Bupa UK Insurance Reviews 

43,585
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 8,938 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the phenomenal service, highlighting the ease of access and efficiency in receiving care and support. The staff are frequently described as polite, helpful, and professional, making interactions stress-free and reassuring. Many also appreciate the straightforward and quick claims process, with payments often made promptly and without hassle. However, some people mentioned challenges with policy clarity regarding coverage and unexpected claim issues. A few also noted difficulties reaching customer service or facing administrative delays in treatment authorizations.

What people talk about most

Service

Clients share positive opinions on service, with many reviewers expressing satisfaction with the quick,... See more

Staff

Customers had positive experiences with staff, consistently praising their helpfulness, professionalism, and... See more

Customer service

People report positive experiences with customer service, highlighting the exceptional, professional, and... See more

Claim

Customers consistently note positive experiences with claim, highlighting the process as quick, easy, and... See more

User experience

Reviewers highlight positive aspects of user experience, with many finding the overall process professional,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

A phenomenal service. We feel very fortunate to have access to Bupa through work. We can wait weeks to see a GP through the NHS and often feel like we aren’t being heard and rushed along because of th... See more

Company replied

Rated 5 out of 5 stars

The ease of access with the helpline and their knowledge and efficiency. The short wait time to get an appointment with a Consultant. The speed at which i then got to have an MRI, Dual eye test, a... See more

Company replied

Rated 5 out of 5 stars

I am fairly new to BUPA taken out insurance just a couple of years ago. I developed a medical problem and after consultation with my doctor he suggested that it required further investigation. I cont... See more

Company replied

Rated 5 out of 5 stars

Excellent support from BUPA's customer service as per usual. I always check what my policy does and does not cover with the team before I begin the process of exploring private options to deal quickly... See more

Company replied


Company details

  1. Health Insurance Agency

About Bupa UK Insurance

Written by the company

Bupa are one of the UK’s leading health insurance companies. Created in 1947, we are driven by a passion to provide high quality, affordable healthcare. Our purpose is to help people to live longer, healthier, happier lives and make a better world.

We cover healthcare, wellbeing and mental health support for individuals, couples, families and businesses. Alongside health insurance, we also have clinics, care homes and dental centres all over the UK.

At Bupa, our priority is our customers. We have no shareholders so all profits are reinvested into improving the health of millions worldwide.

We’re developing digital tools and solutions to help us achieve our goal of becoming the world’s most customer-centric healthcare company. Perfect for people with busy lifestyles to make it easier for you to book, manage and attend your appointments. You can also build and track your wellbeing plan and see a doctor 24/7, wherever you are in the UK using your computer or mobile device.

As a business we also have a global talent, innovation and sustainability programme called eco-Disruptive. Our goal is to find and support sustainable, scalable start-ups and innovative solutions that will improve people’s health and the health of the planet.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

44K reviews

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4.5

All reviews

(43,585)

8,488 reviews in the last 12 months

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Rated 1 out of 5 stars

So anyone that is in it for a cold or…

So anyone that is in it for a cold or you woke up with an infection or something this bupa is a waste of time, you call them you can have a video appointment pretty much straight away but after probably couple calls after being sick with infection etc all they tell you is just need to call 111 or your local gp so whats the point having a private medical insurance, or after speaking to the nurse they send you an email stating you might or might not get a face to face appointment same day and even for that you need to follow links to have it booked and pay for it extra, now imagine your really sick, got shiver's, fewer and everything you must go and have to do all
of that where they could be the case of you just ringing them up and they say yea we can see your sick just come over, now for those who has some serious illnesses that all the sudden has popped up in your life, you will call them and they will ask you to have some papers filled by your local gp to make sure youve not had previous illness , which means it might take a month or so , so unless your bupa plan has already have had them gp records checked you are not getting anything done anytime soon with a private medical insurance honestly its a scam waste of time, in a short note you have medical insurance but must go and see your own gp anyways

July 9, 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We are truly sorry to hear about your frustrating experience and understand your disappointment. When taking out a Bupa policy, customers or intermediaries can choose several types of underwriting, such as Fully Medically Underwritten, where a customer is asked full medical questions to determine any potentially excluded conditions, or as on your policy, Moratorium underwriting. where a GP needs to provide supporting information each time a claim is made.
Your concerns have been recorded and our Customer Relations team are available on 0345 606 6739 if you'd like to discuss this in more detail. Lines are open 9-5 Monday to Friday. Many thanks

Rated 5 out of 5 stars

Smooth to book treatment

Helpful staff over the phone. Easy to book an appointment on the app. Slightly challenging to find my approved treatments on the app. But once I found the page all the information I required was on there.

July 2, 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're so glad to hear you had a positive experience with our phone staff and found booking appointments on the app easy. We appreciate your feedback regarding the difficulty in finding approved treatments and will look into improving that navigation.

Rated 5 out of 5 stars

Quick, clear and effective

I received clear, factual answers/advice and achieved all that I had sought in phone call.

