Zack was the best! He explained the program option of how to add the accountant to the bank account! Great feature! He also pointed out how to get unpaid bills paid by Bluevine! You built some aweso... See more
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Review summary
Based on reviews, created with AI
What people talk about most
Based on these reviews
I had an excellent experience today with Michael Chung at Bluevine. He took the time to explain everything in detail, making sure I fully understood every step of the process. His professionalism, pat... See more
Company replied
Benny Is an amazing account executive. I am terrible with technology and went to draw funds and accidentally withdrew the whole amount, and he correct it to the amount that i needed within 10 minu... See more
Company replied
I wish I could remember his name, but it was an awesome experience. Taken back by BlueVines effort to reach out and help us as a business be successful. Very impressive. Glad we chose BlueVine!
Company details
- #96 of 249 best companies in Non-Bank Financial Service
- #36 of 103 best companies in Financial Institution
About Bluevine
Written by the company
Bluevine is the largest small business banking platform in the U.S.,* built to serve as the financial operating system for startups and small businesses. Founded in 2013, Bluevine helps companies manage their money through a single online account—allowing them to earn more, save more, borrow, and pay bills without ever stepping into a branch.
What does Bluevine offer?
Bluevine brings together the core tools small businesses need to manage their money. Do it all from one platform:
- Earn high-yield APY on business checking**
- Organize funds and separate expenses with sub-accounts
- Manage accounts payable and send domestic or international payments with built-in bill pay tools
- Accept and manage sales effortlessly with invoicing and payments, Tap to Pay, and more
- Issue up to 50 business debit cards for your main account and sub-accounts
- Access working capital through business loans and lines of credit***
How is Bluevine different from traditional banks?
Unlike traditional banks, Bluevine operates fully online and is built specifically for small businesses. Banking, payments, and credit tools are accessible through one dashboard, helping business owners save time and manage cash flow more efficiently.
Who is Bluevine for?
Bluevine is designed for small businesses, startups, and entrepreneurs looking for a modern alternative to traditional business banks—especially those who value easy online setup, flexibility, and integrated financial tools. Customers can learn more on our FAQ page.
Is Bluevine trusted?
- 900,000+ customers served since 2013*
- $16B+ in loans delivered to help businesses grow
- $1.8B+ in managed customer deposits
Bluevine is backed by leading private and institutional investors, including Lightspeed Venture Partners, Menlo Ventures, 83North, Citi Ventures, ION Crossover Partners, SVB Capital, Nationwide Insurance, and M12 (Microsoft’s venture arm).
To learn more about Bluevine’s business checking, loans, and payment tools, visit bluevine.com.
Bluevine is a financial technology company, not a bank. Banking services are provided by Coastal Community Bank, Member FDIC. The Bluevine Line of Credit is issued by Celtic Bank. Other commercial credit products are offered by a variety of Bluevine’s third-party partners.
*As compared to publicly available data on the number of lifetime customer accounts held by other U.S. banking platforms dedicated to small businesses that offer both checking and lending services, as of January 2026. Customer and lending statistics include Paycheck Protection Program.
**Premier and Plus plan customers automatically earn annual percentage yield (“APY”) on their available balances. Standard plan customers will earn interest on their available balances if they meet an eligibility requirement as detailed in the Terms of Interest Accrual incorporated into the Bluevine Business Checking Account Agreement.
***Applications are subject to credit approval. Rates, credit lines, and terms may vary based on your creditworthiness and are subject to change. Additional fees apply.
****Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. $3,000,000 in FDIC insurance is offered by multiplying the standard $250,000 FDIC coverage across multiple banks. For complete details, please visit bluevine.com/business-checking/fdic-protection.
All your business banking in one place
Written by the company
- Simplify your business banking
- Get paid, manage cash flow, send payments, and access working capital all from one easy-to-use platform, so you don’t need to juggle multiple tools.
- Make the most of your money
- Earn higher APY on business checking, plus pay no monthly fee for our Standard plan.**
- Bank with confidence
- Get up to $3 million in FDIC insurance, custom spend limits and alerts, and a suite of fraud controls to help keep your money safe.****
Contact info
30 Montgomery Street, 07302, Jersey City, United States
- (888) 216-9619
- support@bluevine.com
- bluevine.com
Largest SMB banking platform in the US*
4.7
Excellent
10K reviews
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Reply from Bluevine
Hi Kevin,
Thank you for taking the time to share your feedback. We’re glad to hear you found our team attentive and accommodating to your needs—providing thoughtful and responsive support is something we work hard to deliver.
If you ever need assistance in the future, please don’t hesitate to reach out here: https://www.bluevine.com/contact-us
We appreciate you choosing Bluevine and sharing your experience.
– The Bluevine Team
Absolutely loved that a representative…
Absolutely loved that a representative called me! He answered questioned I didn't even know I had. Top notch so far and I just opened the account.
April 16, 2026
Reply from Bluevine
Hi Cari,
Thank you for taking the time to share your experience. We’re glad to hear that our representative reached out and was able to answer even the questions you hadn’t thought of yet—that kind of proactive support is exactly what we aim to provide.
