Capital Gurus Reviews 201

TrustScore 4.5 out of 5

4.6

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, attentiveness, and helpfulness, making the entire process smooth and easy. Many people highlight the exceptional customer service, noting that their questions were answered thoroughly and that the team provided sound advice tailored to their specific funding needs. The service is frequently described as quick, efficient, and seamless, with reviewers appreciating the fast response times and the overall positive user experience. However, some customers also noted isolated instances where they encountered a lack of professionalism or basic business etiquette from assigned personnel. These experiences were described as the opposite of the generally positive interactions, with issues such as unhelpful responses or a perceived lack of knowledge from a specific individual.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting their professionalism,... See more

Service

Clients share positive opinions on service, highlighting the ease and manageability of the loan process. Many... See more

Customer service

People report positive experiences with customer service, highlighting the helpfulness and efficiency of the... See more

Response time

Reviewers highlight positive aspects of response time. Customers consistently praise the responsiveness and... See more

User experience

Consumers find the user experience to be positive. Many describe the entire process as quick, seamless, and... See more

Based on these reviews

Rated 5 out of 5 stars

I was in a real pinch and needed funding quickly to cover some essential business equipment. Time was not on my side, and honestly I was pretty stressed about it. Capital Gurus made the whole proces... See more

Rated 5 out of 5 stars

One of the best experiences. I was first assisted by Ester, who gave me an excellent explanation of the system and how to use the app. She has always been there to help me with any questions or c... See more

Rated 5 out of 5 stars

The entire process was quick and seamless. They work to make sure they answer all questions and provide sound advice to fit your exact funding needs. We look forward to a continued relationship with... See more

Rated 5 out of 5 stars

Our experience with Capital Gurus was excellent. Levi Hooper was extremely helpful in getting us the best loan for our needs. He made the process quick and easy. His communication was very professiona... See more


Company details

  1. Loan Agency

About Capital Gurus

Written by the company

Welcome to Capital Gurus, the premier capital solutions provider for businesses looking to grow and succeed. Our team of experienced financial experts understands the challenges facing entrepreneurs and business owners today, and we’re here to help you overcome them..

We offer a wide range of loan options, including term loans, lines of credit, working capital, and equipment financing, all tailored to meet your specific needs. Our loans range from $10,000 up to $10,000,000, so we can help businesses of all sizes.

At Capital Gurus, we pride ourselves on our personalized approach to lending. We take the time to get to know you and your business, so we can provide you with the best possible financing options. And with our fast and easy application process, you can get the funding you need in no time.

Join the countless small businesses we've helped grow and thrive. Contact us today to learn more about how we can help you achieve your financial goals.

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

201 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 12% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Thanks Cody S fro a quick deal!

Thanks Cody S. for all the hard work. I highly recommend Capital Gurus for a financing source!
Process was well delivered and basically easy and funded in 2 days.

Rich G
National Media Spots.com

April 8, 2025
Unprompted review
Capital Gurus logo

Reply from Capital Gurus

Thank you so much for taking the time to leave us a 5-star review! We’re genuinely grateful for your feedback and delighted to hear that your experience with Capital Gurus was so positive. Providing excellent service and tailored financial solutions to businesses like yours is at the heart of everything we do, and it’s incredibly rewarding to know that our team was able to meet your expectations.

At Capital Gurus, we strive to build lasting relationships with our clients, offering support and guidance every step of the way. Your success is our success, and we're here to ensure you have the resources and financial tools you need to grow and thrive. If there’s anything more we can assist with, or if you have any future needs, please don’t hesitate to contact us

Rated 5 out of 5 stars

Cody will diligent and clear

Cody will diligent and clear. Worked fast, communicated very well.

March 17, 2025
Unprompted review
Capital Gurus logo

Reply from Capital Gurus

Thank you so much for taking the time to leave us a 5-star review! We’re genuinely grateful for your feedback and delighted to hear that your experience with Capital Gurus was so positive. Providing excellent service and tailored financial solutions to businesses like yours is at the heart of everything we do, and it’s incredibly rewarding to know that our team was able to meet your expectations.

