Dana Kramer my dedicated on-boarding account rep. He is genuinely helpful and ensures that any questions get answered and provides meaningful tips. He is a real person and not AI which I value more th... See more
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Review summary
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I love me some Bluevine! This fintech bank is the best for all of your business needs. It's the new way of banking without all of the restrictions of a traditional bank; such as low daily limits a... See more
Company replied
Michael Chung, was most helpful in setting up my account. He took the time with no pressure to show the benefits of being with BLUEVINE and all the features.... Offered very valuable account se... See more
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The representative i spoke with was professional, personable, & patient. She made what I needed easy and I appreciate that. I called 1.5 months ago for the same thing and it wasn't handled well and... See more
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Company details
- #103 of 251 best companies in Non-Bank Financial Service
- #42 of 107 best companies in Financial Institution
About Bluevine
Written by the company
Bluevine is the largest small business banking platform in the U.S.,* built to serve as the financial operating system for startups and small businesses. Founded in 2013, Bluevine helps companies manage their money through a single online account—allowing them to earn more, save more, borrow, and pay bills without ever stepping into a branch.
What does Bluevine offer?
Bluevine brings together the core tools small businesses need to manage their money. Do it all from one platform:
- Earn high-yield APY on business checking**
- Organize funds and separate expenses with sub-accounts
- Manage accounts payable and send domestic or international payments with built-in bill pay tools
- Accept and manage sales effortlessly with invoicing and payments, Tap to Pay, and more
- Issue up to 50 business debit cards for your main account and sub-accounts
- Access working capital through business loans and lines of credit***
How is Bluevine different from traditional banks?
Unlike traditional banks, Bluevine operates fully online and is built specifically for small businesses. Banking, payments, and credit tools are accessible through one dashboard, helping business owners save time and manage cash flow more efficiently.
Who is Bluevine for?
Bluevine is designed for small businesses, startups, and entrepreneurs looking for a modern alternative to traditional business banks—especially those who value easy online setup, flexibility, and integrated financial tools. Customers can learn more on our FAQ page.
Is Bluevine trusted?
- 900,000+ customers served since 2013*
- $16B+ in loans delivered to help businesses grow
- $1.8B+ in managed customer deposits
Bluevine is backed by leading private and institutional investors, including Lightspeed Venture Partners, Menlo Ventures, 83North, Citi Ventures, ION Crossover Partners, SVB Capital, Nationwide Insurance, and M12 (Microsoft’s venture arm).
To learn more about Bluevine’s business checking, loans, and payment tools, visit bluevine.com.
Bluevine is a financial technology company, not a bank. Banking services are provided by Coastal Community Bank, Member FDIC. The Bluevine Line of Credit is issued by Celtic Bank. Other commercial credit products are offered by a variety of Bluevine’s third-party partners.
*As compared to publicly available data on the number of lifetime customer accounts held by other U.S. banking platforms dedicated to small businesses that offer both checking and lending services, as of January 2026. Customer and lending statistics include Paycheck Protection Program.
**Premier and Plus plan customers automatically earn annual percentage yield (“APY”) on their available balances. Standard plan customers will earn interest on their available balances if they meet an eligibility requirement as detailed in the Terms of Interest Accrual incorporated into the Bluevine Business Checking Account Agreement.
***Applications are subject to credit approval. Rates, credit lines, and terms may vary based on your creditworthiness and are subject to change. Additional fees apply.
****Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. $3,000,000 in FDIC insurance is offered by multiplying the standard $250,000 FDIC coverage across multiple banks. For complete details, please visit bluevine.com/business-checking/fdic-protection.
All your business banking in one place
Written by the company
- Simplify your business banking
- Get paid, manage cash flow, send payments, and access working capital all from one easy-to-use platform, so you don’t need to juggle multiple tools.
- Make the most of your money
- Earn higher APY on business checking, plus pay no monthly fee for our Standard plan.**
- Bank with confidence
- Get up to $3 million in FDIC insurance, custom spend limits and alerts, and a suite of fraud controls to help keep your money safe.****
Contact info
30 Montgomery Street, 07302, Jersey City, United States
- (888) 216-9619
- support@bluevine.com
- bluevine.com
Largest SMB banking platform in the US*
4.7
Excellent
11K reviews
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Always been convenient and ready to…
Always been convenient and ready to utilize when I need and my customers are easily to deposit when needed. Thanks for making it simplified easier.
