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Bowcredit Reviews 97

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TrustScore 1 out of 5

1.2

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Review summary

Based on reviews, created with AI

Most reviewers were let down by their experience overall. Many people reported unexpected charges and billing discrepancies, often related to subscription fees. Customers also found it nearly impossible to contact the company, with phone numbers leading to full mailboxes and emails going unanswered. Reviewers frequently mentioned issues with the company's website, including an inability to log in or access promised services, and a lack of functional content. Many also expressed frustration with the pricing, specifically recurring charges for services they did not utilize or explicitly authorize.

What people talk about most

Payment

Users describe negative interactions with payment, primarily reporting unauthorized charges of $34.95. Many... See more

Customer communications

Reviewers highlight significant frustration with contact methods. Many customers report that phone numbers... See more

Subscription

Customers express significant dissatisfaction with subscriptions, often reporting charges for services they... See more

Price

Reviewers mention negative feedback about price. Many customers report unauthorized charges of $34.95, often... See more

Website

Clients share negative opinions on the website, with many reporting issues such as unauthorized account... See more

Based on these reviews

Rated 1 out of 5 stars

Ok so out the blue i get a message from my bank asking if I just tried to buy "standard bowcredit" for 34.95 and I said NO I DIDN'T NEVER EVER HEARD OF THIS UNKNOWN SCAMMING COMPANY!! Then I jumped on... See more

Rated 1 out of 5 stars

I have two charges from this company. I do not recall opening an account with them. I am disputing the most recent charge of $34.95. I cannot login to their website since I do not know my username or... See more

Rated 1 out of 5 stars

These scammers somehow got my card info and have tried 4 times in the past two weeks to charge me $34.95 for whatever their scam is! The fraud department at my bank called and sent me messages to ver... See more

Rated 1 out of 5 stars

Would rate zero stars if I could. I was shopping for a personal loan and was directed to this site which said guarantee approval next thing I know (without consent or signature) they are saying I'm su... See more

Contact info

1.2

Bad

TrustScore 1 out of 5

97 reviews

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Replied to 20% of negative reviews

Typically replies within 48 hours

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Rated 1 out of 5 stars

I don’t know who this company is

I don’t know who this company is, but I never Signed Up for a credit repair!! I tried calling the number my bank gave me and it’s only going to a voicemail… this company took $34.95 out my account. I will be filing a case with the BBB about them

February 5, 2026
Unprompted review
Rated 1 out of 5 stars

SCAM SCAM SCAM

I would give zero stars if I could. I never gave this company authority to charge my card for $34.95 -- luckily my bank caught it. Scandalous... and the phone number just says it is an empty mail box.

December 31, 2025
Unprompted review
Rated 1 out of 5 stars

I would give them negative stars.

I would give them negative stars if possible. I have the same thing that many people do, a charge for $34.95 that I never made or agreed to. They automatically sign you up for a recurring subscription without your knowledge. The number has a full mailbox, so I had to use the contact form on their website. I highly doubt that even respond, this is complete fraud and stealing. Absolutely ridiculous.

December 18, 2025
Unprompted review
Rated 1 out of 5 stars

Charged $34.95 for nothing

Charged $34.95 for nothing! I never even filled anything out just browsing. Notified my bank immediately. Nothing like having to get a new debit card and notifying all the bill people. Merry Christmas!

December 19, 2025
Unprompted review
Rated 1 out of 5 stars

This is a scam

This is a scam. I know I tried for a loan, but if I didn't like the proposal of what I was going to have to pay back, I backed out or closed the account. I too noticed a $34.95 charge that I didn't authorize. I notified my bank to dispute it. DO NOT BELIEVE THESE PEOPLE!!

December 12, 2025
Unprompted review
Rated 1 out of 5 stars

**They don't deserve a 1*..

**They don't deserve a 1*... STAY AWAY....

They asked for some general information and a debit card to do a soft pull on my credit to see if I could be approved for a loan ... Next thing I know I'm being charged 34.95$ for nothing because I never went through with getting a loan with them, also I never subscribed to anything with these animals and somehow I have a subscription... ? Tha F@$# is that ... Also when I go to the unsubscribe page ... It literally asks why your leaving and when you click leave it gives an error and doesn't let you -_- talk about some FRAUD... Contacting my bank in the AM and praying my account is safe and my money will be returned to me.

December 17, 2025
Unprompted review
Rated 1 out of 5 stars

I was directed to BowCredit after using…

I was directed to BowCredit after using CreditKarma's look for a "Personal Loan" option, which is not supposed to effect your credit score nor make any inquiries. LifeLock alerted me that multiple "PayDay" loan inquiries were blocked! BowCredit wanted a credit or debit card to "verify" my identity. I closed the browser without entering any information. No legitimate lender will ask for this type of information ℹ️ unless they are providing you a firm offer for a loan. Stay far away from this SCAM!!!

December 8, 2025
Unprompted review
Rated 1 out of 5 stars

They are scammers!

They are scammers!! They charged my $34.95 when all I did was apply for a loan. I never signed up for credit repair. They should be investigated and possibly charged.

December 5, 2025
Unprompted review
Rated 1 out of 5 stars

The accountless account

I had received a call from the ppl and we ended up getting disconnected right after I gave my card # I didn't authorize anything and I had 34.95$ come out of my account when I try to log into there site I'm told I don't have an account so if no account why was nearly 35$ taken out of my account

October 31, 2025
Unprompted review

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