At Capital Gurus, we strive to build lasting relationships with our clients, offering support and guidance every step of the way. Your success is our success, and we're here to ensure you have the resources and financial tools you need to grow and thrive. If there’s anything more we can assist with, or if you have any future needs, please don’t hesitate to contact us

Rated 1 out of 5 stars

They will not leave me alone

They will not leave me alone. I have asked several times to be put on the do not call list and I continue to get calls. When I ask to not be contacted anymore, they hang up wihout another word. They are also spamming me repeatedly. Enough already!!!

March 28, 2025
Unprompted review
Rated 1 out of 5 stars

SPAM / SCAMMER!!!

SPAM / SCAMMER!!!

I repeatedly asked them to take me off their mailing list, but they refused to take me off their list. They hide their main business with a lot of fake Company names, domains, phone #, and address that leads to nowhere but I was able to track them down to Capital Gurus.

Spam E-mail Over and Over:
Good morning xxx,

I noticed that xxx recently saw a boost in its business credit score. This is a great time to secure capital for payroll, inventory, expansion, taxes, equipment, or more.

We’ve pre-approved Geek for $xxx, with no personal guarantee, UCC filing, or hard credit inquiry required. It’s customized to your business needs.

Apply directly on our website to view the full approval - takes less than 2 minutes

Alternatively, you can also call me directly at xxx

Best regards,

Nicholas Huff | CCO
Phone: xxx

September 19, 2024
Unprompted review
Rated 5 out of 5 stars

Ryan has been outstanding to work with …

Ryan has been outstanding to work with He understands the needs of your business and more importantly is a forward thinker helping your business to succeed at the highest level I would recommend Ryan to anyone that needs some financial support for their company

March 21, 2025
Unprompted review
Capital Gurus logo

Reply from Capital Gurus

Thank you so much for taking the time to leave us a 5-star review! We’re genuinely grateful for your feedback and delighted to hear that your experience with Capital Gurus was so positive. Providing excellent service and tailored financial solutions to businesses like yours is at the heart of everything we do, and it’s incredibly rewarding to know that our team was able to meet your expectations.

At Capital Gurus, we strive to build lasting relationships with our clients, offering support and guidance every step of the way. Your success is our success, and we're here to ensure you have the resources and financial tools you need to grow and thrive. If there’s anything more we can assist with, or if you have any future needs, please don’t hesitate to contact us

Rated 5 out of 5 stars

I really appreciated Jesse’s level of…

I really appreciated Jesse’s level of Professionalism and Ethics in working through the process of Financing application, underwriting, etc. He gives a positive impression of the organization as a whole. Thank you!

March 20, 2025
Unprompted review
Capital Gurus logo

Reply from Capital Gurus

Thank you so much for taking the time to leave us a 5-star review! We’re genuinely grateful for your feedback and delighted to hear that your experience with Capital Gurus was so positive. Providing excellent service and tailored financial solutions to businesses like yours is at the heart of everything we do, and it’s incredibly rewarding to know that our team was able to meet your expectations.

At Capital Gurus, we strive to build lasting relationships with our clients, offering support and guidance every step of the way. Your success is our success, and we're here to ensure you have the resources and financial tools you need to grow and thrive. If there’s anything more we can assist with, or if you have any future needs, please don’t hesitate to contact us

Rated 5 out of 5 stars

Levi and the team were a pleasure to…

Levi and the team were a pleasure to deal with.

March 11, 2025
Unprompted review
Capital Gurus logo

Reply from Capital Gurus

Thank you so much for taking the time to leave us a 5-star review! We’re genuinely grateful for your feedback and delighted to hear that your experience with Capital Gurus was so positive. Providing excellent service and tailored financial solutions to businesses like yours is at the heart of everything we do, and it’s incredibly rewarding to know that our team was able to meet your expectations.