April 23, 2026
Reply from Bluevine
Hi Chris,
Convenient, ready when you need it, and easy for your customers too — that's the full picture working as it should!
We're glad Bluevine is making things simpler for you and your business. Thank you for sharing!
The Bluevine Team
I like the deposit speed
I like the deposit speed. I like the ease of use. And app is great.
April 25, 2026
Reply from Bluevine
Hi there,
Fast deposits, easy to use, and a great app — we built all three with your business in mind. Thank you for sharing!
The Bluevine Team
Reply from Bluevine
Hi Richard,
On top of it is exactly where we want our team to be! Dane will love hearing this. Thank you for sharing!
The Bluevine Team
Quick and easy to set up
April 10, 2026
Reply from Bluevine
Hi Richard,
Quick and easy is the plan! We're glad it delivered. Thank you for sharing!
The Bluevine Team
Experience applying for Bluevine Loan/ Line of Credit …
My experience applying for Bluevine Business loan and or a line of credit was excellent. I'm in the process of starting a new business and your representative Shawan Tonner was very patients with walking me through the process, I thank your company for the opportunity and I thank you for people like Shawan at your company.
April 23, 2026
Reply from Bluevine
Hi Woodrow,
Congratulations on starting your new business — what an exciting milestone!
Shawan will be so glad to hear this. Walking you through the loan and line of credit process with patience during such an important time is exactly the kind of support we want every new business owner to have. We're grateful for your trust and excited to be part of your journey!
The Bluevine Team
Best Small Business Bank
Great customer service, the bank set up is easy, they staff is always helpful.
April 22, 2026
Reply from Bluevine
Hi Ross,
Best small business bank — we love seeing that! Thank you for the kind words.
Great service, easy setup, and a team that's always ready to help. We work hard to deliver all three and we're glad it's showing. We appreciate your support!
The Bluevine Team
Simple set up
April 22, 2026
Reply from Bluevine
Hi Jennifer,
Simple is the goal! We're glad the setup felt that way. Thank you for sharing!
The Bluevine Team
The representative was nice and…
The representative was nice and knowledgeable. She was able to answer all of my questions, then followed up with resources to support our conversation.
April 24, 2026
Reply from Bluevine
Hi Connie,
Answering your questions is one thing — following up with resources to back it all up is what sets our team apart. We're glad she delivered both!
Thank you for sharing your experience with us.
The Bluevine Team
Professional Experience
Michael Chung was professional, courteous and understanding of my situation and did a wonderful job explaining everything and being patient with me through the process. I would recommend him to anyone to be their guide.
April 24, 2026
Reply from Bluevine
Hi Robert,
Michael Chung continues to set the bar high — thank you for sharing this!
Professional, courteous, patient, and taking the time to understand your situation before diving in. That's the kind of guidance every customer deserves. We'll make sure he sees your kind words and recommendation!
The Bluevine Team
Quick and to the point call about new…
Quick and to the point call about new features. Pleasant to talk with and not pressuring like some calls with other businesses.
April 24, 2026
Reply from Bluevine
Hi James,
Respecting your time and keeping things pressure-free is something we genuinely care about.
We want every interaction to feel helpful, not pushy. We're glad the call hit the mark and that you came away knowing about the latest features. Thank you for sharing!
The Bluevine Team
Reply from Bluevine
Hi Andres,
No fees, no surprises — the way banking should be! We're glad that's making a difference for your business. Thank you for sharing!
The Bluevine Team
Exceptional Customer Service That Truly Made a Difference
Excellent support from William at Bluevine assisting with my Stripe account. He was knowledgeable, patient, and walked me step-by-step through resolving a website-related issue. Everything was handled efficiently and professionally—truly appreciate the outstanding service.
April 13, 2026
Reply from Bluevine
Hi Patricia,
Thank you for the kind words — William will be thrilled to see this!