It’s great to hear you’re off to a strong start with your new account. If you need anything as you continue getting set up, our team is here to help: https://www.bluevine.com/contact-us
We appreciate you choosing Bluevine and sharing your feedback.
– The Bluevine Team
Reply from Bluevine
Hi Vincent,
Thank you for taking the time to leave a review. We’re glad to hear your experience has been efficient and productive—that’s exactly what we aim to deliver.
If you ever need support along the way, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate you choosing Bluevine and sharing your feedback.
– The Bluevine Team
Reply from Bluevine
Hi Mike,
Thank you for taking the time to share your feedback. We’re glad to hear you had a great experience with our service and received a fast response—providing timely and helpful support is something we prioritize.
If you ever need assistance in the future, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate you choosing Bluevine and sharing your experience.
– The Bluevine Team
User friendly and free
April 16, 2026
Reply from Bluevine
Hi Christina,
Thank you for taking the time to share your feedback. We’re glad to hear you’re finding the platform user-friendly and accessible—that’s exactly what we aim to deliver for business owners.
If you ever need support or have questions, our team is here to help: https://www.bluevine.com/contact-us
We appreciate you choosing Bluevine and sharing your experience.
– The Bluevine Team
Reply from Bluevine
Hi Jose,
Thank you for taking the time to share your feedback. We’re glad to hear that your experience with your business account has been a positive one.
If there’s ever anything you need or any way we can further support your business, our team is here to help—feel free to reach out through our contact page: https://www.bluevine.com/contact-us
.
We appreciate you choosing Bluevine.
– The Bluevine Team
Bluevine checking inc be aware
I responded to the email as requested, Bluevine but I still have not received meaningful assistance or a clear resolution. I continue to get the same generic responses without any specific update on when my returned funds will be posted. They are not helping or making a real effort to resolve the issue. Based on my experience, I would strongly caution others before doing business with Bluevine until this is properly addressed. BE AWARE THEY HIDE BEHIND BEING A FINTECH BANK SO THEY CANT HELP YOU IF YOU HAVE ANY PROBLEMS WITH YOUR MONEY. ITS NOT SAFE FOR GENERAL BUSINESS OPERATIONS.
April 15, 2026
Unprompted review
Reply from Bluevine
Hi Andria,
Thank you for taking the time to leave a 5-star review. We’re glad to hear your experience has been excellent.
If there’s ever anything we can do to support you and your business, feel free to reach out to our team here: https://www.bluevine.com/contact-us
.
We appreciate you choosing Bluevine.
– The Bluevine Team
The Agent (Shauna T.) was very helpful…
The Agent (Shauna T.) was very helpful and guided me through the process and explained the funding options they had for my business.
Thanks again!
April 15, 2026
Reply from Bluevine
Hi Christian,
Thank you for taking the time to share your experience. We’re glad to hear that Shauna was able to guide you through the process and clearly explain your funding options—support like that is exactly what we aim to provide.
If you ever have additional questions or need further assistance as you move forward, our team is always here to help: https://www.bluevine.com/contact-us
.
We appreciate your feedback and your trust in Bluevine.
– The Bluevine Team
Non compliance
Bluevine, I'm a PA business owner. Does Bluevine policy explicitly override PA Banking Code 7 P.S. § 603 regarding the capacity of minor business owners? My Case #101315851 seems to indicate so, and I'd love a public clarification for the small business community.The detail you are missing is that you are denying a valid, registered Pennsylvania LLC that carries a $2,000,000 commercial liability policy. Under PA Banking Code 7 P.S. § 603, I have full legal capacity to manage this entity’s accounts 'as though I were an adult.' >
By using a hard-block age filter, you are refusing service to a fully-insured, member-managed firm with a professional Operating Agreement and a verified EIN. I am looking for a banking partner that understands state law and recognizes the legitimacy of young founders who have already been vetted by major insurance carriers. If Bluevine cannot handle manual compliance for legal entities under 7 P.S. § 603, then your 'small business' focus is clearly limited.
April 13, 2026
Unprompted review
It was very simple and fast to complete
April 15, 2026
Unprompted review
Reply from Bluevine
Hi Beatrice,
Thank you for taking the time to share your experience. We’re glad to hear that the process felt simple and fast—that’s exactly what we aim to deliver for our customers.
If you ever need anything or have questions as you continue using Bluevine, our team is here to help: https://www.bluevine.com/contact-us
.
We appreciate you choosing Bluevine.
– The Bluevine Team
Michael is awesome
Michael is awesome! He is a great communicator, kind, and seems to be smiling on the other side of the phone. He made my onboarding experience smooth and educational. I appreciate having him as my introductory support!
April 14, 2026
Reply from Bluevine
Hi Nastasia,
Thank you for taking the time to share your experience. We’re glad to hear that Michael made such a strong impression and helped make your onboarding process smooth and informative. Providing clear, supportive guidance is something we strive for, and it’s great to know that came through.
If you have any questions as you continue getting set up, our team is always here to help: https://www.bluevine.com/contact-us
.
We appreciate you choosing Bluevine.