At Capital Gurus, we strive to build lasting relationships with our clients, offering support and guidance every step of the way. Your success is our success, and we're here to ensure you have the resources and financial tools you need to grow and thrive. If there’s anything more we can assist with, or if you have any future needs, please don’t hesitate to contact us

Rated 1 out of 5 stars

Updated review

Key issues with Capital Gurus:

Excessive spam: I have received 9 emails in under 24 hours. This is a clear sign of a high-pressure scam.
Unverified claims about my business credit score are misleading at best and fraudulent at worst.
Encouragement to apply through their website possible phishing attempts to steal financial information.
The Phone contact that was provided in the email was (520-214-6087), which has a stated "faster approval," yet there was no transparency about the offer's lender, terms, or legitimacy.

March 6, 2025
Unprompted review
Rated 5 out of 5 stars

Jesse was incredible!

Jesse was incredibly helpful and walked me through everything!

February 27, 2025
Unprompted review
Capital Gurus logo

Reply from Capital Gurus

Thank you so much for taking the time to leave us a 5-star review! We’re genuinely grateful for your feedback and delighted to hear that your experience with Capital Gurus was so positive. Providing excellent service and tailored financial solutions to businesses like yours is at the heart of everything we do, and it’s incredibly rewarding to know that our team was able to meet your expectations.

At Capital Gurus, we strive to build lasting relationships with our clients, offering support and guidance every step of the way. Your success is our success, and we're here to ensure you have the resources and financial tools you need to grow and thrive. If there’s anything more we can assist with, or if you have any future needs, please don’t hesitate to contact us

Rated 5 out of 5 stars

Jesse did a great job with staying in…

Jesse did a great job with staying in communication with me. Made it very easy to get things closed quickly.

March 6, 2025
Unprompted review
Capital Gurus logo

Reply from Capital Gurus

Thank you so much for taking the time to leave us a 5-star review! We’re genuinely grateful for your feedback and delighted to hear that your experience with Capital Gurus was so positive. Providing excellent service and tailored financial solutions to businesses like yours is at the heart of everything we do, and it’s incredibly rewarding to know that our team was able to meet your expectations.

At Capital Gurus, we strive to build lasting relationships with our clients, offering support and guidance every step of the way. Your success is our success, and we're here to ensure you have the resources and financial tools you need to grow and thrive. If there’s anything more we can assist with, or if you have any future needs, please don’t hesitate to contact us

Rated 5 out of 5 stars

Jamie made the process extremely easy

Jamie made the process extremely easy. Uploaded documents and went through some due diligence and we were off and running! This funding will get us over a hump and we will keep using them as another funding source. Great group!

February 3, 2025
Unprompted review
Capital Gurus logo

Reply from Capital Gurus

Thank you so much for taking the time to leave us a 5-star review! We’re genuinely grateful for your feedback and delighted to hear that your experience with Capital Gurus was so positive. Providing excellent service and tailored financial solutions to businesses like yours is at the heart of everything we do, and it’s incredibly rewarding to know that our team was able to meet your expectations.

At Capital Gurus, we strive to build lasting relationships with our clients, offering support and guidance every step of the way. Your success is our success, and we're here to ensure you have the resources and financial tools you need to grow and thrive. If there’s anything more we can assist with, or if you have any future needs, please don’t hesitate to contact us

Rated 5 out of 5 stars

The team was very helpful

The team was very helpful, thorough and made sure I understood the entire process.

February 20, 2025
Unprompted review
Capital Gurus logo

Reply from Capital Gurus

Thank you so much for taking the time to leave us a 5-star review! We’re genuinely grateful for your feedback and delighted to hear that your experience with Capital Gurus was so positive. Providing excellent service and tailored financial solutions to businesses like yours is at the heart of everything we do, and it’s incredibly rewarding to know that our team was able to meet your expectations.

At Capital Gurus, we strive to build lasting relationships with our clients, offering support and guidance every step of the way. Your success is our success, and we're here to ensure you have the resources and financial tools you need to grow and thrive. If there’s anything more we can assist with, or if you have any future needs, please don’t hesitate to contact us

Rated 5 out of 5 stars

Ryan and Capital Gurus

Ryan and the team at Capital Gurus have been great to work with. They are very professional and patient. Ryan has been a good coach and is steadfast in his support of helping me establish business credit. He stays in touch and does what he says. Refreshing these days!

