They sell your information regardless even afterwards when my loan was sold to other company. I did use the company 10 years ago now I get junk mail that sponsor by cardinal mortgage
Company replied
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They sell your information regardless even afterwards when my loan was sold to other company. I did use the company 10 years ago now I get junk mail that sponsor by cardinal mortgage
Company replied
Brian followed up with us to the detail the whole way through our new build timeline (9months!), proactively gave us heads up info, answered all of our questions and concerns, and worked with us throu... See more
Company replied
Cardinal Financial and specifically Charlie and Matt went above and beyond to make themselves available for any questions we had, day or night. They did an amazing job competitively and got us a great... See more
Company replied
DO NOT WASTE YOUR TIME HERE, as we have learned the hard way… closing date after closing date after closing date…. As lock rate fees climb climb climb. Poor communication…. At its worse. We were tol... See more
Company replied
Cardinal Financial® is ending the mortgage mayhem. Powered by our living loan engine, Octane®, we deliver Speed to Mortgage™ with certainty from application to close—real approvals, real numbers, and real confidence. With operations in all 50 states, we're combining automation with human expertise to turn lending complexity into clarity. Cardinal has earned the coveted status of approved lender for Fannie Mae, Freddie Mac, and Ginnie Mae and is an approved lending institution by the FHA, VA, and USDA. Driven by innovation and a commitment to doing what's right, we're building the future of modern home lending with every clear, confident close. Cardinal Financial is a national mortgage lender offering home purchase and refinance loans through its loan engine, Octane, to borrowers in all 50 states. Founded in 1987, Cardinal Financial has been helping borrowers navigate the home loan process for nearly four decades. Cardinal Financial offers conventional, FHA, VA, USDA, and jumbo loan options for purchase and refinance, helping borrowers across all 50 states and DC find the right home loan for their needs. Whether you're a first-time homebuyer or refinancing your current home, Cardinal Financial's process delivers a fast, transparent path to closing. Cardinal Financial helps homebuyers and homeowners explore mortgage options and close with confidence from day one. Learn More: www.cardinalfinancial.com or follow us on Facebook (@cardinalfinancial), Instagram (@cardinalfinancial), and LinkedIn (@cardinalfinancial). Cardinal Financial Company, Limited Partnership NMLS #66247. Equal Housing Opportunity.
3530 Toringdon Way, Suite 200, 28277, Charlotte, United States
No history of asking for reviews
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Replied to 33% of negative reviews
Typically replies within 1 month
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Cardinal Financial and specifically Charlie and Matt went above and beyond to make themselves available for any questions we had, day or night. They did an amazing job competitively and got us a great mortgage suited to our needs. They even showed up to the closing, in person, with Champagne! Definitely a white glove experience compared to big bank lenders we have used in the past. We would recommend them highly to any friends and family.

Reply from Cardinal Financial Company
Ryans team was amazing and made the home buying experience almost easy... which says a lot. Thank you!!

Reply from Cardinal Financial Company
Real people who care, helping us recognize our dream in an absolutely crazy real estate market.

Reply from Cardinal Financial Company
DO NOT WASTE YOUR TIME HERE, as we have learned the hard way… closing date after closing date after closing date…. As lock rate fees climb climb climb. Poor communication…. At its worse.
We were told our appraisal fee was refundable, yet now we have made NUMEROUS attempts by phone and email with NO REPLY! Poor poor service and total lack of communication.
Beware this lender!

Reply from Cardinal Financial Company
Great rates and great service. They helped with every step along the way from beginning to end.

Reply from Cardinal Financial Company
The entire team was amazing and I could not be happier with my new financing terms.

Reply from Cardinal Financial Company
Highly recommended. Caring, dependable, over and beyond kind of service. You cannot go wrong with Cardinal Finacial Company!

Reply from Cardinal Financial Company
Loan officer Kamen very knowledgeable, available for questions as needed, and whole process only took a month for refinance!

Reply from Cardinal Financial Company
Excellent service! What a great experience. No intimidation, no stress, no worries. All my questions were answered quickly. Any needs and wants I had were handled and understood. I felt like I was in safe, professional hands the whole time. I was taken on a personal level and dealt with customized to my situation. Jim Misner exceeded all limits to help me. I couldn't have been in better hands.

Reply from Cardinal Financial Company
Steph is the best! She takes the stress out of the entire process by making it simple and fast. I highly recommend her services if you are looking for someone who is knowledgeable and provides a great customer experience.

Reply from Cardinal Financial Company
Cardinal, the Hicks Group is an amazing company. They were very helpful and got things done fast. I asked so many questions about refinancing and I received so much information that helped me make the best decision.
I highly recommend this company and I will be using them in the future as well.

Reply from Cardinal Financial Company
Grant is the best. We had a bad experience with our original lender and switched to Grant/Cardinal last minute on a recommendation, luckily for us. We were first time home buyers in a really tough spot time-wise, and him and his team are the reason we didn’t lose our home due to delays. He made time for us immediately, his communication was on point, he put in a lot of extra effort to make up for our previous lender’s lost time, and we feel like he put us in the best position possible as new borrowers. Couldn’t be happier with him and his team, would absolutely recommend and use him in the future.

Reply from Cardinal Financial Company
You showed great patience explaining the intricacies involved with the loan process in a clear and concise manner.

Reply from Cardinal Financial Company
I really like cardinals Mrs Whitney is a great person

Reply from Cardinal Financial Company
Also available and always had an answer to our questions. I felt like I had someone in my corner guiding me through the whole process.

Reply from Cardinal Financial Company
For the excellent management and dedication of Amparo Dieppa to her client at all times

Reply from Cardinal Financial Company
It had everything to do with our loan officer, Corey McConnell. It is very rare nowadays to come across someone that is genuine and personable, while maintaining high standards of professionalism. I work in healthcare, so I'm very familiar with performance standards and client satisfaction. I must say that Corey exceeded my expectations on every level. I never felt rushed. He was very knowledgeable and answered all of my questions in a timely manner. Most of all, he was very accessible and personable. I felt like I could contact him after hours if needed, due to my work schedule. When we did talk, we even got off topic several times, talked about family which was very nice.
If Cardinal Financial has more personnel like Corey, keep it up. People like him are hard to come by, and people like him do make a difference.

Reply from Cardinal Financial Company
Cardinal and Ben Eachus were great to deal with all the way around! Communication was stellar and this was an easy refi with a quick closing! Would highly recommend.

Reply from Cardinal Financial Company
Ford & his team are the best, i'm always surprised by their professionalism & how timely the process is, can't sing their praises enough!

Reply from Cardinal Financial Company
Eric and his team made this a very easy and stress free experience. Eric was always available if I had questions or needed clarification. The response time was great! If anyone is thinking of refinancing or applying for a home loan I would definitely suggest you contact Eric.

Reply from Cardinal Financial Company
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