I have only had my Bunq account for three months and initially signed up as it seems to be very flwxible and pays interest on savings. The main downside is that I find the app layout confusing com... See more
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Frequent travelling, staying for longer than a couple of days and now a new family... for this kind of lifestyle, neo banks suited me more than usual banking solutions. Bunq catched my attention with... See more
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it is good to see that neobanks are rising, but not all digital banks deliver quality services. But bunq is different, founded by a visionary man - bunq offers many features. This not just some... See more
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The money features alone are worth switching for. I can easily manage my funds for rent, utilities, groceries, travel, and emergencies, as well as direct deposits straight into them. The card lets me... See more
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Company details
Written by the company
bunq is a fully mobile bank designed to make managing your money simple, fast, and flexible. Whether you're traveling, saving, or sharing expenses, you stay in control with local IBANs, zero FX fees, and real-time notifications. Open an account in minutes, track your spending, set budgets, and even plant trees as you pay. With 24/7 human support and no hidden fees, we offer a transparent banking experience that fits your lifestyle. As an independent bank, we grow when you love using us. Join millions across Europe who already use bunq for smarter, greener, and more convenient everyday banking.
Contact info
Amsterdam, Netherlands
- support@bunq.com
- bunq.com
Breach of guidelines
a small thing -but it matters
u know, this auto round up feature - aint some small thing, basically each payment is rounded up, and the difference goes to my saving accoutn automatically, cool;

Reply from bunq
The ada[ptation with
Even though I’ve never used online banking before, to my amazement, the adaptation period with bunq was surprisingly quick. I verified my account through the mobile app and was able to use the account without restraints the same day. Since then I’ve been using it for everyday payments and it has been reliable so far. The only remark is the price on a elite status... imho

Reply from bunq
protiftable
Bunq I think posted some record profitability metrics for the past year...
that is great to know, I think in the near future they will upgrade their features, which as of now are still great...but imagine, can be way better...that is awesome to me.
I use bunq elite plan - for all the perks it offers it is worth paying. n26 and revolut cant compete with bunq imho

Reply from bunq
Online fully
it’s a blessing and curse. SAves time, but there still concerns about problem solving

Reply from bunq
slightly better
tarted with the free version exactly a year ago, decided to write my experience. I think, for basic needs its quite perfect, but more than that, obviously yo uhave to pay.
Like, up to few months in, I was only gettting two free withdrawals per month, which is not much at all. Learned how to pay through Apple pay because of this.
The 2% interest on savings was better than my old bank at 0.2%, but still I recommend using stocks, better interest rate (if the war in the Middle East didnt happen, but then again, mby right now is the best opportunity).

Reply from bunq
App is feature-rich for sure
sometimes cluttered... but I got used to. Great for travel sure.

Reply from bunq
Bank seem nice
Lots of good features with pro plan,t his seems the most balanced. Like free atm withdarwals if you need cash. thats not much of savings, but still something.
although the savings is same for all the plans, the features separate one from another and if you need t he best experience you still gotta go with pro or elite. its smart approach tho.

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Reply from bunq
enjoying the app
bunq has introduced me to real digital banking ngl. Fine features. I liked their support service: they explained the nuances of their plans when I contacted them before deciding to register there. Esp if it's worth to get the pro or elite plan. Recommednded to do a trial use. It did help me to make my mind. . .as for the plan I chose, I got the pro. Would get the elite in future

Reply from bunq
growing my portfolio - aint easy
building stock porfolio right from the bunq app - now equtiies are doing not so well, a bit tough...
it is nice feature, just fees worry me a bt sometimes.

Reply from bunq
New Wealth view
cool thing in the new app. Shows me my every money, in one dashboard. I dont have to calculate what I have and where. Accounts right now for my bank accounts
savings accounts.
investment ,(stocks etc)
cryptos I have (I dont have any but oh well).
All is updated live, the second price of anythin changes. Total wealth account for. Don't have to upload to Excel and calculate my total net worth lol. Motivating to have this. They really feels like they thought of everything,

Reply from bunq

Reply from bunq
U know
U know, my friend insisted to visit Barcelona. So, was there last month...and here is how bunq saved me:
had this one moment, where pulled out my card for tapas and suddenly realized I forgot to switch my currency. I got nervous, did wnat to end up robbed with rates.....But checked Bunq app - ZeroFX meant I literally paid the exact exchange rate, no hidden fees. Whereas my friend with Revolut got hit with weekend fees, I paid nothing...!
That is how bunq can still support you no matter where you are...really great features.
And the app - smooth, easy to use

Reply from bunq
Elite paying off
Before stock and crypto invest came with update Elite account had less features . But now it's more 😀because with Elite costs are much lower! Like from 1.99% to just 0.25% with Elite for crypto is nice. And for stocks it's free first 3 month and then 50% discount on trading fee! It's what makes having a better plan worth it, you get better conditions.

Reply from bunq
Money management works quite well…
Money management works quite well there. I could organize everything in separate pots, whether I wanted to use the money for spending or saving. On core, it’s unfortunately only 5 of such accs…(:

Reply from bunq
Delayed payments and overall security
This feautre is nice for most of the time, if you are not paying of suspicious things then you are ok most of the time. security is top🔓

Reply from bunq
Not bad
This is a good banking app. the interface is intuitive and I likes how fast all the transfers work, both internal and external ones. The verification process surprisingly was very quick. I know many say about it, but I was very skeptical about it. But no, the registration doesn’t take more than 4 minutes. Furthermore, they give away a pro account for free for the first 30 days...

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Reply from bunq
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