February 7, 2025
Unprompted review
Capital Gurus logo

Reply from Capital Gurus

Thank you so much for taking the time to leave us a 5-star review! We’re genuinely grateful for your feedback and delighted to hear that your experience with Capital Gurus was so positive. Providing excellent service and tailored financial solutions to businesses like yours is at the heart of everything we do, and it’s incredibly rewarding to know that our team was able to meet your expectations.

At Capital Gurus, we strive to build lasting relationships with our clients, offering support and guidance every step of the way. Your success is our success, and we're here to ensure you have the resources and financial tools you need to grow and thrive. If there’s anything more we can assist with, or if you have any future needs, please don’t hesitate to contact us

Rated 1 out of 5 stars

John Saunders the phisherman?(updated)

I recently received an unsolicited email from a fella named John Saunders, claiming to be the Affiliate Manager at Capital Gurus. On the surface, it looked like a simple referral offer for accountants. But the more I dug, the more it stunk of something fishy.

The Evidence:

Reputation: A quick search on the BBB showed a trail of complaints about misleading practices.
Website: The links? A bare-bones, unbranded page that set off all the alarms.
Unsolicited Email: A tactic straight out of the scammer’s playbook.
Here’s the email, just so you can see the whole thing:

Subject: Referral Program Inquiry

Hi,

If you're in accounting or bookkeeping, Capital Gurus offers commissions for referring clients in need of financing. You can earn up to 30%, with a "fast" approval process.

Best,
John Saunders | Affiliate Manager
Phone: (775) 981-6041
Email: john.saunderscapitalgurus.com

Final Verdict: This whole thing’s a dud. I’d advise you steer clear of Capital Gurus. If you get an email like this, do your homework, avoid those links, and stay sharp.

PS: The support email’s bogus. Another red flag.

December 9, 2024
Unprompted review
Capital Gurus logo

Reply from Capital Gurus

Dear Phelps,

We appreciate you taking the time to share your feedback. At Capital Gurus, we take transparency and professionalism seriously, and we would like to address your concerns:

Better Business Bureau (BBB) Rating – We are proud to maintain an A rating with the BBB, which reflects our commitment to ethical business practices and excellent service. You can verify our rating here: https://www.bbb.org/us/nv/las-vegas/profile/small-business-loans/capital-gurus-1086-90086762.

Legitimate & Licensed Lender – Capital Gurus is a fully licensed lender operating in all 50 states, and our affiliate program is designed to create mutually beneficial partnerships with financial professionals. We take due diligence seriously before reaching out to any business.

Not a Phishing Attempt – We understand that unsolicited emails can raise concerns. However, our outreach is genuine and compliant with industry standards. We always encourage businesses to verify our legitimacy by visiting our website or contacting us directly.

We sincerely regret any misunderstanding and would love the opportunity to clarify any concerns you may have. We invite you to schedule a call with us at your convenience, where we can discuss this further and address any miscommunications.

If you find that your concerns have been resolved, we would truly appreciate you reconsidering or updating your review, as we strive to maintain an honest and positive reputation.

Please feel free to reach out to us at jsaunders@capitalgurus.com and let’s connect.

Rated 1 out of 5 stars

internet fisherman nice try sir

The emails exhibit several red flags indicating potential domain abuse, including:
DMARC Failure and SPF Issues: The sender’s domain (lendmefund.com) fails DMARC authentication, meaning the email could be spoofed.
DKIM Passing for a Different Domain: The DKIM signature passes for us.en25.com, suggesting that the emails are being sent via a mass-marketing platform rather than the claimed business entity.
Suspicious Reply-To Address: The emails claim to be from George Dawson (lendmefund.com), but the reply-to address is consistently hello-123capitalgurus.hs-inbox.com, a tactic often used in phishing and scam campaigns.
High Spam Score: Microsoft’s filters have flagged these emails as likely spam (Spam Confidence Level: 5).
Unusual Unsubscribe Links: The unsubscribe mechanism is encoded to obscure its true nature, a common indicator of deceptive practices.
Here is an example of one of the spam emails I have received:

If you are having trouble reading this email, read the online version.
Good morning ,
Congratulations! Based on & Associates CPA’s Paydex Score of 83, your business is approved for a $485,700 revolving credit line at a 7.1% fixed rate. No collateral, no UCC filing, and no personal credit check required. Funds are available in 24 hours to support cash flow, expansion, or refinancing high-cost trade balances.
Apply directly on our website to review your approval - takes less than 2 minutes.
You can also speed up the process by calling me directly at: (520) 214-6087
Best regards,
George Dawson | CCO
Phone: (520) 214-6087
To unsubscribe from future emails or to update your email preferences, click here.

January 29, 2025
Unprompted review
Capital Gurus logo

Reply from Capital Gurus

Like

Dear Nick,

We appreciate your feedback and take concerns like yours seriously. However, after reviewing our records, we are unable to locate your information in our system.

Best regards,

Capital Gurus

Rated 1 out of 5 stars

Total bait and switch

Total bait and switch
Promise great rate 6.5% then offer 24% at closing
Now they have all my financial information
You have been warned!
Stay away!

January 27, 2025
Unprompted review
Capital Gurus logo

Reply from Capital Gurus

Dear Vadimere Mann,

We appreciate your feedback and take concerns like yours seriously. However, after reviewing our records, we are unable to locate your information in our system. Additionally, all financial information provided during the application process is securely erased after 30 days, in accordance with our data retention policy.

Best regards,

Capital Gurus

Rated 5 out of 5 stars

Great team and fast funding

January 27, 2025
Unprompted review
Capital Gurus logo

Reply from Capital Gurus

Thank you so much for taking the time to leave us a 5-star review! We’re genuinely grateful for your feedback and delighted to hear that your experience with Capital Gurus was so positive. Providing excellent service and tailored financial solutions to businesses like yours is at the heart of everything we do, and it’s incredibly rewarding to know that our team was able to meet your expectations.

At Capital Gurus, we strive to build lasting relationships with our clients, offering support and guidance every step of the way. Your success is our success, and we're here to ensure you have the resources and financial tools you need to grow and thrive. If there’s anything more we can assist with, or if you have any future needs, please don’t hesitate to contact us.

Rated 5 out of 5 stars

Excellent experience!

We've worked with Ryan Stanton through a couple of different funding experiences now. Each time he has been easy to work with, extremely communicative, and he has worked hard to find the best plan for our business needs. Highly recommend!

January 24, 2025
Unprompted review
Capital Gurus logo

Reply from Capital Gurus

Thank you so much for taking the time to leave us a 5-star review! We’re genuinely grateful for your feedback and delighted to hear that your experience with Capital Gurus was so positive. Providing excellent service and tailored financial solutions to businesses like yours is at the heart of everything we do, and it’s incredibly rewarding to know that our team was able to meet your expectations.

At Capital Gurus, we strive to build lasting relationships with our clients, offering support and guidance every step of the way. Your success is our success, and we're here to ensure you have the resources and financial tools you need to grow and thrive. If there’s anything more we can assist with, or if you have any future needs, please don’t hesitate to contact us.

Rated 5 out of 5 stars

Ryan and Capital Gurus did outstanding…

Ryan and Capital Gurus did outstanding job to help . I recommend Ryan and Capital to any one in a need for help .

January 24, 2025
Unprompted review
Capital Gurus logo

Reply from Capital Gurus

Thank you so much for taking the time to leave us a 5-star review! We’re genuinely grateful for your feedback and delighted to hear that your experience with Capital Gurus was so positive. Providing excellent service and tailored financial solutions to businesses like yours is at the heart of everything we do, and it’s incredibly rewarding to know that our team was able to meet your expectations.

At Capital Gurus, we strive to build lasting relationships with our clients, offering support and guidance every step of the way. Your success is our success, and we're here to ensure you have the resources and financial tools you need to grow and thrive. If there’s anything more we can assist with, or if you have any future needs, please don’t hesitate to contact us.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look