– The Bluevine Team
Reply from Bluevine
Hi Derek,
Thank you for taking the time to share your experience. We’re glad to hear that Ben was able to provide transparent support and genuinely help your business—that’s exactly the kind of experience we aim to deliver.
If you ever have additional questions or need further support, our team is here for you: https://www.bluevine.com/contact-us
.
We appreciate you choosing Bluevine.
– The Bluevine Team
I had a great experience working with…
I had a great experience working with Anthony, the Account Executive at Bluevine, while securing a line of credit for my business. He was professional, knowledgeable, and very responsive throughout the entire process.
Anthony took the time to clearly explain how the line of credit works, including the terms, flexibility, and how it can best support my business needs. He made everything simple to understand and ensured I felt confident before moving forward.
What I appreciated most was his transparency and no-pressure approach. The process was smooth, fast, and efficient thanks to his guidance.
I highly recommend Anthony to any business owner looking for a reliable and straightforward line of credit solution. Outstanding service!
April 15, 2026
Reply from Bluevine
Hi Jean,
Thank you for taking the time to share such a detailed review. We’re glad to hear that Anthony provided professional, transparent, and responsive support while helping you secure a line of credit. It’s especially great to know he took the time to clearly explain your options and made the process feel smooth and straightforward.
Providing clarity and a no-pressure experience is something we strive for, and your feedback reinforces the work our team is doing to support business owners like you.
If you have any questions as you continue to use your line of credit, our team is always here to help: https://www.bluevine.com/contact-us
.
We appreciate your recommendation and your trust in Bluevine.
– The Bluevine Team
Don't close people business account…
Don't close people business account that's trying to start
August 3, 2025
Reply from Bluevine
Hi Willie,
We appreciate you taking the time to share your feedback. We understand how frustrating it can be when you’re trying to get your business up and running and experience an account closure.
Like most financial institutions, we have security and compliance requirements in place to help protect our customers and the integrity of our platform. In some cases, this can result in accounts being restricted or closed. That said, we’d like the opportunity to take a closer look at what happened in your situation.
Please reach out to us through our secure support channel here: https://www.bluevine.com/contact-us
so our team can review your case and provide more clarity.
If we’re able to help resolve this for you, we’d appreciate it if you’d consider updating your review to reflect your experience.
– The Bluevine Team
Very helpful
Very helpful. Reached out before I even knew I had a problem. They were prompt to call me back as well.
April 15, 2026
Reply from Bluevine
Hi Olivia,
Thank you for taking the time to share your experience. We’re glad to hear our team was able to proactively reach out and support you before the issue became a bigger concern, and that the follow-up was prompt.
Providing timely and attentive support is a priority for us, and it’s great to know that came through in your experience. If you ever need anything further, our team is here to help: https://www.bluevine.com/contact-us
.
We appreciate you choosing Bluevine.
– The Bluevine Team
Transparency
April 14, 2026
Reply from Bluevine
Hi MJ,
Thank you for your 5-star review and for calling out transparency—this is something we work hard to deliver for every customer. It’s great to hear that it stood out in your experience.
If you ever have questions or need support down the line, our team is always here to help: https://www.bluevine.com/contact-us
We appreciate you choosing Bluevine.
– The Bluevine Team
Benny Is an amazing account executive
Benny Is an amazing account executive. I am terrible with technology and went to draw funds and accidentally withdrew the whole amount, and he correct it to the amount that i needed within 10 minutes. World class Customer Service !!
Thank you to benny and the bluevine team.
April 14, 2026
Reply from Bluevine
Hi Nicholas,
Thank you for taking the time to share your experience and for the 5-star review. We’re glad to hear Benny was able to step in quickly and get things corrected for you—especially in a moment that could have been stressful.
Providing clear, timely support is a priority for us, and it’s great to know Benny delivered that level of service. We’ll be sure to pass along your kind words to him and the team.
If you ever need anything else, you can always reach us here: https://www.bluevine.com/contact-us
We appreciate you choosing Bluevine.
– The Bluevine Team
Rep was helpful with the process and…
Rep was helpful with the process and decision making
April 14, 2026
Reply from Bluevine
Hi Kevin,
Thank you for your 5-star review. We’re glad to hear our team was able to support you through the process and help with your decision-making.
Providing clear and helpful guidance is something we aim for, so it’s great to know that came through in your experience.
If you ever need anything else, feel free to reach out to us here: https://www.bluevine.com/contact-us
We appreciate you choosing Bluevine.
– The Bluevine Team
New and Confused to educated and confident
I was using a new system for the first time and it was confusing and of course kind of scary. William called me and talked me through it. Solved all my issues, answered all of my questions and showed me features I would have never looked for.
March 18, 2026
Reply from Bluevine
Hi Ceceliaann,
Thank you for your 5-star review and for sharing your experience. We understand how using a new system can feel confusing at first, and we’re glad William was able to step in, walk you through everything, and help you feel more confident.
It’s great to hear he not only resolved your questions but also introduced you to features you might not have discovered otherwise—that’s exactly the kind of support we aim to provide. We’ll be sure to pass along your feedback to him.
If you ever need additional help, you can always reach us here: https://www.bluevine.com/contact-us
We appreciate you choosing Bluevine.
– The Bluevine Team
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