July 8, 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your positive feedback and are so glad to hear that you received clear, factual answers and advice, and achieved everything you sought during your phone call.

Rated 5 out of 5 stars

testsEvery body was so helpful and I had…

Every body was so helpful and I had three tests done while at the clinic and when I had to wait a few minutes for a blood test the staff were so sorry that I had to wair.

June 26, 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We are so glad to hear that our team was helpful and attentive during your visit, especially regarding the brief wait for your blood test. Thank you for your kind words!

Rated 5 out of 5 stars

Quick response

Quick response, nothing was to much trouble to arrange

June 12, 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your feedback and are so pleased to hear that our response was quick and that arranging things was not a problem.

Rated 5 out of 5 stars

Exceptional

My experience from start to finish was what I’d call exceptional, the people at the other end of the phone with Bupa were so helpful, knowledgeable, and so pleasant to get me the care I needed, 100% to them all, I had a full hip replacement at the Albyn Hospital Aberdeen which again I would call exceptional, staff, surgeon, nurses, the catering staff and anyone else I’ve missed were also 100% in my book,I’m getting quite old now and it’s not my usual way of getting care but saying that I’d recommend (if affordable I must say)to have some medical insurance.
Thank You to everyone on getting me on my road to recovery.

June 21, 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

Thank you so much for sharing your wonderful experience. We are delighted to hear that our team was helpful and knowledgeable in getting you the care you needed. It's fantastic to know that your hip replacement at Albyn Hospital Aberdeen was exceptional, and that everyone involved contributed to your positive journey to recovery.

Rated 5 out of 5 stars

from the 1st minute i called to the…

from the 1st minute i called to the last minute i was dealt with in an excellent manner

July 3, 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your positive feedback and are so glad to hear that you were dealt with in an excellent manner from beginning to end.

Rated 4 out of 5 stars

My consultant I eventually saw was…

My consultant I eventually saw was great! There was a bit of a wait for my appointment because the first consultant I booked, cancelled the appointment and I had to rebook with someone else. Please make sure that consultants listed in the referral are available to treat you.

July 6, 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're glad to hear your consultant was great! We sincerely apologize for the initial inconvenience and the delay in your appointment. We are actively working to improve our scheduling process to ensure consultant availability.

Rated 5 out of 5 stars

Representative was very helpful

Representative was very helpful
Went through steps very patiently and guided all the way.

June 29, 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're so glad our representative was helpful and patiently guided you through the steps. Thank you for your 5-star rating!

Rated 3 out of 5 stars

Did an online consultation

Did an online consultation, and given a referrral. Tried making contact for an appointment with a consultant through mybupa app. Nothing happened, although it did say response within 24hrs. This was 4 days ago.

July 2, 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

Thank you for sharing your feedback. We're sorry to hear about this. Please contact your Member Services team on 0345 609 0111 to discuss in more detail. You can also use webchat at www.bupa.co.uk/contact/us. Sorry for the inconvenience.

Rated 5 out of 5 stars

Excellent service as always

Excellent service as always, the best!

June 29, 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We are so pleased to hear that you consistently receive excellent service from us. Thank you for your kind words!

Rated 5 out of 5 stars

Very quick and easy to submit a claim…

Very quick and easy to submit a claim and funds paid with 3 days.

July 9, 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your feedback and 5-star rating. We are glad you found the claim submission process quick and easy, and that you received your funds within three days.

Rated 5 out of 5 stars

It’s all been very smooth from start to…

It’s all been very smooth from start to finish. The consultant asked lots of question's explained his thoughts & arranged x-rays & mri. A follow up visit has been arranged.

July 1, 2026
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Reply from Bupa UK Insurance

We're so pleased to hear that your experience was smooth from start to finish. We appreciate your positive feedback regarding the consultant's thoroughness and the arrangements made for your follow-up.

Rated 5 out of 5 stars

Bupa stars!!!

Very easy and helpful staff at Bupa,
Nothing was to much trouble.

July 9, 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your feedback and are so pleased to hear that our staff was helpful and that nothing was too much trouble.

Rated 1 out of 5 stars

Concerns about the "secure" email system that don't appear to have been taken seriously

I had a query and received an answer via a system that required me to share my email password or put an app on my email system. I was concerned as I have been scammed in the past and raised this by phone and was asked to email my concerns to members services. The reply came via the same system and when I pointed this out-you've guessed it - they replied via the same system that I and the BUPA operative I spoke to on the phone were concerned about. Were they not reading the emails? Or was there some other reason - I cannot think of a good one

Hopefully any response will not again use the same system that I queried

July 6, 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We sincerely apologise for the frustrating experience you've had with our communication system. It's completely understandable why you would be concerned, especially given past experiences. We've raised your concerns with our Customer Relations team who will be in contact following a full review. Many thanks

Rated 5 out of 5 stars

Easy to follow application

Easy to follow application. No dramas, payment authorised.

July 2, 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're so glad to hear that our application process was straightforward and that your payment was authorized without any issues. Thank you for sharing your positive experience!

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