Choose Wisely Reviews 989

TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the service for its speed and efficiency, often noting how quickly loan applications are processed and funds are deposited into their accounts. The user experience is frequently described as easy, straightforward, and simple, with many appreciating the clear and transparent process. Reviewers also highlight the politeness and helpfulness of the staff, and the positive sentiment extends to the payment process, which is often described as fast and prompt. However, some customers were not happy with the interest rates, finding them quite high, especially given the short repayment periods. A few other people also felt that their time was wasted, with some reporting that their application was initially accepted but later declined without clear communication.

What people talk about most

Service

Consumers find service to be positive. Many reviewers praise the speed and efficiency, noting that the... See more

User experience

Reviewers highlight positive aspects of user experience, consistently describing it as easy, quick, and... See more

Payment

Clients share positive opinions on payment, highlighting the ease and speed of the process. Many reviewers... See more

Response time

People report positive experiences with response times. Customers consistently praise the quick and swift... See more

Staff

Reviewers mention positive feedback about staff. Customers consistently praise the professionalism, clear... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I found this service very helpful. I liked the fact that it only took a short space of time for me to find a suitable loan, which is useful for maintaining a healthier short term cash flow situation.... See more

Rated 5 out of 5 stars

I have good experience with Mr. Lender. They passed my loan application in just few minutes and transferred money straight way into my account. I really need on that day. Really appreciate thank you.... See more

Rated 5 out of 5 stars

After speaking to felicia, she talked me through the whole process and explained everything in details, she was very helpful and caring. I will recommend savvy at any time.

Rated 5 out of 5 stars

I am very grateful you offered me a loan easy application very quick response didn't take long for it to go in my bank account


Company details

  1. Price Comparison Site

About Choose Wisely

Written by the company

Choose Wisely is a free to use price comparison website that lets you compare an extensive range of personal finance products quickly, simply and with no jargon. We've built this website to take the drama out of trying to figure out which is the best product by making the design of tables super-simple, by always speaking in plain english and by presenting products fairly. Check Eligibility Take Control Compare Loans About Us Contact Us

How we make money

Written by the company

We don't charge you any fees or subscriptions for using choose-wisely.co.uk but if a company wants to reward us for business that they will do as a result of being featured here, we will accept commission from them. Some companies will pay us if you make a purchase, some will pay us if you make an application, others will pay us simply in exchange for you visiting their site, some won't pay us at all - whatever the case, we'll only recommend companies who we think genuinely represent good value for you.

What we believe in:

Straightforward comparison

Keeping it Simple - Forget all the nonsense. We provide the facts so you can make the best decision. Simple. No gimmicks - If you want a meerkat go to the zoo. If you want straightforward comparison you are in the right place. No jargon - Plain, clear & transparent language. Nobody likes jargon.

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

989 reviews

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Replied to 100% of negative reviews

Typically replies within 48 hours

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Rated 1 out of 5 stars

Absolutely no help whatsoever….sick of…

Absolutely no help whatsoever….sick of filling application after application out! And still no further forward! Thanks for literally nothing, only wasted my time and effort

December 12, 2025
Choose Wisely logo

Reply from Choose Wisely

Thank you for your review. Choose Wisely is a completely free to use price comparison website, not a direct lender.

If you’re struggling to get accepted for credit with a lender, it’s most likely due to something the lender identified in their final checks. When you made your application, we compared the data you gave us with the acceptance criteria of our panel of lenders, to match you with a product.

Whilst this is not the outcome you had hoped for, lenders have a duty of care to ensure that they only issue loans to suitable borrowers.

For any further assistance please email our team at hello@choosewisely.co.uk

If you have concerns around your financial well-being, We also suggest contacting Money Helper - they’re free to call on 0800 0113797 and if you’re unable to call for any reason they also offer an online chat service.

Rated 2 out of 5 stars

Very high interest rates

Having to pay back all at once and it was nearly double the amount the interest rates is very high especially when you only got 55 days to pay

November 4, 2025
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Reply from Choose Wisely

Thank you for your review. Choose Wisely is a completely free to use price comparison website, not a direct lender.

The options shown to you after you completed your loan search are the cheapest, most eligible options for you based on the information you provided on your application. This means that the rates of interest shown are likely to be the cheapest options that the lenders we work with are able to offer you.

If these options don’t seem appropriate for you and your current circumstances, you are of course under no obligation to continue with a lender.

Rated 1 out of 5 stars

I've not received anything from choose…

I've not received a loan so why give a review

December 4, 2025
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Reply from Choose Wisely

Thank you for your review. Choose Wisely is a free to use price comparison website.

We invited you review Choose Wisely as our records show you used our service to search for a loan recently. If this application was not made by you, please contact us on hello@choosewisely.co.uk so we can look into it further.

Rated 1 out of 5 stars

No good just wasting time

No good just wasting time

November 6, 2025
Choose Wisely logo

Reply from Choose Wisely

Thank you for your review. Choose Wisely is a completely free to use price comparison website, not a direct lender.

If you’re struggling to get accepted for credit with a lender, it’s most likely due to something the lender identified in their final checks. When you made your application, we compared the data you gave us with the acceptance criteria of our panel of lenders, to match you with a product.

Whilst this is not the outcome you had hoped for, lenders have a duty of care to ensure that they only issue loans to suitable borrowers.

For any further assistance please email our team at hello@choosewisely.co.uk

If you have concerns around your financial well-being, We also suggest contacting Money Helper - they’re free to call on 0800 0113797 and if you’re unable to call for any reason they also offer an online chat service.

Rated 5 out of 5 stars

Kamila 🥰

I recommend it to anyone who is in need and needs help. I am very satisfied with the service and the help. Thank you

November 4, 2025
Rated 2 out of 5 stars

2 stars are far too much

2 stars are far too much. I applied for 1000 pounds but they approved and sent 200 pounds at 10pm. First thing in the morning I contacted the dealer and explained that I don't want the 200 so they can take it back. But the wanted interest already after a few hours. Tried again to explain that I applied for 1000 not 200 but they closed the chat on me! Avoid!!!

October 29, 2025
Choose Wisely logo

Reply from Choose Wisely

We’re really sorry to hear about your experience and appreciate you taking the time to leave a review.

Choose Wisely is a free-to-use price comparison website, not a lender. When you completed your loan search with us, we matched the information you provided against the lending criteria of our panel of lenders to show you the most suitable options. The final loan amount and terms are always decided by the lender directly, as they have a duty of care to ensure any loan offered is appropriate and affordable.

If you have concerns around your financial well-being, I would suggest contacting Money Helper - they're free to call on 0800 0113797 and if you're unable to call for any reason they also offer an online chat service.

Rated 1 out of 5 stars

Customers need reliable advice that is…

Customers need reliable advice that is cost effective and not just for these businesses to increase profit at the expense of the customer. All customers should always receive free service with no hidden charges and be able to unsubscribe from the outset, from this service.

July 21, 2025
Choose Wisely logo

Reply from Choose Wisely

Thanks for leaving us a review. You've come through to Choose Wisely - we're a completely free to use price comparison website and not a lender. We do not charge any fees for our service and we've definitely not debited your account.

If you've been charged the best thing to do is check your bank statement for the name of the company that charged you. Google their name to get their contact information and speak to them directly about the charge on your account. You should also contact your bank to report the issue and ensure no further unauthorised transactions are scheduled to leave your account.

As always, you can unsubscribe from our emails at any time by clicking the Unsubscribe button at the bottom of any email we've sent you.

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