari has been an asset in my companies growth over the last year. His dedication to helping us and around the clock support has been phenomenal.

Great service, did not have any issues from end to end.

Had a very positive experience from start to finish. The funding came through faster than I’d anticipated, and the terms ended up being more competitive than a couple of alternatives I’d been considering.

What impressed me most was how streamlined it all felt. The whole process was clear and efficient, without the usual back-and-forth or delays. It felt well organised, and things progressed without me needing to follow up constantly.

The team were responsive and easy to deal with, explaining everything clearly without overcomplicating things.

I’d happily suggest them to anyone looking for a straightforward, no-fuss option that delivers quickly.

The application process was quick and easy, I was kept informed the whole way through. Thanks to Ant for the great service.

Really good experience overall. They got me funded way quicker than I expected, and the rate was actually better than a few other options I looked at.

What stood out most was how easy everything was. The application process was simple, no unnecessary hassle, and they kept things moving without me having to chase. It didn’t feel like the usual drawn-out process you expect with this kind of thing.

Communication was solid throughout, always kept in the loop and everything explained in plain English.

Would definitely recommend if you want something quick, straightforward, and without the headache.

Brilliant service from both the App and Tobias - we got matched with suitable lenders within a few short minutes. Our situation was quite unique and Tobias took the time to take me through each option and the details of each. We opted for a funding line that saved us thousands in interest payments vs our current short term loan. All fees and costs were clearly communicated up front - I cannot thank Binq and Tobias enough for their help. Would 100% recommend to other firms

The process of getting a loan for my business was super easy. The AI assistant was very cool too and gave me some helpful insights on the options on the market and how my business profile fits each one (It’s crazy how fast AI tech is moving). Would definitely recommend.

Quick, Professional and Efficient. Can't describe how helpful Christopher has been from start to end of the process.

Fund was released on the same day without any delays or complication. Would definitely recommend to other businesses.

Garbage. I have been waiting nearly three weeks after submitting the same set of documents 6 times to be told I haven’t completed all task. Clearly a scam to get in to company, personal and banking documents. I’ve reported to FCA and ICO. Would not recommend

Always a pleasure to deal with Chris. Swift and good comms:)

I had the pleasure of working with Binq, and I couldn’t be more impressed with how quickly and efficiently they arranged funding for me. From the moment I reached out, they were proactive, transparent, and kept me in the loop every step of the way. What stood out the most was how fast they moved—I was able to secure the funding I needed in record time, which really helped speed up my project.

Their team is highly professional, and I felt confident in their expertise throughout the entire process. If you’re looking for a reliable and fast funding solution, I highly recommend Binq. They truly deliver on their promises!

I applied for a business loan through Binq and completed the full application process, including providing access to my business bank account via open banking (Consent.Online).

After completing everything, I received two loan offers for significantly less than the amount I originally applied for, each with different interest rates and repayment terms. When I queried this, I was told that lenders will simply offer the maximum amount they are willing to provide, which in my case was much lower than the requested amount.

However, the messaging in the offer included wording such as “Get the full amount you applied for”, which is confusing when the approved amount is substantially lower. The wording could definitely be clearer.

The application process also requires downloading their app and communicating through an AI chatbot interface. In my experience the interface was quite clunky and at one point the banking connection simply redirected to a blank page.

In terms of costs, the offer included a **2% broker fee payable on acceptance**, plus a **withdrawal fee of between 5% and 10% added to the loan balance**, along with monthly interest charges. These fees may be typical for some forms of unsecured business lending, but they were not immediately obvious when starting the application.

Overall the process technically works, but the messaging around loan amounts and the presentation of fees could be clearer to avoid confusion for applicants.

They kept me in the loop from the get go. Very professional.

Great team, I've only had positive experiences with them. Polite, courtesy and always worked hard to get us what we needed. I would happily Recommend Chris and the team.

Very clear and transparent communication. Went above and beyond and delivered what they said they would do!

Great customer service, would highly recommend