Knowledgeable, patient, and taking the time to walk you through a tricky Stripe issue step by step is exactly the kind of support we're proud to offer. We're glad everything got resolved efficiently. We'll make sure he gets the recognition he deserves!
The Bluevine Team
Reply from Bluevine
Hi Mitchell,
Thorough and professional — two things we never compromise on. We'll make sure Michael hears this. Thank you for sharing!
The Bluevine Team
Excellent customer service by Shawna
Shawna, the rep who assisted me, consistently communicated with me throughout the process and made sure to educate me on services available to fit my business needs. Excellent customer service.
April 24, 2026
Reply from Bluevine
Hi Ken,
Shawna is going to love hearing this — and she absolutely earned it!
Consistent communication and making sure you're matched with the right services for your business is exactly how we want every customer to feel supported. We'll make sure she sees your kind words. Thank you for sharing!
The Bluevine Team
Great very helpful very understanding…
Great very helpful very understanding excellent attitude excellent mood 10 thumbs up
April 24, 2026
Reply from Bluevine
Hi Willie,
10 thumbs up — we'll take every single one! Thank you!
Helpful, understanding, and great energy all around. We're glad that was your experience and we appreciate you sharing it!
The Bluevine Team
Bluevine has always been a good…
Bluevine has always been a good business partner for us. We look forward to continuing on with them
April 24, 2026
Reply from Bluevine
Hi James,
The feeling is mutual — thank you for the continued trust!
We're proud to be a reliable partner for your business and we look forward to many more years together.
The Bluevine Team
Great Customer Service !
I recently opened a new account with Bluevine, and the experience has been smooth so far. The application process was quick and straightforward, and I appreciated how easy it was to get everything set up online without unnecessary delays. Their platform is user-friendly, making it simple to navigate features and manage my account.
Customer service has been responsive and helpful whenever I’ve had questions, providing clear answers without long wait times. Overall, it’s been a positive experience, and I’m looking forward to continuing to use their services.
April 24, 2026
Reply from Bluevine
Hi Michael,
Welcome to Bluevine and thank you for sharing this!
Quick setup, a user-friendly platform, and support that's actually responsive without the long waits — we put a lot of work into making all of that feel effortless. We're glad it's been a smooth start and we're looking forward to the journey ahead with you!
The Bluevine Team
Extremely helpful
Extremely helpful, responsive, and responsible to their customers. They worked hard to try and work out a solution.
April 23, 2026
Reply from Bluevine
Hi Mike,
Thank you for this!
Working hard to find the right solution for our customers is something we take seriously. We're glad that came through for you and appreciate you taking the time to share your experience.
The Bluevine Team
Zack reached out after my initial setup…
Zack reached out after my initial setup on the website. I was impressed by the level of service. He walked me through some things to tidy up my account and had some nice surprises I wasn't expecting. Rare to get that these days.
April 23, 2026
Reply from Bluevine
Hi Scott,
Thank you for taking the time to share your experience. It’s great to hear that Zack connected with you right after your initial setup and was able to walk you through your account and even provide a few unexpected extras along the way.
We know how much those early interactions matter, and we’re glad the level of service stood out to you. Feedback like this helps reinforce what we aim to deliver for every customer.
If there’s ever anything else you’d like to explore or optimize in your account, you can always reach us through our Contact Us page: https://www.bluevine.com/contact-us
We appreciate you choosing Bluevine. If your experience continues to meet your expectations, we’d be grateful if you’d consider keeping your review updated over time.
– The Bluevine Team
Michael spent the time to address all…
Michael spent the time to address all my questions and was really knowledgeable
April 23, 2026
Reply from Bluevine
Hi Andrew,
Thank you for sharing your experience. We’re glad to hear that Michael took the time to answer all your questions and provide the clarity you needed—having a knowledgeable team member can make all the difference.
We appreciate you choosing Bluevine and trusting us to support your business. If anything else comes up, you can always reach us through our Contact Us page: https://www.bluevine.com/contact-us
If your experience continues to meet your expectations, we’d be grateful if you’d consider keeping your review updated over time.
– The Bluevine Team
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