Quick and easy setup with minimal faff - just what busy business owners want Ive called them a couple of times with questions and theres never been a queue, the person/s who answer are English, and... See more
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Review summary
Created with AI, based on recent reviews
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Reviews shaping this summary
Easy application. Decision in minutes. Often in business borrowing can be stressful or just having that additional cash flow when needed. COP application made it easy to follow. Also the app is good,... See more
Edited: Ive been a loyal customer for 3 years, I've always paid all outstanding funds every month on time. This month a direct debit payment hasn't gone through on the day, even though I... See more
When you need an injection of cash flow the last thing you need is a cumbersome system from lenders. Capital On Tap was easy to navigate and obtain an early decision with the fascility ready to use s... See more
Company details
About Capital on Tap
Written by the company
At Capital on Tap, our mission is to make running a small business as easy as possible.
We understand that the day-to-day operations of a business can be challenging, which is why we've developed tools and resources that empower business owners to streamline their operations, access fast funding, and earn rewards.
So, if you're looking for a better way to run or grow your business – whether you’re an electrician wanting to buy supplies for your next job or a consulting company wanting to consolidate your team's spend – join the 200,000 businesses across the UK and the US that have placed their trust in Capital on Tap.
We understand that the day-to-day operations of a business can be challenging, which is why we've developed tools and resources that empower business owners to streamline their operations, access fast funding, and earn rewards.
So, if you're looking for a better way to run or grow your business – whether you’re an electrician wanting to buy supplies for your next job or a consulting company wanting to consolidate your team's spend – join the 200,000 businesses across the UK and the US that have placed their trust in Capital on Tap.
The credit card built for small businesses
Written by the company
- - Uncapped 1% cashback with no annual fee
- - Practical credit limits up to £250,000
- - Free company cards with spend controls
Contact info
Hylo Building, 103, 105 Bunhill Row, Floors 6-8, EC1Y 8LZ, London, United Kingdom
- 0208 962 7401
- contact@capitalontap.com
- capitalontap.com
4.6
Excellent
18K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 88% of negative reviews
Typically replies within 1 week
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Amazing 😍 yet
May 21, 2026
They are quick and swift
They are quick and swift, straight to point. Real suppirt when you need it.
May 21, 2026
Excellent card- advice every company to have one.
Easy to apply, quick decision and good reward points.
May 20, 2026
Extremely straightforward and hassle…
Extremely straightforward and hassle free. Would highly recommend
May 18, 2026
Short application process, positive result.
Short application process, positive result. Card arrived quickly, easy to authorize and make first payment. Good simple app is easy to make payments. Good communications at every stage.
May 19, 2026
Great communication and simplicity…
Great communication and simplicity working with professionals makes life a little easier.
May 22, 2026
Application process was simple
Application process was simple , communication was straightforward.great service
May 19, 2026
Nice
Nice service easy to you strongly recommend to be a part of family of capitalontap
May 19, 2026
quick simple process - recommended for business use
I started a new business and Capital on Tap were first off the mark offering me business credit. No hassle, simple, quick, and very decent credit limit. 100% recommended.
May 22, 2026
Really very help full for my business…
Really very help full for my business down situation and we will got a cash back very save much to saved
May 21, 2026
One of the most frustrating customer service experiences I’ve had.
I dealt with Joshua, Sam and Jamal regarding a repayment arrangement and received contradictory information from different agents over several weeks. One agent confirmed there would be no payment due until the end of June, another suddenly claimed normal payments resumed in May, despite earlier agreements and call recordings confirming otherwise. I then had to repeatedly chase recordings and explanations myself just to establish what had actually been agreed.
The whole process felt disorganised and poorly managed, with staff seemingly unable to see or honour arrangements made by colleagues. Instead of helping a customer in financial difficulty, the situation created unnecessary stress, confusion and hours of wasted time.
Very disappointing experience with Capital on Tap’s customer service and internal communication.
May 21, 2026
Unprompted review
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