Christian Credit Counselors Reviews 

1,169
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Considering 96 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the dedicated staff and expert counselors for being exceptionally kind, professional, and patient while answering every question. Many people note that working with the agency feels like having a supportive teammate during times of severe financial hardship. People also highlight the outstanding customer service and the continuous helpful guidance provided when organizing budgets and consolidating multiple credit card accounts. Reviewers deeply appreciate the structured, affordable monthly payment plans that successfully lower high interest rates, helping clients achieve total freedom from debt.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting that everyone they spoke with was friendly,... See more

Customer service

People report positive experiences with customer service, noting that staff members are exceptionally kind,... See more

Service

Clients share positive opinions on service, noting that the agency handled loans and debt situations from... See more

Payment

Customers had positive experiences with payment, expressing great satisfaction with the simple and... See more

User experience

Reviewers highlight positive aspects of user experience, describing it as an excellent and flawless process.... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I had been drowning in debt for years trying to take care of several grandkids,but I just couldn’t get any relief. Christian Credit Counseling helped, they set up a payment plan that reduced my inter... See more

Rated 5 out of 5 stars

It has been a long, wearisome road to reach debt free, but with the help of Brenda Torres and the team at CCC it was a lot less difficult. From the very start they were welcoming, kind, professional,... See more

Rated 5 out of 5 stars

We Are SO thankful for Christian Credit Counselors. We became very intentional about paying off debt. That is an overwhelming thought when you owe thousands in credit card debt. With CCC, they work wi... See more

Rated 5 out of 5 stars

Christian Credit Counselors have been a saving grace for my family and I! We were able to consolidate our credit cards without affecting our credit, pay them off without having interest fees accrued a... See more


Company details

  1. Credit Counseling Service
  2. Debt Relief Service
  3. Financial Consultant

Written by the company

Over the last 35 years, Christian Credit Counselors has helped over 300,000 families get out of credit card debt! Freedom from debt is a process and we can help.


Contact info

4.9

Excellent

TrustScore 5 out of 5

1K reviews

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No recent history of asking for reviews

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4.9

All reviews

(1,169)

89 reviews in the last 12 months

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Rated 5 out of 5 stars

An Absolute Godsend: Exceptional Debt Guidance And Care

An Absolute Godsend: Exceptional Debt Guidance and Care

I cannot express enough gratitude for the life-changing support I received from Christian Credit Counselors, and specifically from my counselor, Chris Combs. This is actually the second time I have turned to this organization to help me navigate an overwhelming mountain of debt, and once again, they have delivered nothing short of a miracle.

Facing severe financial distress is incredibly daunting, but Chris stepped in with unmatched professionalism, deep empathy, and a clear, strategic plan. He didn’t just help me manage the crisis; he meticulously structured a path that minimized my financial damage and shielded me from the long-term fallout I feared.

Thanks to Chris’s unwavering guidance and the incredible framework of Christian Credit Counselors, I have successfully navigated my way out of the storm and achieved the ultimate goal: coming out totally at zero. To be completely debt-free and start fresh with a clean slate is a level of relief I cannot fully put into words. If you are struggling and need someone to help you reclaim your financial freedom, look no further than Chris Combs. He is truly an exceptional guide through life's toughest financial chapters.

August 28, 2026
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Rated 5 out of 5 stars

I am so grateful to Christian Credit…

I am so grateful to Christian Credit Counselors. They were able to reduce the interest rates from each of my credit cards. I was able to pay them off in a year. I had to sacrifice of not eating out and not getting extra stuff so I could pay more on the credit cards and finish faster by giving extra money towards the credit cards.

August 26, 2026
Unprompted review
Rated 5 out of 5 stars

The set up process was super easy and…

The set up process was super easy and seamless. The communication was smazingly quick with efficient follow through. I'm excited about the debt management plan and it is a huge relief to get things under control and manageable

August 4, 2026
Unprompted review
Rated 5 out of 5 stars

CALL THEM! THEY CAN HELP!

I was sinking in debt and felt such shame at getting into that position. I finally contact CCC and I'm so very glad I did. I was treated with kindness and compassion and they were ablt to negotiate with my creditors for lower interest rates. I paid for a year then received and unexpected windfall so I was able to clear the debt completly. From first contact to last receipt they have been wonderful. I just received confirmation that I have a zero balance there. Please don't hesitate to call this company. I did not have to let my accounts go past due like some companies require. Sorry so long. I just can't say enough good about Christian Credit Counselors.

July 17, 2026
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Rated 5 out of 5 stars

5 star company

From beginning to final payoff , with CCC, I received excellent service. Each counselor were so helpful, friendly and trustworthy. I never had any issues. This company literally handled my loan perfectly from beginning to end. I am forever grateful to have been referred to Christian credit counselors. Thank you!!!

June 5, 2026
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Rated 5 out of 5 stars

Honestly

Honestly, CCC was a big help for me!!! I was in a financial debt and they made it so much more easier for me to pay this debt off. Very understanding with your needs and your situation. I am so thankful beyond.

May 20, 2026
Unprompted review
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Rated 2 out of 5 stars

Disappointed honestly

I just started working with them, but it's been a frustrating experience. I was given a lot of completely wrong information about certain credit card companies, talked down to, and treated like I'm unintelligent. I didn't really have time to research other companies, but I did not have a great experience so far. There isn't any "counseling" involved. Very impersonal.

April 22, 2026
Unprompted review
Rated 5 out of 5 stars

Where to begin with the praise

Where to begin with the praise for Christian Credit Counselors, and how immensely thankful we are that honest and truly caring organizations exist in this world where corporations dominate the market/marketing and endeavor to overshadow those earnestly seeking to help people? After a shocking experience with a large, national, debt relief/consolidation program listed on Forbes for which we did not go through with due to what we thought was questionable practice, through Reddit my spouse and I discovered the National Foundation for Credit Counseling and through the NFCC, we were connected to Christian Credit Counselors for a debt management plan.

For those people who may not be aware, there is absolutely a difference between debt relief/consolidation and a debt management plan. Christian Credit Counselors offers only the latter, and they are incredibly transparent about their process. Absolutely lovely people throughout; the three representatives we were in contact with, Kelley, Gino, and Brenda made the process humane and simple. They were prompt to respond to us, answer questions, and process our application; highly professional, and yet, still warm and kind people. It truly resonated throughout our experience working with Christian Credit Counselors. We felt we were in trustworthy hands.

Of special note, if there were an option to add bonus stars we would add them for the best, most considered and compassionate contract we’ve ever had to read. We are grateful for Christian Credit Counselors.

April 22, 2026
Unprompted review
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Rated 5 out of 5 stars

CCC is the best!

CCC is the best! They helped us get payments we could afford to pay off the debt without creating more debt. They are honest and sincere, not crooked and sketchy like other “debt consolidators.”

April 14, 2026
Unprompted review
Rated 5 out of 5 stars

Help in a time of need

The staff at Christian Credit Counselors have been so helpful! What they have offered is exactly what I needed. Thank you for being a present help in time of need...thank you for letting the Lord work through you and your services!!

April 13, 2026
Unprompted review

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